Product Offer T&Cs (A-Z)

If you’re a CommBank Yello customer, you could earn CommBank Yello points when you take out an eligible Comprehensive or Comprehensive Saver Car Insurance policy through CommBank (Offer): 

• 15,000 CommBank Yello points on new policies with an annual base premium equal to or more than  $1,500 
• 8,000 CommBank Yello points on new policies with an annual base premium of $1,500 or less 
   

To earn CommBank Yello points, you must: 

• Take out an eligible Car Insurance policy through CommBank (see below for eligible policies and exclusions); 
• Be a policyholder of the eligible Car Insurance policy. Listed drivers or occasional drivers who are not policyholders are not eligible for this Offer; 
• Keep the policy for at least 90 days from the policy cover start date;  
• Be eligible for CommBank Yello when eligibility is checked; and 
• Be up to date with premium payments for that policy when eligibility is checked.

The Offer is provided once per eligible Car Insurance policy and vehicle. We check eligibility 90 calendar days after the policy cover start date. Points are based on eligibility at the time of assessment. If there is more than one eligible policyholder, only one eligible policyholder will receive CommBank Yello points. Recipient selection will be handled in accordance with the CommBank Yello Terms and Conditions. 

CommBank Yello points are typically paid within 31 days after eligibility is checked. Occasionally, this may take longer. CommBank Yello points will appear as “Car Insurance Sign Up” in View Activity. 

Eligible car insurance products are Comprehensive or Comprehensive Saver issued by Hollard and accessed through CommBank, unless excluded as set out below.  

Things you should know: 

• New policies that replace or reinstate an existing Car Insurance policy, or are taken out within 12 months after a Car Insurance policy for the same vehicle was cancelled, are not eligible and are excluded from this Offer; and 
• You’re unable to earn additional CommBank Yello points by changing, upgrading or renewing an existing policy, or by taking out another policy for the same vehicle. 
• Any eligibility, grace period, payment or forfeiture requirements that apply to the eligible Car Insurance policy continue to apply under the relevant Car Insurance policy terms. CommBank Yello points may be forfeited where those conditions are not met. 

CommBank may withhold CommBank Yello points if we reasonably determine that a customer is not eligible for this Offer, a policy is cancelled or refunded, a premium payment is reversed or dishonoured, or a customer has breached these terms, relevant product terms, or the CommBank Yello Terms and Conditions. 

CommBank may vary or withdraw this Offer acting fairly and reasonably, having regard to its legitimate business interests, and providing reasonable prior notice for unfavourable or material changes. Any change will not affect customers who have already met the eligibility criteria before the change, unless otherwise notified or stated. 

There may be tax implications of receiving CommBank Yello points under this Offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser.  

We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the Program, and to operate our systems and processes consistently with these Offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct.

These Offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to Program eligibility and Program rules, and these Offer terms prevail in relation to this Offer. For further information on Program eligibility, refer to the CommBank Yello Terms and Conditions.

If you’re a CommBank Yello Gold or Diamond customer and trade, you could earn monthly CommBank Yello points when you trade with CommSec (Offer): 

• 2,200 CommBank Yello points for Diamond customers
• 1,100 CommBank Yello points for Gold customers

To be eligible, you must settle at least one trade over $1,000 AUD monthly, or the international trade equivalent of $1,000 AUD. Trade value is calculated based on the trade execution date, excluding brokerage and fees. Eligible trades must be made through an Individual CommSec Trading Account linked to a Commonwealth Direct Investment Account (CDIA) or CommSec Margin Loan. The trade must be settled by the last day of the previous month.  The trade must be either the purchase or sale of Australian securities, International Shares or Exchange Traded Options, or a trade financed by CommSec Margin Loans. We check eligibility for the Offer at the start of each month for trades settled in the previous month.

