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Finance new & used machinery

    • New and used vehicles and machinery from $20,000
    • Monthly repayments tailored to your business needs
    • Once approved, place your order with your preferred dealer1
    • It's easier to upgrade or replace financed assets if you have 12 months of good repayment history.2

Types of equipment

    • Excavators, loaders, backhoes and cranes
    • Mixers, graders and tankers
    • Trucks, trailers and buses
    • Agri machinery including tractors, harvesters and mowers
    • Forklifts, cherry pickers and scissor lifts
    • Processing and production equipment
    • Cars, utes and 4WDs (including fleet management)
    • Energy efficient assets such as solar, batteries and chargers

Finance tailored to your business

No hidden fees or charges

  • $0 upfront deposit
  • No monthly admin fees
  • Finance 100% of the asset cost
  • Fixed rates and repayments

Fast & online

From start to finish, our normal process is online, including reviewing and signing your agreement.

Lower your repayments

Choose a balloon payment at the end of the term (effectively lowering your monthly repayment).

Found the equipment you need on the Machines4U site and ready for a quote?

Enquire today and we’ll aim to call you back within one business day to discuss your options.

Enquire

Things you should know

  • This information is current as at 1 October 2025 and is for general information purposes only. It has been prepared without considering your objectives, financial situation or needs. You should consider the appropriateness of this information to your circumstances before acting on it.

    1 Credit provided by Commonwealth Bank of Australia. These products are only available to approved business customers for business purposes only. All applications are subject to the Bank’s eligibility and suitability criteria and normal credit approval processes. You should view our Current Terms and Conditions for Asset Finance (480KB PDF) and consider them before making any decision about these products. All rates are subject to change. Fees, charges, terms, conditions and lending criteria apply.

    2 Our simple Replacement Pathway is available for businesses who are upgrading or replacing business cars or equipment currently under finance. Approvals are conditional and subject to the replacement asset being suitable to the Bank. Acceptable evidence of 12 months good payment history is required. The asset being purchased must not be older than the asset being replaced. The finance agreement on the asset being replaced must be repaid and the new repayment must not increase by more than 25%. Additional information may be requested depending on your application details, the asset being financed and individual circumstances.