Car and machinery finance without the hassles

  • How it works

    • New and used cars, trucks, skid steers, excavators and other machinery from $20,000 
    • Monthly repayments tailored to your business needs
    • Once approved, place your order with your preferred dealer2
    • Upgrading a financed vehicle? We won’t need additional financials when you provide 12 months of good repayment history3

Finance that's meant for your business

No hidden fees or charges

  • $0 upfront deposit
  • No monthly fees
  • Finance 100% of the cost
  • Fixed rates and repayments

Keep it fast & online

Stay away from the printer or even finding a pen. Our normal process is electronic, including reviewing and signing your agreement.

Lower your repayments

Business finance has its perks, including your choice to have a balloon payment at the end of the term (effectively lowering your monthly repayment).

Upgrade, with no financials required

Trevor and Michelle run a plumbing business in Adelaide and purchased a ute from their local dealer in 2018.

They’re coming to the end of their finance agreement and are thinking about upgrading to a new model. Because they've paid their last 12 repayments on time and their new vehicle is eligible, CommBank can help upgrade them to the new model without the need for additional financial information. 

They can also increase their previous repayment by additional 25% to cover any cost increases in the vehicle over time.

Apply now and we’ll aim to call you within 1 business day

Prefer to contact us? Call 1800 ASSETS and mention Total Tools.

Apply now

Things you should know

  • This information is current as at 1 October 2024 and is for general information purposes only. It has been prepared without considering your objectives, financial situation or needs. You should consider the appropriateness of this information to your circumstances before acting on it.

    1 Credit provided by Commonwealth Bank of Australia. These products are only available to approved business customers for business purposes only. All applications are subject to the Bank’s eligibility and suitability criteria and normal credit approval processes. You should view our current Asset Finance Terms and Conditions and consider them before making any decision about these products. All rates are subject to change. Fees, charges, terms, conditions and lending criteria apply.

    Any pricing of the financed asset is reliant on you confirming with the dealer and agreeing on a purchase price. While credit is provided by the Commonwealth Bank under the finance agreement subject to approval, any potential discounts or savings advertised in Total Tools Communications or Promotions are offered by Total Tools Licensing Pty Ltd and its affiliates (collectively "Total Tools") and are not offered by the Commonwealth Bank of Australia.

    3 Our simple Replacement Pathway is available for businesses who are upgrading or replacing business cars or equipment currently under finance. Approvals are conditional and subject to the replacement asset being suitable to the Bank. Acceptable evidence of good payment history is required. The asset being purchased must not be older than the asset being replaced. The finance agreement on the asset being replaced must be repaid and the new repayment must not increase by more than 25%. Additional information may be requested depending on your application details, the asset being financed and individual circumstances.