Help & support
Earn 170,000 bonus Qantas Points
When you open a card account by 30 October and spend $6,000 on eligible purchases within 90 days of your card account being opened.1
Earn up to 1.25 Qantas Points for every $1 spent, capped at $100,000 per statement period.2
Stay in control with custom card settings, spending limits and fraud protection.
Earn Qantas Points on eligible government payments at the same rate as domestic spend.
Enjoy peace of mind knowing cards are linked to your business, not you personally.
Travel with confidence with built-in cover for overseas trips, delays, unexpected events and more.
Attach multiple cards to one facility and set individual limits for each team member.
Earn 1 additional point for every $1 spent on eligible Qantas products and services.2
Qantas Business Rewards members can save up to 10% on the base fare of selected flights.3
The Qantas Business Rewards and Frequent Flyer loyalty programs work together, so your business and travellers can earn Qantas Points for the same trip.4
Enjoy a complimentary membership when you join Qantas Business Rewards as a CommBank customer– saving you $89.50.5
Where could your Qantas Points take you?
Return Business for one
from 101,300 Qantas Points
+
$262 in taxes, fees and carrier charges6
Return Economy for one
127,000 Qantas Points
+
$502 in taxes, fees and carrier charges6
Return Business for two
from 77,200 Qantas Points
+
$320 in taxes, fees and carrier charges6
You can apply for a CommBank Qantas Business Rewards credit card if your business has conditional approval. No paperwork required – we’ll just ask a few questions and run a credit check.
We’ll help you join the Qantas Business Rewards program or link your existing account if you’re already a member when you apply.
Earn Qantas Points when you use your card to pay for everyday business expenses and flights.
Points are automatically credited to the nominated Qantas Business Rewards account at the end of each statement period. Check your points balance anytime by logging into your Qantas Business Rewards account.
Redeem Qantas Points directly from your Qantas Business Rewards account to access:
Or transfer a minimum of 3,000 points to any Qantas Frequent Flyer Account to access even more rewards.
Learn more about how to use your Qantas Points.
Enjoy built-in insurance benefits with your CommBank Qantas Business Rewards credit card, including:
Other standard fees and charges may apply. For full details, view the CommBank Qantas Business Rewards credit card fees and charges.
To be eligible for a CommBank Qantas Business Rewards credit card, you must be:
If you meet this criteria, you can apply online in under 15 minutes.
Individual cardholders must:
Qantas Business Rewards is a loyalty program that connects Australian SMEs with a range of services and products that make doing business even more rewarding.
Whether you’re a sole trader or a growing enterprise, travel a little or a lot, joining Qantas Business Rewards unlocks exclusive value for business owners and their employees.
Earn Qantas Points for your business when flying for work, and for business expenses on the ground. This is on top of what you and your employees already receive as Qantas Frequent Flyers.
Qantas Points earned by the business go into a business account and can be used in all the same ways as Qantas Points earned into a Frequent Flyer account – to reward or reinvest back into the business.
View the full range of benefits on the Qantas Business Rewards website.
To be eligible for a CommBank Qantas Business Rewards credit card, you need to be a Qantas Business Rewards member.
If you’re not already a member, we’ll help you join during the application process. The usual $89.50 Qantas joining fee is also waived when you join Qantas Business Rewards as a CommBank customer.5
Already a member? We’ll link your existing account using your ABN.
To receive Qantas Points, you need an active Qantas Business Rewards account. You can request an activation link on the Qantas Business Rewards website. Make sure you enter the same email address that you used to sign up to the Qantas Business Rewards program in the CommBank Qantas Business Rewards card application.
You'll need to create a Qantas Business Rewards account with the ABN linked to your credit card account and a different email address.
The usual $89.50 Qantas joining fee is waived when you join Qantas Business Rewards as a CommBank customer.5
Once you've created a new Qantas Business Rewards account, you can resume your application or return to it later from your NetBank inbox.
Your business receives the Qantas Points and points will be credited to the Qantas Business Rewards account. However, you can choose to transfer Qantas Points (minimum 3,000) from your Qantas Business Rewards account, in real time, to any Qantas Frequent Flyer account.
To learn more about how you use points, visit Qantas Business Rewards.
You can check your Qantas Points balance and activity by logging into your Qantas Business Rewards account.
The points are automatically credited to the nominated Qantas Business Rewards account at the end of each statement period.
To view the Qantas Points you’ve earned using your CommBank Qantas Business Rewards credit card, log in to your Qantas Business Rewards account.
Qantas Points are only credited if we have an activated Qantas Business Rewards account on file.
If your Qantas Points are missing, call us on 13 1576 to report it. We’ll investigate and let you know the outcome.
You won’t be able to apply for a CommBank Qantas Business Rewards credit card right now. You can only apply if you've been invited and your business is conditionally approved.