CommBank Yello points are typically paid within 31 days and are limited to one payment per customer per month. Occasionally, this may take longer. CommBank Yello points will appear as “CommSec Monthly Loyalty” in View Activity. This Offer is not available to customers with a joint, company or trust CommSec Trading Account, or to customers trading through CommSec Pocket. 

CommBank may vary or withdraw this Offer acting fairly and reasonably, having regard to our legitimate business interests, and providing reasonable prior notice for unfavourable or material changes.

There may be tax implications of receiving CommBank Yello points under this Offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser.

We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the Program, and to operate our systems and processes consistently with these Offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct.

These Offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to Program eligibility and Program rules, and these Offer terms prevail in relation to this Offer. For further information on Program eligibility, refer to the CommBank Yello Terms and Conditions.

If you’re a CommBank Yello customer, you could earn CommBank Yello points when you take out an eligible AIA Health Insurance policy through CommBank (Offer):

• 40,000 CommBank Yello points for Couple/Family policies
• 25,000 CommBank Yello points for Single/Single Parent policies

To earn CommBank Yello points, you must:

• Apply for and take out an eligible AIA Health Insurance policy exclusively online through CommBank’s Quote and Apply offering (see below for eligible policies and exclusions);
• Be the policy owner of the eligible AIA Health Insurance policy;
• Keep the policy for at least 90 days from the policy cover start date;
• Be eligible for CommBank Yello when eligibility is checked; and
• Be up to date with premium payments for the policy, when eligibility is checked.

The Offer is provided once per eligible AIA Health Insurance policy, rather than per customer. We check eligibility 90 calendar days after the policy cover start date. Points are based on eligibility at the time of assessment. CommBank Yello points are typically paid within 60 days after eligibility is checked. Occasionally, this may take longer. CommBank Yello points will appear as “AIA Health Insurance Sign Up” in View Activity.

Eligible AIA Health Insurance policies include Hospital-only policies and combined Hospital and extras policies within the AIA Health product range from Bronze through to Silver Plus Advanced, other than excluded policies listed below.

The following are not eligible and are excluded from this Offer:

• Basic, Basic Plus, Silver Plus Family, and Gold Signature policies;
• Extras-only policies;
• Corporate products;
• Overseas Visitors Health Cover products; or
• New policies that replace or reinstate an existing AIA Health insurance policy, or are taken out within 2 months after an AIA Health insurance policy for the same person is cancelled.

Things you should know:

• The policy must remain active and must not be in arrears, terminated, or suspended at the time when eligibility is checked;
• You’re unable to earn additional CommBank Yello points by changing, upgrading or renewing an existing policy, or, by taking out another policy for the same person; and
• This Offer is not available to customers who have used this Offer or another AIA health insurance product offer in the last 12 months.

Any eligibility, grace period, payment or forfeiture requirements that apply to the eligible AIA Health Insurance policy continue to apply under the relevant AIA Health Insurance policy terms. CommBank Yello points may be forfeited where those conditions are not met.

CommBank may withhold CommBank Yello points if we reasonably determine that a customer is not eligible for this Offer, a policy is cancelled or refunded, a premium payment is reversed or dishonoured, or a customer has breached these terms, relevant product terms, or the CommBank Yello Terms and Conditions.

CommBank may vary or withdraw this Offer acting fairly and reasonably, having regard to its legitimate business interests, and providing reasonable prior notice for unfavourable or material changes. Any change will not affect customers who have already met the eligibility criteria before the change, unless otherwise notified or stated.

There may be tax implications of receiving CommBank Yello points under this Offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser.

We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the Program, and to operate our systems and processes consistently with these Offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct.

These Offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to Program eligibility and Program rules, and these Offer terms prevail in relation to this Offer. For further information on Program eligibility, refer to the CommBank Yello Terms and Conditions.

