1. Cardless Cash, when you need to use ATMs

Grabbing a coffee before your exam, but your wallet’s not on hand? Zero sweat. You can use the app to withdraw money from CommBank ATMs.1

See how

Student on their way, with coffee in hand
Girl taking photo of delicious food

2. Spend Tracker, for when you need to save

Spent too much during your study breaks this week? Stay in control by making better spending decisions.

Spend Tracker categorises every transaction in your student bank account automatically – from eating out, to shopping, transport, entertainment and more. 

See how

Girls looking at their mobile phones

3. PayID, to get paid back faster

Selling your second-hand textbooks to a friend next semester? Get paid back easily with a PayID. You’ll receive your money almost instantly2 and won’t need to remember your BSB and account number.

To start, register your PayID in the CommBank App.

See how

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4. Simple Balance, to check your money at a glance

Paying for lunch with the money in your student bank account? Check your balance easily with just one swipe in the CommBank app.

Special banking benefits for students

Don’t yet bank with CommBank?

Are you studying at Uni, TAFE or college, or an apprentice at an Australian institution? You can make the most of the CommBank app’s features with a handy student bank account. It comes with $03 monthly account fees and access to other optional student banking discounts. 

Take a look

Already bank with us?

Check out all the student banking discounts4 you can get with CommBank.

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There’s even more to explore in the handy CommBank app. Try it yourself now.

Things you should know

1 Limit of $500 in without a card withdrawals per day from over 3,000 CommBank ATMs. CommBank app, NetBank, NetCode and account access required. Full conditions on app. Terms and Conditions apply.

2 For security reasons, a hold may apply on first time payments. The delay allows fraud security checks to take place and gives you time to alert us to unauthorised or suspicious activity on your account. Subsequent payments should be received in under a minute.

Waived for the duration of your studies. To continue receiving Student Options benefits (including the $0 monthly account fee on the Everyday Account), you may be required to show your student ID in branch annually.

Student discounts apply if you are a tertiary student at an educational institution located in Australia or are undertaking an Australian Apprenticeship. You must show us suitable student identification in branch.

Commbank app: Full terms and conditions available on the CommBank app. The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. The CommBank app is available on Android operating systems 4.4+ and iOS operating system 9.0+.  Terms and conditions are available on the app. NetBank access with NetCode SMS is required.