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1. Cardless Cash, when you need to use ATMs

Grabbing a coffee before your exam, but your wallet’s not on hand? Zero sweat. You can use the app to withdraw money from CommBank ATMs.1

See how

Student on their way, with coffee in hand
Girl taking photo of delicious food

2. Spend Tracker, for when you need to save

Spent too much during your study breaks this week? Stay in control by making better spending decisions.

Spend Tracker categorises every transaction in your bank account automatically – from eating out, to shopping, transport, entertainment and more. 

See how

Girls looking at their mobile phones

3. PayID, to get paid back faster

Selling your second-hand textbooks to a friend next semester? Get paid back easily with a PayID. You’ll receive your money almost instantly2 and won’t need to remember your BSB and account number.

To start, register your PayID in the CommBank App.

See how

Guy eating and looking at mobile phone

4. Simple Balance, to check your money at a glance

Paying for lunch with the money in your bank account? Check your balance easily with just one swipe in the CommBank app.

Banking for students

  • Don’t yet bank with CommBank?

    You can make the most of the CommBank app’s features with a handy everyday account. It comes with $03 monthly account fees if you’re under 30 or meet other conditions.3

    Take a look

There’s even more to explore in the handy CommBank app. Try it yourself now.

Things you should know

  • 1 Limit of $500 in without a card withdrawals per day from any CommBank ATM. CommBank app, NetBank, NetCode and account access required. Full conditions on app. Terms and Conditions apply.

    2 For security reasons, a hold may apply on first time payments. The delay allows fraud security checks to take place and gives you time to alert us to unauthorised or suspicious activity on your account. Subsequent payments should be received in under a minute.

    3 Monthly account fee waived for accounts with at least $2,000 deposited each calendar month (excludes Bank initiated transactions). A monthly account fee waiver will also apply if you’re under 30 years of age.  You may also be eligible for a different monthly account fee exemption if you have an aged, disability or war veterans’ pension deposited in your account, have a balance of $50,000 or more in eligible contributing accounts, are reliant on over the counter services because of a disability, or have an eligible home loan. Find out more about rates and fees.

    Commbank app: Full terms and conditions available on the CommBank app. The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. Find out about the minimum operating system requirements on the CommBank app page. Terms and conditions are available on the app. NetBank access with NetCode SMS is required.