If you’re a CommBank Yello Gold or Diamond customer, you could earn CommBank Yello points when you take out an eligible Building Cover or Combined Building and Contents Cover for Home or Landlord Insurance through CommBank (Offer): 

• 30,000 CommBank Yello points on new policies with an annual base premium equal to or more than $2,000
• 15,000 CommBank Yello points on new policies with an annual base premium of less than $2,000

To earn CommBank Yello points under this Offer, you must: 

• Take out an eligible Home Insurance policy through CommBank (see below for eligible policies and exclusions); 
• Keep the policy for at least 90 days from the policy cover start date; 
• Be eligible for CommBank Yello in the Gold or Diamond tiers when eligibility is checked; and 
• Be up to date with premium payments for the policy when eligibility is checked.

This Offer is provided once per eligible home insurance policy and property. We check eligibility 90 calendar days after the policy cover start date. Points are based on eligibility at the time of assessment. CommBank Yello points are typically paid within 31 days after eligibility is checked. Occasionally, this may take longer. CommBank Yello points under this Offer will appear as “Home and Contents Insurance Sign Up” in View Activity. 

Eligible home insurance products are a new Building Cover or Combined Building and Contents Cover for Home or Landlord Insurance, issued by Hollard and accessed through CommBank, unless excluded as set out below. 

Things you should know:

• New policies that replace or reinstate an existing home insurance policy, or are taken out within 12 months after a home insurance policy for the same property was cancelled, are not eligible and are excluded from this Offer; and 
• You’re unable to earn additional CommBank Yello points by changing, upgrading or renewing an existing policy, or by taking out another policy for the same property, except where the “Additional points for Diamond customers” terms apply. 

Additional points for Diamond Customers 

If you’re a CommBank Yello Diamond customer, you could earn monthly CommBank Yello points if you hold an eligible Home Insurance Policy through CommBank (Offer): 

• 500 CommBank Yello points each month for each eligible policy you hold 

To earn CommBank Yello points under this Offer, the following requirements must be met on the last day of each month: 

• You are a CommBank Yello Diamond customer; 
• You are a policyholder of an eligible policy (see below for eligible policies); and 
• The eligible policy remains active. 

Eligible Home Insurance Policies are existing Building Cover or Combined Building and Contents Cover for Home or Landlord Insurance, issued by Hollard and accessed through CommBank. 

Where you hold multiple eligible policies covering the same property, CommBank Yello points will only be paid in respect of one eligible policy for that property each month. 

Policies held before 1 October 2026

If you held an eligible policy before 1 October 2026, you may be eligible to earn monthly points from 1 October 2026, subject to meeting the requirements above.

Policies taken out on or after 1 October 2026

If you take out an eligible policy on or after 1 October 2026, you will not be eligible to receive monthly points during the first year of the policy. 

You may become eligible to receive monthly points after the policy successfully renews for a second year, provided you meet the requirements set out above. 

When eligibility is assessed and CommBank Yello points are paid 

Eligibility for CommBank Yello points under this Offer will be assessed at the end of each month. 

If you are eligible, 500 CommBank Yello points for each eligible policy will typically be paid within 31 days after eligibility is assessed. Occasionally, this may take longer. 

CommBank Yello points under this offer will appear as “Home and Contents Insurance Monthly Loyalty” in View Activity. 

Contents Insurance  

If you’re a CommBank Yello customer, you could earn CommBank Yello points when you take out an eligible Contents Cover for Home or Landlord Insurance through CommBank (Offer): 

• 5,000 CommBank Yello points for eligible Contents Cover 

To earn CommBank Yello points under this Offer, you must: 

• Take out an eligible Contents Cover through CommBank (see below for eligible policies and exclusions); 
• Keep the policy for at least 90 days from the cover start date; 
• Be eligible for CommBank Yello in any tier when eligibility is checked; and 
• Be up to date with premium payments for the policy when eligibility is checked. 

This Offer is provided once per eligible contents insurance policy and property. We check eligibility 90 calendar days after the policy cover start date. CommBank Yello points are typically paid within 31 days after eligibility is checked. Occasionally, this may take longer. 

CommBank Yello points under this offer will appear as “Contents Insurance Sign Up” in View Activity. 

