Help & support
Last updated: 3 November 2026
From bigger plans to unexpected expenses, we'll waive the $250 establishment fee when you apply for an Unsecured Fixed Rate Personal Loan or Unsecured Variable Rate Personal Loan and your loan is funded during the offer period.
Plus, we've recently reduced our unsecured personal loan interest rates, with personalised rates now starting from 6.99% p.a. (comparison rate from 8.04% p.a.). Offer T&Cs apply.`
On a Fixed Rate Personal Loan. Comparison rate 8.04% p.a.
` This offer commences on 3 November 2026 and is available to customers who apply for an Unsecured Fixed Rate Personal Loan or Unsecured Variable Rate Personal Loan and have their loan funded during the offer period.
Eligible customers will receive a $250 waiver of the establishment fee. Comparison rate calculations include this offer.
CommBank may vary or withdraw this offer, acting fairly and reasonably and providing reasonable prior notice of any material adverse change.
1 Interest rates at the lower end of our range, for example 6.99% p.a. (comparison rate 8.04% p.a.2), may be offered to customers with an excellent credit history.
An excellent credit history is determined by, among other things, paying your bills and making loan repayments on or ahead of time, being disciplined with your credit applications, and not overextending yourself financially.
Actions which can negatively impact your credit history include missing bill or loan repayments, defaulting on your credit facility, or making a large number of credit applications in a short period of time. You can find out more about how your credit score is calculated and tips for improving your credit score at our Credit Score Information Hub.
2 The comparison rate is based on a $30,000 unsecured fixed rate loan over 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Following the fixed rate period, if your loan hasn’t been repaid in full, the Standard Variable Rate will apply which is currently 15.99% p.a. This interest rate is effective as of 22 September 2026.
To find out more details about the award CommBank has received from Canstar, please go to https://www.canstar.com.au.
* Charged if loan is fully repaid with 12 or more months remaining on loan term, and we reasonably estimate we will incur a loss or administrative cost. This fee will not exceed the reasonable administrative costs and estimated losses arising from the early full repayment of your personal loan. This amount can vary and may not apply to your loan - use our Pay-out figure portal to check if this applies to you.
This page will always tell you our current fee.
