Help & support
Offers available from 7 July 2025 for a limited time only.1
Flexi Business Investment Account
Offers available from 7 July 2025 for a limited time only.1
Lock-in a competitive interest rate with your choice of fixed term and watch your money grow.
Tailor returns to your business needs, with deposit terms ranging from 8 days to 5 years.
Choose to withdraw up to 20% of your balance before your term ends, without fees or an interest rate adjustment.2
Keep your money in our secure holding facility for up to 6 months after your term ends.3
Whether you want to lock-in a competitive rate with all your money, or take advantage of added flexibility to withdraw some of your money – we've got a term deposit for you.
I want a flexible term deposit
NEW
Open a Flexi Business Investment Account.
I want a standard term deposit
Open a Business Investment Account.
Rates for deposits between $5,000 and $1,999,999.4
There are no set up or establishment fees.
If you withdraw all or part or your money before your term ends, a prepayment interest adjustment and a $30 administration fee may apply.
If you have a Flexi Business Investment Account, you can withdraw up to 20% of your balance before your term ends with no interest adjustment or administration fees.
You can open an account online in about 10 minutes.
Step 1: Find the rate and term that suits you and choose between the Flexi Business Investment Account and Business Investment Account
Step 2: Tell us which CommBank business transaction account you’ll use to fund your new account
Step 3: We’ll open your account, which usually happens overnight
If you're looking to invest more than $1,999,999, are a Financial Institution customer or need help applying, contact your Relationship Manager or call 1800 643 837 Mon–Fri, 8am–4:30pm (Syd/Melb time).
Prefer to open an account in person?
A term deposit locks away an amount of money for an agreed length of time (i.e. the term) and rate of interest. You’re unable to withdraw the money until the term ends (i.e. the maturity date).
Our Business Investment Account is a standard term deposit. If you need to access your funds early, a 31-day notice period, interest adjustment, and administration fees typically apply.
Our Flexi Business Investment Account is a flexible term deposit, which means you can withdraw up to 20% of your money without waiting 31 days, and no interest adjustment or administration fees. The remaining 80% will continue to earn interest during the fixed term.
You can open a Business Investment Account or Flexi Business Investment Account online as a business customer if:
You can withdraw up to 20% of your balance from a Flexi Business Investment Account via NetBank and the CommBank app. Alternatively:
You can withdraw up to 20% of your balance from a Flexi Business Investment Account via NetBank and the CommBank app.
Alternatively:
Approximately one week before the end of your deposit term, we'll send you a letter with options to:
You can tell us your maturity instructions in NetBank, or by contacting your Relationship Manager, visiting a branch, or calling 1800 643 837 (Mon–Fri, 8am–4:30pm, Syd/Melb time).
Business Investment Account: You'll need to provide 31 days' notice if you want to withdraw your money before the end of your term. This may reduce your returns and incur a prepayment interest adjustment and administration fee.
Flexi Business Investment Account: You can withdraw up to 20% of the balance of your Flexi Business Investment Account before the end of the term. To withdraw more than 20%, you'll need to provide 31 days' notice. This may reduce your returns and incur a prepayment interest adjustment and administration fee.
If you're experiencing hardship and need your money sooner, please contact us immediately.
*Interest paid at the end of the term.
1This offer is available for customers eligible for a Business Investment Account or Flexi Business Investment Account however not applicable to Financial Institution customers. This offer cannot be used in conjunction with any other bonus or special interest offers.
2Only available for the Flexi Business Investment Account.
3If you don't provide instructions for your Business Investment Account at maturity, your funds will be automatically placed into our Business Investment Account holding facility. When your funds are in the holding facility, they're renewed at a fixed interest rate every seven days until we receive your instructions. You can give us instructions at any time, once you decide what you want to do. Holding facility funds earn an interest rate, which may be lower than the rate offered for a fixed term and may be subject to change. If your funds have been left in the Business Investment Account holding facility for more than 6 months, we'll automatically renew your funds as a rolling 1 month term at the standard interest rate at the time, until you provide us with instructions.
4The above interest rates are not applicable to Financial Institution customers. If you are a Financial Institution customer, please contact your Relationship Manager for details of the interest rates available on your Business Investment Account.
The target market for this product will be found within the product’s Target Market Determination.
This information has been prepared without taking into account your individual or business needs and objectives. You can view the General Information and Terms and Conditions for Business Investment Accounts, Electronic Banking Terms and Conditions (PDF) and our Financial Services Guide and should consider them before making any decision about these products and services.
Interest rates on offer may vary at any time without notice.