Eligible Contents Cover Insurance policies are Contents Cover for Home or Landlord Insurance, issued by Hollard and accessed through CommBank, unless excluded as set out below. 

Things you should know: 

• New policies that replace or reinstate an existing contents cover policy issued by Hollard or are taken out within 12 months after a contents cover policy for the same property was cancelled, are not eligible and are excluded from this Offer; and 
• You’re unable to earn additional CommBank Yello points by changing, upgrading or renewing an existing policy; or by taking out another policy for the same property. 

General Terms  

To earn points, you must be a policyholder of the eligible policy. If there is more than one eligible policyholder, only one eligible policyholder will receive CommBank Yello points. Recipient selection will be handled in accordance with the CommBank Yello Terms and Conditions. People covered under the policy who are not policyholders are not eligible for the above Offers. 

Any eligibility, grace period, payment or forfeiture requirements that apply to a policy continue to apply under the relevant policy terms. CommBank Yello points may be forfeited where those conditions are not met. 

CommBank may withhold CommBank Yello points under an Offer if we reasonably determine that a customer is not eligible for the Offer, a policy is cancelled or refunded, a premium payment is reversed or dishonoured, or a customer has breached these terms, relevant product terms, or the CommBank Yello Terms and Conditions. 

CommBank may vary or withdraw an Offer acting fairly and reasonably; having regard to its legitimate business interests; and providing reasonable prior notice for unfavourable or material changes. Any change will not affect customers who have already met the eligibility criteria before the change, unless otherwise notified or stated. 

There may be tax implications of receiving CommBank Yello points under these Offers. Please check our FAQs available at commbank.com.au/commbank-yello/faqsfor further information or seek independent advice from your accountant or tax adviser.  
 
We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the Program, and to operate our systems and processes consistently with these Offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct.

These Offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to Program eligibility and Program rules, and these Offer terms prevail in relation to this Offer. For further information on Program eligibility, refer to the CommBank Yello Terms and Conditions.

If you're a CommBank Yello Gold or Diamond customer, you could earn annual CommBank Yello points on your CommBank Standard Variable Rate or Fixed Rate home loan (Eligible Loan).

• 20,000 CommBank Yello points for Diamond customers
• 10,000 CommBank Yello points for Gold customers

To earn CommBank Yello points:

• You must be a CommBank Yello Gold or Diamond tier customer;
• Your Eligible Loan must receive Wealth Package/Mortgage Advantage (Package) benefits under the Consumer Mortgage Lending Products T&Cs (Home Loan T&Cs);
• You must hold at least one Eligible Loan that is receiving Package benefits. A Package is established in the name of up to two individual borrowers when an Eligible Loan is opened. A Package Holder cannot hold multiple Packages. For more details, read the Home Loan T&Cs; and
• You must have a Package Fee that is payable on an ongoing basis for your Eligible Loan(s).

CommBank Yello points are assessed annually on the Anniversary Date, which is based on when your home loan was settled or funded, or the Package establishment date (as applicable). The number of CommBank Yello points you receive depends on your CommBank Yello tier on the Anniversary Date.

CommBank Yello points are earned once per Package per year, regardless of how many Eligible Loans are linked to that Package. Where there are two Package Holders on a Package, only one Package Holder will receive the CommBank Yello points for that Package. Recipient selection will be handled in accordance with the CommBank Yello Terms and Conditions.

CommBank Yello points are typically paid within 31 days after the Anniversary Date. Occasionally, this may take longer. For example, if your home loan was funded on 1 July 2026, your Anniversary Date will be 1 July each year, and eligible points will be credited within 31 days after 1 July 2027.  

CommBank Yello points will appear as “Home Loan Annual Loyalty” in View Activity. 

