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Credit Card Plus is issued by AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIA Australia). AIA Australia is not part of the Commonwealth Bank of Australia (CBA) Group of companies. CBA and its subsidiaries do not guarantee the obligations or performance of AIA Australia or the products it offers. All claims are administered by AIA Australia. When reference is made to “us” or “we”, this means AIA Australia. A Product Disclosure Statement (PDS) for Credit Card Plus is available online or by calling 13 3982 and should be considered in making any decision about Credit Card Plus.