How does it work?

    1. Identify
      Consider if your clients have additional financial needs including clients you’ve already introduced.
    2. Refer
      Once you have made contact with the client, complete the referral form (PDF) and send it to our Commercial Connect team. Please ensure you explain to the client that you will receive a referral fee by referring them.
    3. Convert
      We’ll then contact the client and set them up with what they need.
    4. Earn
      We pay you a referral fee.

    To find out more about this program, get in touch with us at

Benefits for brokers

  • Referral fees

    You’ll receive a referral fee for each completed sale helping you grow your business.

  • Stronger client relationships

    Meet your client’s needs through our products, services and industry expertise.

Products for referral

  • Commercial lending

    • BetterBusiness Loan
    • Market rate loan
    • Business overdraft
    • Bank guarantee.
  • Asset finance

    (Commercial Connect Asset Finance referrals will only be accepted if received along with an eligible Commercial Loan application) 

    • Finance lease
    • Operating lease
    • Hire purchase
    • Equipment loan
    • Novated lease
    • Fleet leasing and management
    • Technology and healthcare finance.

What you should know

  • What to do

    • Tell your clients you may receive a fee and the amount. Do this when asking for permission to refer them.
    • Keep client and CommBank information confidential.
    • Be honest and upfront in all of your dealings with your clients.
  • What not to do

    • Give your clients advice about CommBank products or make any statement that may influence them to sign up for any of our products.
    • Act as if you represent the Bank or have the authority to enter into binding contracts on behalf of the Bank.
    • Become involved in negotiations or disputes with your clients, unless authorised by us.
    • Change any promotional material we give you.

Things you should know

  • The information on this page is for general information purposes only and has been prepared without considering individual objectives, financial situation or needs. Individuals should, before acting on the information, consider its appropriateness to their circumstances.

    To participate in the Commercial Connect program, you will not have engaged in activity for which a credit licence is required under the National Consumer Credit Protection Act 2009. In making this referral, you will not have provided advice, a recommendation, opinion or other statement that would influence the Customer in making a decision about a product or service regulated by Ch. 7 of the Corporations Act 2001.

    Products mentioned on this page are only available to approved business customers and for business purposes only. Applications for finance are subject to the Bank’s normal credit approval and customer eligibility. Fees, charges and conditions apply. Full terms and conditions will be provided with any agreement upon credit approval. Rates are subject to change. View our Financial Services Guide (PDF). Find our Privacy Policy.

    Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945.