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Not a CommBank Yello customer? Learn more about CommBank Yello
From 1 October 2026, earn CommBank Yello points on eligible spend through Dine In Deals at the following rates:
Points will be paid within 31 days of your Dine In Deals transaction. Occassionally it may take longer.
Eligible Smart and Ultimate credit card holders will receive a $10 monthly dining credit to use on Dine In Deals.2
T&Cs apply.
We’ve partnered with EatClub, Australia's leading dining offers platform, to give CommBank customers more value when dining out. Access dine-in offers and discover restaurants, cafés and bars across Australia – all through the CommBank app.
Offers with real value
Unlock dine-in offers at thousands of participating restaurants, cafés and bars across Australia – helping you save on your next night out.
Easy savings, built in
Enjoy automatic savings when you pay at checkout with your Digital Dining Card – no codes or extra steps needed.
Discover dining near you
Browse nearby venues and redeem restaurant offers up to 7 days ahead of your visit.3
The offers shown below are illustrative examples only and may not reflect currently available promotions. For complete and up-to-date information on all venue offers, please visit Dine In Deals via the CommBank App.
If you're 18 years or older, are the primary cardholder, and hold an active CommBank retail or business debit card, credit card, StepPay card, or Travel Money Card, you can access and redeem eligible dine-in offers through Dine In Deals.
A Digital Dining Card is a prepaid digital Mastercard that makes it easy to pay at Dine In Deals venues after you redeem an exclusive dine-in offer.
Once set up, the card is added to your Apple Wallet or Google Wallet. When it is time to pay, simply ask for the full bill and tap your Digital Dining Card on the venue’s eftpos machine. Your redeemed offer is automatically applied, so there is no need to mention it to staff.
The venue receives the full bill amount, your linked card is charged the total minus your redeemed offer and Dine In Deals covers the difference.
Because the Digital Dining Card is prepaid, it does not affect your credit score and no additional personal details are required to create it.
Our Digital Dining Card requires a one-time setup and only takes a few minutes to complete. After redeeming a dine-in offer on Dine In Deals, simply follow the prompts to link your preferred payment method, select your card design then add it to your Google or Apple wallet.
Your Digital Dining Card is so discreet that you don’t need to let the restaurant know you’re dining-in with a Dine In Deals offer, all you’ll need to do on arrival is take a seat at the next available table.
Restaurants use Dine In Deals to fill their tables during their quiet times of the day. We’ll let the venue know your estimated arrival time although this doesn’t mean a table will be reserved for you.
No. The discount is automatically applied when the customer pays using their Digital Dining Card.
This can happen if:
No, you cannot use an EatClub Pay card or any other payment method to redeem a Dine In Deals offer. You’ll need to pay using your Dine In Deals Digital Dining Card, or the offer won’t be applied to your transaction.
EatClub charges a small service fee of 2.25% of the total Transaction value for each Transaction. This service fee is the EatClub Dine In Deals Fee. This helps us keep the service running and continue bringing you great dining offers.
Your Digital Dining Card can be used on any NFC compatible device. After you’ve completed the one-time setup process, go to your payment details and follow the prompts under “Devices connected” to add your Digital Dining Card to your alternative devices. Once you’ve completed this step, check your digital wallet on the associated device and you should find your Digital Dining Card ready to use.
Eligible Smart and Ultimate credit cardholders will receive a $10 monthly dining credit.2 Dining credits can be redeemed upon claiming an offer in Dine In Deals.
Yes, monthly dining credits for eligible Smart and Ultimate cardholders expire 12 months after their issue date.
You’ll lose access to Dine In Deals and forfeit any dining credits.
1 Offer ends 30 June 2028. Your CommBank Yello points earn rate is based on your CommBank Yello tier at the time you redeem an offer at a participating venue via Dine In Deals. Points earned per $1 spent on the amount paid after any discount, promo code or dining credit has been redeemed. For example, if your bill is $100 and you receive a 25% discount, you will earn CommBank Yello points on the $75 paid at the point of sale (plus the applicable service fee).
CommBank may vary or withdraw the Dine In Deals offer acting fairly and reasonably; having regard to its legitimate business interests; and providing reasonable prior notice for unfavourable or material changes.
You should consider the potential tax implications of receiving CommBank Yello points under this offer. You can view the FAQs on our website by searching ‘CommBank Yello – Frequently Asked Questions’ for further information or seek independent advice from your accountant or tax adviser.
In order to redeem CommBank Yello points, you must use your digital Dine in Deals card via your mobile wallet. How you earn and redeem points is subject to the CommBank Yello Terms and Conditions available at our website by searching ‘CommBank Yello.’ For more information about CommBank Yello, visit commbank.com.au/commbankyello.
2 While you have an open and active Ultimate or Smart credit card, dining credits will be automatically credited to your Dine In Deals account. Please allow up to 7 business days for a dining credit to appear in your account. In some circumstances, it may take longer. Dining credits are not transferable or exchangeable for cash. Unused dining credits will accumulate in your Dine In Deals account and expire 12 months after the date they are credited to your account.
You will receive a dining credit only where the applicable credit card fee has been charged for the relevant period. However, you will still receive the dining credit if the fee is waived because you meet the minimum spend requirement (for the Ultimate credit card: $4,000 per statement period; for the Smart credit card: $2,000 per statement period). You will not receive a dining credit if the fee is waived or not charged for any other reason.
Where a dining credit is redeemed through Dine In Deals, the amount payable will be calculated in the following order: Any applicable Dine In Deals discount will be applied to the eligible transaction amount; any applicable promo code will then be applied to the discounted amount; and any available dining credit will be applied last. The final amount payable is calculated as: eligible transaction amount - Dine In Deals discount - promo code value - dining credit value. Where a customer has both a promo code and a dining credit available, the promo code will be applied before the dining credit. Example: For an eligible transaction of $100 with a 25% Dine In Deals discount, a $10 promo code and a $10 dining credit: the 25% Dine In Deals discount reduces the transaction amount from $100 to $75; the $10 promo code reduces the amount payable from $75 to $65; and the $10 dining credit reduces the amount payable from $65 to $55. Accordingly, the final amount payable will be $55, plus any applicable service fee. In the event that you no longer hold an open and active Ultimate or Smart credit card, any unused dining credits will be forfeited.
3 Access to redeem offers up to 7 days in advance is made available once you have redeemed and paid for your first venue offer in Dine In Deals.
4 The offers shown are illustrative examples only and may not reflect currently available promotions. For complete and up-to-date information on all venue offers, please visit the Dine In Deals site.
Dine In Deals is a platform and service provided by EatClub Pty Ltd ABN 67 610 093 297, accessible to customers of CommBank via the Commbank App. Dine In Deals offers dining deals at participating restaurants and venues.
EatClub is not part of the CBA Group. CommBank does not endorse EatClub, any participating venue, or the services offered through the Dine In Deals platform, and is not responsible for, nor does it warrant or guarantee, the accuracy or completeness of the platform content or the performance of EatClub or its services.
Offers are subject to reasonable personal use only. EatClub reserves the right to revoke access to offers, reverse discounts, or cancel bookings where misuse and fraudulent activity is reasonably suspected.
For full terms and conditions governing the use of Dine In Deals, visit eatclub.com.au/terms/dineindeals
CommBank will receive a program fee generated from applicable transactions processed via the Dine In Deals platform.
Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit license 234945.