You won’t be eligible if (unless we agree otherwise):  

• Your Package Fee has been waived on an ongoing basis for the life of your Eligible Loan(s), for example under employee banking or similar arrangements where the Package Fee is not payable. If you are unsure whether your Package Fee has been waived, you can contact us on 13 22 24;
• You become ineligible before the Anniversary Date, for example because your Package Fee is waived, no points will be paid for that year. However, if your Package Fee is waived in the first year (following the Package establishment date), this will not affect your eligibility for CommBank Yello points in that year;
• You're a corporate entity Package Holder, as CommBank Yello points are only available to Eligible Loans held in a personal name;
• You don’t hold an Eligible Loan receiving Package benefits on the Anniversary Date; 
• You’re not eligible for the CommBank Yello Gold or Diamond tier on the Anniversary Date; or
• You’re ineligible under the CommBank Yello Terms and Conditions.

CommBank may vary or withdraw the Offer acting fairly and reasonably; having regard to our legitimate business interests; and providing reasonable prior notice for unfavourable or material changes.

There may be tax implications of receiving CommBank Yello points under this Offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser.  

We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the Program, and to operate our systems and processes consistently with these Offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct. 

These Offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to Program eligibility and Program rules, and these Offer terms prevail in relation to this Offer. For further information on Program eligibility, refer to the CommBank Yello Terms and Conditions.

If you’re a CommBank Yello customer, you could earn CommBank Yello points when you take out an eligible AIA Life Insurance policy through CommBank (Offer): 

• 20,000 CommBank Yello points when you take out a new policy with a first-year annual premium of more than $1,000
• 10,000 CommBank Yello points when you take out a new policy with a first-year annual premium of $1,000 or less 

To earn CommBank Yello points, you must: 

• Apply for and take out an eligible AIA Life Insurance policy exclusively online through CommBank’s Quote and Apply offering (see below for eligible policies and exclusions);
• Keep the policy for at least 60 days from the policy cover start date;  
• Be eligible for CommBank Yello when eligibility is checked; 
• Be up to date with premium payments for the policy when eligibility is checked; and 
• Have not made an Adviser Transfer Request on your policy at the time eligibility is checked. 

The Offer is provided once per eligible AIA Life Insurance policy, rather than per customer. We check eligibility 60 calendar days after the policy cover start date. Points are based on eligibility at the time of assessment. CommBank Yello points are typically paid within 60 days after eligibility is checked. Occasionally, this may take longer. CommBank Yello points will appear as “AIA Life Insurance Sign Up” in View Activity. 

An eligible AIA Life Insurance policy is an AIA Priority Protection policy accessed through CommBank’s Quote and Apply offering. Things you should know:  

• The policy must remain active and must not be in arrears, terminated, or suspended at the time eligibility is checked; 
• You’re unable to earn additional CommBank Yello Points by changing, upgrading or renewing an existing policy, or by taking out another policy for the same person; and 
• This Offer is not available to customers who have used this Offer in the last 12 months. 

Any eligibility, grace period, payment or forfeiture requirements that apply to the eligible AIA Life Insurance policy continue to apply under the relevant AIA Life Insurance policy terms.  CommBank Yello points may be forfeited where those conditions are not met. 

CommBank may withhold CommBank Yello points if we reasonably determine that a customer is not eligible for this Offer, a policy is cancelled or refunded, a premium payment is reversed or dishonoured or a customer has breached these terms, relevant product terms, or the CommBank Yello Terms and Conditions. 

CommBank may vary or withdraw this Offer acting fairly and reasonably; having regard to our legitimate business interests; and providing reasonable prior notice for unfavourable or material changes. Any change will not affect customers who have already met the eligibility criteria before the change, unless otherwise notified or stated. 

There may be tax implications of receiving CommBank Yello Points under this Offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser. 

We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the Program, and to operate our systems and processes consistently with these Offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct.

These Offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to Program eligibility and Program rules, and these Offer terms prevail in relation to this Offer. For further information on Program eligibility, refer to the CommBank Yello Terms and Conditions. 

You could earn 100,000 CommBank Yello points when you apply online and settle an eligible CommBank home loan (Offer).

