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Take control of your finances

Fixed Rate Loan

  • Stay in control with a fixed interest rate and fixed repayments for the life of the loan
  • Make up to $1,000 in extra repayments per year without a fee1
  • Borrow from $4,000 to $50,000

Reduced rate

Our Fixed Rate Personal Loan rates have dropped.

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Variable Rate Loan

  • Flexibility to make extra repayments without a fee
  • Redraw available funds through your redraw facility
  • Borrow from $4,000 to $50,000

Reduced rate

Our Variable Rate Personal Loan rates have dropped.

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Achieve your goals

Take control now

Paying off more than one debt at a time is not uncommon. But if you’re struggling to manage your debt repayments, consolidation may well be worth considering.

What is debt consolidation?

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5 things you'll need to apply for a personal loan

5 things you'll need to apply for a personal loan

Quick guide to taking out a personal loan

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Tools & calculators

Help me choose

Use our personal loan selector tool to work out whether a Variable or Fixed Rate loan better suits your needs. Just remember, only an unsecured variable or fixed rate loan are able to be used to consolidate your debt.

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Repayments calculator

Understand what your repayments will be. Adjust the term and the amount to meet your budget.

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How much can I borrow?

Estimate how much you can borrow and work out the repayments at the current interest rate.

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We can help

Things you should know

1 Additional repayments made on a Fixed Rate Loan are not available to be redrawn. View the Personal Loan Terms and Conditions.