Help us improve our website by completing a quick survey. Start survey now

Upgrade your browser for the best CommBank website experiences. Click here.

Close

Find the right lending solution for your business

Flower shop

Need a hand managing unexpected expenses?

Our Simple Business Overdraft will give you the confidence to manage unexpected business expenses with access to money when you need it most.

Find out more

or

Already a customer banking online with us?

Save time by using your NetBank details. 

 

Apply in NetBank

New customer or don't bank online with us?

Apply online

or

Shop customer

Interested in a credit card that rewards your day-to-day purchases?

Enjoy the benefits of a credit card that rewards you and your business for everyday purchases.

Find out more

or

Already a customer banking online with us?

Save time by using your NetBank details. 

 

Apply in NetBank

New customer or don't bank online with us?

Apply online

or

Farmer in car

Looking to buy new cars or equipment to grow your business?

We understand how important it is to keep your business moving. That's why we offer fast approvals and access to car or equipment finance within 4 hours of signing your contract online.

Find out more


Getting to know our Simple Business Overdrafts

Handshake icon

No set term or security required

A flexible overdraft with no security required^ and no fixed loan term.

Money icon

No monthly account fee

We’ll happily waive the $10 monthly account fee for your business transaction account.

Flexible payment icon

Flexible payments

No fixed payments. Instead, a minimum monthly repayment of interest, fees and charges incurred in that month applies, so you’ve got the flexibility to manage your short-term cash flow.

Calendar icon

Round the clock access to your account

Get 24/7 access to your overdraft through NetBank, ATMs, the CommBank mobile app, over the phone or in branch.

Briefcase icon

Notification on the go

The Simple Business Overdraft is linked to your business transaction account, so you’ll always be up-to-date with real-time alerts on your balance status, or when you receive a payment.

Percentage arrow icon

Interest charges and fees.

Interest of 16% p.a. is calculated each month based only on the amount you have used from your overdraft. You are also charged an Overdraft Limit Fee which is calculated at 1.75% p.a. This will be charged on either the total overdraft limit, or the highest loan balance, whichever is greater. This is charged quarterly.

or

Already a customer banking online with us?

Save time by using your NetBank details. 

 

Apply in NetBank

New customer or don't bank online with us?

Apply online

or


Find a credit card to fit your business needs

Business Awards credit card

Business Awards credit card

  • Perfect for those looking to reward themselves for their business purchases.
  • Earn up to 1.5 points per $1 spent
  • Enjoy a great range of rewards 

Interest-Free Days credit card

Interest-Free Days credit card

  • Designed for those looking for a card with a competitive interest-free period to help with business cash flow

Low Rate credit card

Low Rate credit card

  • Ideal cash flow tool for small business owners
  • $0 Annual Fee


A range of fast car & equipment finance options

Tractor icon

Get the right deal for you

From cars and vans to tractors or trucks, our Australian based support team will help you find the right solution for the equipment you want to finance.

Costs icon

Control your costs

We'll work out the repayments that best suit your cash flow and the expected life of the equipment.

Timer icon

You’ll have funding within 4 hours

Once you’ve been approved, you’ll get funding within 4 hours of signing your contract online. Using our SmartSign paperless technology, there’s no need to print documents, have a witness signature or even find a pen.

Things you should know: 

^Directors guarantees are required for companies.

As this information has been prepared without considering your objectives, financial situation or needs, you should, before acting on the information, consider its appropriateness to your circumstances. MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. American Express is a trademark of American Express. The CommBank Business Awards American Express(R) Card is issued to the Commonwealth Bank of Australia pursuant to a license from American Express. Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945. The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances.  Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our Letter of Offer. Bank fees and charges may apply. Before acting on the advice, please consider its appropriateness to your circumstances. Commonwealth Bank of Australia issues all products on this webpage. View our Financial Services Guide (PDF 59kb). View Terms and Conditions for Electronic Banking (PDF 135kb), NetBank and CommBiz (PDF 325kb) and consider them before making any decision about these products. View our Certificate of Transit Accident Insurance (PDF).  Please view our Credit Card Conditions of Use.