To earn CommBank Yello points under this Offer, all of the following criteria must be met:

• You must be a borrower under the home loan;
• You must be a CommBank Yello Gold or Diamond customer when we check your eligibility. CommBank Yello eligibility requirements apply, including but not limited to holding an Eligible Transaction Account. You don’t need to have attained Gold or Diamond status when you apply, as your eligible home loan may help you qualify;
• You must apply for an eligible CommBank home loan product that is available through CommBank’s online home loan application process, including a CommBank Digi Home Loan, Standard Variable Rate Home Loan, Simple Home Loan or Fixed Rate Home Loan;
• Your application must be submitted online and originated with the support of our Digi Home Lending team. If it is moved to a non-digital channel before settlement, you will no longer be eligible for this Offer;
• The loan must be for an owner-occupied or investment property purchase, or for refinancing a home loan from a financial institution other than CommBank;
• Your application must receive formal approval while this Offer is available;
• The loan must have a funded loan balance of at least $100,000 at settlement;
• The loan must settle within 90 days of the date of formal approval.

If there is more than one borrower under an eligible loan, only one borrower will receive CommBank Yello points. Recipient selection will be handled in accordance with the CommBank Yello Terms and Conditions.

If you purchase multiple properties or refinance multiple home loans from a financial institution other than CommBank, you may receive 100,000 CommBank Yello points for each application that meets the eligibility criteria for this Offer.

We check eligibility 60 calendar days after settlement. CommBank Yello points are typically paid within 31 days after eligibility is checked. CommBank Yello points will appear as “Online Home Loan Sign Up” in View Activity.

Things you should know:

• The loan must satisfy CommBank’s credit assessment criteria, product eligibility criteria and all other applicable lending requirements;
• Any increase, top-up, refinance, redraw or further advance after settlement will not qualify for additional CommBank Yello points under this Offer;
• If your application is changed before settlement so that it no longer meets the eligibility criteria, you will no longer be eligible for this Offer.

We reserve the right to close or vary this Offer at any time. If the Offer is withdrawn, customers who have already received formal approval before the withdrawal date may remain eligible, provided the eligible home loan settles within 90 days of that formal approval date and all other Offer conditions are met.

There may be tax implications of receiving CommBank Yello points under this Offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser.

We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the Program, and to operate our systems and processes consistently with these Offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct.

These Offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to Program eligibility and Program rules, and these Offer terms prevail in relation to this Offer. For further information on Program eligibility, refer to the CommBank Yello Terms and Conditions.

If you’re a CommBank Yello customer, you could earn CommBank Yello points when you apply for and fund a CommBank Unsecured Fixed or Variable Personal Loan for a home energy upgrade package purchased through the Brighte platform (Offer):

• 40,000 CommBank Yello points for Diamond customers
• 30,000 CommBank Yello points for Gold customers
• 20,000 CommBank Yello points for Plus customers
• 10,000 CommBank Yello points for CommBank Yello tier customers

To be eligible, you must be the borrower on the eligible CommBank Unsecured Fixed or Variable Personal Loan used for the home energy upgrade package. If more than one eligible borrower is linked to the eligible loan, only one eligible borrower will receive CommBank Yello points. Recipient selection will be handled in accordance with the CommBank Yello Terms and Conditions. Your eligibility for the offer is based on your CommBank Yello tier on the date the loan is funded.

CommBank Yello points are typically paid within 31 days after the loan has been funded . Occasionally, this may take longer. CommBank Yello points will appear as “Home Energy Loan Sign Up” in View Activity.

CommBank may vary or withdraw this Offer acting fairly and reasonably; having regard to our legitimate business interests; and providing reasonable prior notice for unfavourable or material changes.

 There may be tax implications of receiving CommBank Yello points under this Offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser.

We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the Program, and to operate our systems and processes consistently with these Offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct.

These Offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to Program eligibility and Program rules, and these Offer terms prevail in relation to this Offer. For further information on program eligibility, refer to the CommBank Yello Terms and Conditions.

If you’re a CommBank Yello customer, you could earn CommBank Yello Points when you enquire about and purchase a car through the Cars for CommBank platform, and finance the purchase with an eligible CommBank Secured Fixed Rate Car Loan (Offer):

• 80,000 CommBank Yello points for Diamond customers
• 60,000 CommBank Yello points for Gold customers
• 40,000 CommBank Yello points for Plus customers
• 20,000 CommBank Yello points for CommBank Yello tier customers

To be eligible, you must be the borrower on the eligible CommBank Secured Fixed Rate Car Loan. If more than one eligible borrower is linked to the eligible loan, only one eligible borrower will receive CommBank Yello points. Recipient selection will be handled in accordance with the CommBank Yello Terms and Conditions. Your eligibility for the offer is based on your CommBank Yello tier on the date the loan is funded.  

CommBank Yello points are typically paid within 31 days after the loan has been funded. Occasionally, this may take longer. CommBank Yello points will appear as “Car Loan Sign Up” in View Activity.

CommBank may vary or withdraw this Offer acting fairly and reasonably; having regard to its legitimate business interests; and providing reasonable prior notice for unfavourable or material changes.

 There may be tax implications of receiving CommBank Yello points under this Offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser.  

We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the Program, and to operate our systems and processes consistently with these Offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct. 

These Offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to Program eligibility and Program rules, and these Offer terms prevail in relation to this Offer. For further information on Program eligibility, refer to the CommBank Yello Terms and Conditions.

If you’re a CommBank Yello Plus, Gold or Diamond customer, you could earn CommBank Yello points each time you reinvest an eligible Term Deposit (Offer).

• 1,500 CommBank Yello points for Diamond customer
• 1,000 CommBank Yello points for Gold customers
• 500 CommBank Yello points for Plus customers

This depends on your CommBank Yello tier on the date the Term Deposit is reinvested, or the date the reinvestment request is made, whichever is later.

This excludes:

• Assurance of Support Term Deposits, Business Investment Accounts or Farm Management Deposits;
• Term Deposits renewed into the Holding Facility or when reinvested into a one-month term after being in the Holding Facility for more than 6 months; or
• Term Deposits that are closed within the Grace Period.

Things you should know:

• No additional CommBank Yello points will be earned if you change the term, balance or other details of the Term Deposit during or after the Grace Period;
• If you update your renewal instruction during the Grace Period, the date of your instruction may become the date on which we consider your Yello tier status;
• CommBank Yello points can only be earned once per Term Deposit reinvestment;
• The Offer is provided per eligible Term Deposit, rather than per customer. The Term Deposit must be held under personal name(s) only;
• Authorised operators, attorneys, Financial Management Order roles and other non-account holder roles are not eligible for this Offer; and
• If there is more than one eligible Term Deposit account holder, only one eligible account holder will receive CommBank Yello points. Recipient selection will be handled in accordance with the CommBank Yello Terms and Conditions.

CommBank Yello points are typically paid within 31 days after the Term Deposit has been reinvested. Occasionally, this may take longer. CommBank Yello points will appear as “Term Deposit Renewal” in View Activity.

Capitalised terms not defined in these Offer Terms have the meaning given in the CommBank Term Deposits General Information and Terms and Conditions, available at commbank.com.au or on request from any CommBank branch.

CommBank may vary or withdraw this Offer acting fairly and reasonably; having regard to our legitimate business interests; and providing reasonable prior notice for unfavourable or material changes.

There may be tax implications of receiving CommBank Yello points under this Offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser.

We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the Program, and to operate our systems and processes consistently with these Offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct.

These Offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to Program eligibility and Program rules, and these Offer terms prevail in relation to this Offer. For further information on Program eligibility, refer to the CommBank Yello Terms and Conditions.

View the Travel Booking Terms and Conditions