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1 .80 %P.A.

Variable rate

GoalSaver rewards you with bonus interest to help you reach your savings goal sooner. Simply grow your balance by at least $200 (excluding interest) and make no more than one withdrawal per month to earn a 1.80% p.a. interest rate on balances up to and including $100,000.

  • Ongoing bonus rate, currently 1.79% p.a.*, 
when you meet eligibility criteria
  • $0 account fees
  • Interest calculated daily and paid monthly
 so you earn more
  • No minimum balance necessary
  • Enjoy instant access to your money in 
branch, online or through phone banking

Saving advice from CommBank customers

Here are the top tips that CommBank customers told us they use to reach their savings goals.

1. Learn the difference between what you need and what you want. Put a jumper on instead of the heater.

2. Collect your change. It all adds up very quickly. But bank it and don’t leave it lying around where you can pick at it.

3. Have a master plan and stick to it. Have a saving mind-set and always debate each purchase you make.

4. Each time you get a pay rise or a little extra cash add this to your savings. This way you are putting more in your savings without noticing a difference to the amount you are living on.

Want more savings tips? Check out our Academy of Saving.

Things to know before you Can: 

*To be eligible for bonus interest, the closing balance of the GoalSaver account on the last day of the calendar month (or day prior to the day the account is closed) must be at least $200 higher (excluding interest earned on the account) than the opening balance on the first day of the same month, with no more than 1 withdrawal in the same period. The standard variable rate of 0.01% p.a. will apply on any portion of the balance over $100,000. These rates are current as at 14 January 2017 but are subject to change at the Bank's discretion. A maximum of two (2) GoalSaver accounts per customer can be opened.

This advice has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Terms and conditions for transaction and savings accounts mentioned are available here (PDF 660KB). Please read our Financial Services Guide (PDF 60KB). If you have a complaint in respect of this product, the Commonwealth Bank's dispute resolution process can be accessed on 13 2221.