CommBank Yello Benefit details

If you’re a CommBank Yello Gold customer, you could receive a $8 monthly cashback on each eligible home insurance policy you hold (up to $96 annually for each eligible policy). If you’re a CommBank Yello Diamond customer, you could receive a $10 monthly cashback on each eligible home insurance policy you hold (up to $120 annually for each eligible policy). Home insurance is distributed by CommBank and provided by Hollard. Cashbacks are available even if you receive other home insurance discounts or offers, including the combined policy discount.

Eligible Home insurance cover types that are distributed by CommBank and provided by Hollard:

• Building Cover
• Combined Building and Contents Cover

To qualify for the cashback benefit, you must hold an eligible home insurance policy on the last day of the previous month.

Cashbacks aren’t available for insurance that covers contents or portable contents as a standalone policy. Cashbacks are available per policy, rather than per customer.

From July 2025, if there are multiple potential recipients of a single cashback benefit (e.g. if there is more than one policyholder eligible for the cashback benefit), we will pay the cashback to:

• the eligible customer with the highest CommBank Yello tier (if they have different tiers);
• if there are multiple customers who have the same highest CommBank Yello tier, we’ll pay the customer that was paid the cashback in the previous month; or
• if we cannot determine the cashback recipient based on the above, we’ll select an eligible policyholder to receive the cashback benefit.  

The cashback will appear as ‘CBA Yello Insur Cashbk' in your transactions.

For further information on program eligibility or details on what account the cashback gets paid into, refer to clause 4.1 and 4.4 in the CommBank Yello Terms and Conditions.

For some information on potential tax implications, please check out our FAQs available at commbank.com.au/commbank-yello/faqs or seek independent advice from your accountant or tax adviser.

If you’re a CommBank Yello Gold or Diamond customer, you could receive a $4 monthly cashback on your Home Loan Package fee (up to $48 annually). A Home Loan Package is a Wealth Package or Mortgage Advantage (Package). The cashback will be paid per Package rather than per customer.

You must hold a Package on the last day of the previous month to qualify for the cashback benefit in a particular month.

From July 2025, if there are multiple potential recipients of a single cashback benefit (e.g. if there is more than one Package holder eligible for the cashback benefit), we will pay the cashback to:

• the eligible customer with the highest CommBank Yello tier (if they have different tiers);
• if there are multiple customers who have the same highest CommBank Yello tier, we’ll pay the customer that was paid the cashback in the previous month; or
• if we cannot determine the cashback recipient based on the above, we’ll select an eligible account holder to receive the cashback benefit. 

The cashback will appear as ‘CBA Yello HLPckg' in your transactions.

Cashback is not available where the Package is pending or closed, or from the moment where the Package fee has been fully or partially waived.

You should consider the potential tax implications of receiving a CommBank Yello cashback on fees relating to your home loan (especially if you’re claiming a tax deduction for the fees connected with your loan). Please check out our FAQs available at commbank.com.au/commbank-yello/faqs for some further information or seek independent advice from your accountant or tax adviser.

For further information on program eligibility or details on what account the cashback gets paid into, refer to clause 4.1 and 4.4 in the CommBank Yello Terms and Conditions.

If you’re a CommBank Yello Gold customer, you could receive a $5 monthly loyalty payment for investing in Australian Shares (including Exchange Traded Funds, ‘ETFs’) with CommSec. If you’re a CommBank Yello Diamond customer, you could receive a $10 monthly loyalty payment for investing in Australian Shares (including ETFs) with CommSec.

You’ll need to settle at least one trade over $1,000 monthly, with an Individual CommSec Share Trading Account into a Commonwealth Direct Investment Account (CDIA) between 1 October 2024 and 31 October 2025. The trade must be settled by the last day of the previous month.

The loyalty payment (payment) will be paid monthly and is limited to one payment per customer a month. We check your eligibility at the start of the month, for your settled trades in the previous month. The payment will appear as ‘CBA Yello Invest Loyal’ in your transactions. No payment will be paid if you do not keep your status as a CommBank Yello Gold or Diamond tier customer when eligibility is assessed.

Additionally, to obtain the payment, trades subject to eligibility assessment must relate to online trades that are CHESS – sponsored by CommSec. The payment is not available to customers with a joint, company or trustee CommSec Australian Share Trading Account, and to customers trading through CommSec Pocket, International Shares, Exchange Traded Options or trades financed by Margin Loans.

For some information on potential tax implications, please check out our FAQs available at commbank.com.au/commbank-yello/faqs or seek independent advice from your accountant or tax adviser.

For further information on program eligibility or details on what account the payment gets paid into, refer to clause 4.1 and 4.4 in the CommBank Yello Terms and Conditions.

If you’re a CommBank Yello Gold or Diamond customer with a CommBank Home Loan, you could receive a property report generated by our approved service provider. Your property must be classified as residential, defined as dwellings used for domestic occupation; and have a valid and up-to-date address recorded in our system (to allow our service partner to match against their records). Plus, there must be enough information on that address for our service partner to generate a report.

Property reports are generated once you are an eligible CommBank Yello Gold or Diamond customer with a CommBank Home Loan and will be issued through the CommBank app. You’ll be able to view or access each report for six months from the date the report was generated. If we don’t have a record of your full address, you may receive a Suburb Report. A Suburb Report focuses on your suburb, rather than your specific property.

If you close your CommBank home loan, you’ll no longer receive property reports for that property, but you may continue receiving them for other eligible properties.

If you haven’t received a property report, or only received a Suburb Report, please message us in the CommBank app or visit your local branch to provide us with your full address details. This will help ensure you receive a property report when next eligible.

The information contained in each report is general in nature and based on data about your property, the suburb or region your property is situated in or the real estate market that is available to our external data provider. This information is not specific advice and cannot be relied upon for mortgage lending purposes. All information contained in the property report is publicly available.

For further information on program eligibility, refer to clause 4.1 in the CommBank Yello Terms and Conditions.

If you're a CommBank Yello Gold or Diamond tier customer, you could get $1,500 Cashback on eligible CommBank home energy Personal Loans. The loan must be funded for the purchase of a Brighte home energy upgrade package. 

Eligible home energy loans: 

• Unsecured Fixed Rate Personal Loan 

• Unsecured Variable Rate Personal Loan 

Good to know:  

• You must be a CommBank Yello Gold or Diamond tier customer at the time you submit your Personal Loan application. 
• The cashback will appear as ‘CBA Yello Brighte Cbk’ in your transactions.
• Limit of 1 cashback per property.

For some information on potential tax implications, please check out our FAQs available at commbank.com.au/commbank-yello/faqs or seek independent advice from your accountant or tax adviser.

For further information on program eligibility or details on what account the cashback payment gets paid into, refer to clause 4.1 and 4.4 in the CommBank Yello Terms and Conditions.

For more information generally, go to Home Energy Upgrades.