You’re unable to reapply right now. If your business is conditionally approved again in the future, we’ll send you a new offer to apply.
A facility, also known as a billing account, is the central account that controls all the corporate cards issued to a business.
You can issue multiple CommBank Qantas Business Rewards credit cards that will all sit under the one CommBank Qantas Business Rewards facility. You can then use the facility to:
A facility limit is the maximum amount your business can spend across all cards in a statement period.
A card limit is the maximum an individual cardholder can spend within the same period.
Think of the facility limit as the total monthly budget for your business, while card limits are the individual spending caps for each employee.
1Offer commences on 1 June 2026. This offer is only available to pre-approved business customers and can only be claimed once per pre-approved business entity. To be eligible for the 170,000 bonus Qantas Points, you must open a new card account by 30 October 2026; and spend $6,000 on eligible purchases (as defined in the CommBank Qantas Business Rewards Credit Card Terms & Conditions) with the card, within 90 days from the date your card account starts, which you can check in the CommBank app under Account details. Once the initial 90 day elibility period has ended and you have met the spent criteria, your bonus points will be credited within 90 days and will appear on your card statement as "COMMBANK QBR BONUS POINTS’.
2Qantas Points are earned at the applicable Earn Rate for each Australian dollar (AUD) spent on Eligible Purchases using a Card. View the CommBank Qantas Business Rewards Credit Card Terms & Conditions for what is an Eligible Purchase. Only transactions that are fully processed by the end of the relevant statement period will count towards the spend requirement. Transactions that are still pending at the statement close date will not be included. Spend is calculated based on the transaction date shown on your card statement, provided the transaction has been fully processed by the statement close date.
For eligible international transactions (overseas or online) earn 1.25 Qantas Points per AUD $1 spent.
For eligible domestic transactions earn 0.6 Qantas Points per AUD $1 spent.
For eligible Qantas products/services earn 1.0 Bonus Qantas Points per AUD $1 spent.
3Savings are available exclusively to Qantas Business Rewards Members on the base fare of selected fares only and do not apply to taxes, fees and carrier charges. Availability is limited. Member savings are subject to the Qantas Business Rewards Terms and Conditions.
4Qantas Points can be earned for both the business and the traveller when the business’s ABN and the traveller’s Qantas Frequent Flyer number are quoted at the time of booking.
Qantas Points are subject to the Qantas Business Rewards Airline Reward Scheme Terms and Qantas Frequent Flyer program Terms and Conditions.
5A business must be a Qantas Business Rewards Member to earn and redeem Qantas Points with a CommBank Qantas Business Rewards credit card. A one-off join fee of $89.50 including GST normally applies, however this is waived when you join Qantas Business Rewards as a CommBank customer. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions.
6Classic Flight Rewards are available on Qantas, Jetstar and select partner airlines. Seats are subject to capacity controls, availability is limited, and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable to Qantas (excluding any amounts payable to third parties at the airport) in addition to the points required. Status Credits and Qantas Points will not be earned on Classic Flight Rewards. For a list of all Classic Flight Reward service fees, view the Fee Schedule in the program Terms and Conditions.
7Sub-limits apply. View our Certificate of Transit Accident Insurance (PDF 81KB) and Certificate of Unauthorised Transactions Insurance (PDF 81KB).
8Before relying on these insurances, you should read the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF 4.15MB) to ensure you are aware of the eligibility requirements, exclusions, limits and excesses that may apply. For International Travel Insurance, you will need to spend at least $500 in a single transaction on your prepaid travel costs on your eligible card account before leaving Australia and activate to receive any cover. You will also qualify if the $500 worth of prepaid travel costs is redeemed using CommBank Awards points or Travel Booking travel credits.
Insurance products listed are issued and administered by Cover-More Insurance Services Pty Ltd (AFSL 241713, ABN 95 003 114 145) on behalf of the insurer Zurich Australian Insurance Limited (AFSL 232507, ABN 13 000 296 640) for Commonwealth Bank of Australia (CBA). CBA and its related bodies corporate do not issue or guarantee this insurance. It does not represent a deposit with or liability of either CBA or any of its related bodies corporate. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. If you purchase an upgrade policy, we (CBA) receive a commission which is a percentage of your premium. More information can be found at commbank.com.au/travelinsuranceincluded.
For products offered by Cover-More, information about the Target Market can be found in the Target Market Determinations (TMD).
Effective 29th September 2026, insurance cover and related services will be provided by a new insurance provider. Further information, including the updated Insurance Certificates, will be available on our website from the commencement date of the new insurance provider.
Credit provided by the Commonwealth Bank of Australia. These products are only available to approved business customers and for business purposes only. Applications for finance are subject to the Bank's eligibility and suitability criteria and normal credit approval processes. View our current Terms and Conditions for Business Finance, and consider them before making any decision about these products. Rates, fees, charges and Terms & Conditions apply.
