How CommBank Yello works

Eligible customers belong to one of CommBank Yello’s benefit sets. Each benefit set provides relevant, tailored benefits and offers. You can check your eligibility status in the CommBank Yello hub within the latest version of the CommBank app.

Everyday

Eligibility

  • Have an eligible CommBank transaction account and
  • Complete 5+ outbound transactions each month from your eligible transaction account or credit card

Benefits

  • Activate a 12-month free membership to Kit – the kids pocket money app and prepaid card
  • Exclusive CommBank Yello Offers and other benefits from our partners – some of Australia’s favourite brands

Eligible customers who submitted an unsecured personal loan application between 1 November 2023 and 29 February 2024 and meet the eligibility requirements, will receive a cashback by May 2024. View eligibility requirements.

Everyday Plus

Eligibility

  • Have an eligible CommBank transaction account and
  • Complete 30+ outbound transactions each month from your eligible transaction account or credit card

Benefits

  • Activate a 12-month free membership to Kit – the kids pocket money app and prepaid card
  • Exclusive CommBank Yello Offers and other benefits from our partners – some of Australia’s favourite brands
  • 500 CommBank Awards bonus points each month on your Smart Awards credit card
  • One entry per month into a prize draw – 100 customers each month will win $300

Kit and CommBank are working together on an ongoing free membership offer for Everyday Plus and Homeowner benefit sets.

Eligible customers who submitted an unsecured personal loan application between 1 November 2023 and 29 February 2024 and meet the eligibility requirements, will receive a cashback by May 2024. View eligibility requirements.

Homeowner

Eligibility

  • Have an eligible CommBank transaction account and
  • Complete 30+ outbound transactions each month from your eligible transaction account or credit card and
  • Have an active CommBank home loan

Benefits

  • Activate a 12-month free membership to Kit – the kids pocket money app and prepaid card
  • Exclusive CommBank Yello Offers and other benefits from our partners – some of Australia’s favourite brands
  • 1,000 CommBank Awards bonus points each month on your Smart Awards credit card
  • One entry per month into a prize draw –100 customers each month will win $1,200
  • $10 monthly cashback on each of your eligible home insurance policies
  • $4 monthly cashback on your Home Loan Package
  • Personalised reports on property trends in your local area

Kit and CommBank are working together on an ongoing free membership offer for Everyday Plus and Homeowner benefit sets.

Eligible customers who submitted an unsecured personal loan application between 1 November 2023 and 29 February 2024 and meet the eligibility requirements, will receive a cashback by May 2024. View eligibility requirements.

CommBank Yello Offers

When it comes to everyday purchases, every saving helps. That’s why we’ve partnered with Australia’s biggest brands to give you personalised CommBank Yello Offers.

Tap ‘CBA Yello’, then ‘View all’ in the CommBank app to see your personalised offers.

For CommBank Yello Cashback Offers, simply activate them in the CommBank app, and redeem the offer using your eligible Mastercard®1. You’ll receive your cashback directly into your account, typically within 14 business days.

Make sure you’ve opted in to CommBank Yello Cashback Offers to see them.

CommBank Yello Offers

When it comes to everyday purchases, every saving helps. That’s why we’ve partnered with Australia’s biggest brands to give you personalised CommBank Yello Offers.

Tap ‘CBA Yello’, then ‘View all’ in the CommBank app to see your personalised offers.

For CommBank Yello Cashback Offers, simply activate them in the CommBank app, and redeem the offer using your eligible Mastercard®1. You’ll receive your cashback directly into your account, typically within 14 business days.

Make sure you’ve opted in to CommBank Yello Cashback Offers to see them.

How to access CommBank Yello

For the brightest CommBank Yello experience, and to see all the goodies you’re eligible for, always use the latest version of the CommBank app.

Simply tap ‘CBA Yello’ on your CommBank app home screen to visit the CommBank Yello hub, where you’ll find all your shiny benefits. Remember to keep checking back to see what’s new.

Not seeing all products and services or receiving all CommBank Yello benefits?

  • Sometimes, CommBank customers may have more than one customer record with us (for example, if you applied for different products at different times and the products weren’t linked). If this is the case, you may not qualify for certain CommBank Yello benefits or may experience a delay in receiving them, as we consider each customer record as a separate customer.

    If you can’t see all your CommBank products and services under the one login or think you may have missed out on receiving benefits, please contact us.

Not an existing CommBank customer?

Key things you should know

    • The CommBank Yello Cashback Offers program (‘CommBank Yello Cashback Offers’) rewards you with cashback after you activate (where required) an offer presented to you via the CommBank app and you make a purchase in accordance with the Terms and Conditions of that offer. Cashback is typically received within 14 business days of a qualifying purchase, but in some cases may take longer. If you are not already enrolled, you can enrol if you are at least 18 years old, hold an eligible CommBank credit Mastercard or debit Mastercard, Business credit Mastercard or StepPay digital card, and meet the ‘Base eligibility criteria’ in the ‘CommBank Yello Terms and Conditions’ (latest version available on our website at commbank.com.au/commbank-yello) (‘CommBank Yello’). Your participation in CommBank Yello Cashback Offers is governed by the full Terms and Conditions available in the CommBank app.
    • ^ Streamline Basic and Business bank accounts are not eligible transaction accounts for CommBank Yello.
    • If you win a prize draw, we’ll need to publish your first initial, surname and state (e.g. A. Citizen, NSW) on our website.
    • If you don’t use the CommBank app, you’ll still be entered into the prize draws and receive CommBank product cashbacks e.g. home insurance, Home Loan Package, Personal Loan cashbacks (if eligible).
    • Any CommBank product cashbacks (e.g. home insurance, Home Loan Package, Personal Loan cashbacks) and prize draw winnings will be paid into a joint account if you don’t have an eligible single account, unless you have selected the account your cash benefits are paid into.
    • To opt out of CommBank Yello, please message us in the CommBank app or visit your local branch.

    View current Terms and Conditions (PDF)

    View Frequently Asked Questions