Home loans
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Reference Interest Rates
Home Loan Interest Rates - Reference Rates
This page is used to communicate any changes (increase or decrease) to our home loan reference interest rates.
What is a reference interest rate?
A reference interest rate is a base rate that applies to a home loan. Your annual percentage rate (interest rate) is determined by starting with the reference interest rate and adding or subtracting any premium or discount (the margin). This means the interest rate that applies to your home loan may be higher or lower than the reference interest rate, depending on the margin that applies to your loan.
Key information & dates
Interest rates on our variable rate home loans will increase by 0.25% p.a. This is the effective day from which your new interest rate applies to your home loan.
You’ll be able to see your new interest rate in the CommBank app and NetBank.
If you make Principal and Interest repayments and they’re changing, you’ll see a message in your transaction listing showing your new repayment amount.
