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Preparing your home for storms

Storms are part of life in Australia, but you can help to minimise the impact of this volatile weather on your home by following these simple tips*.

Taking regular care of your home and garden is a very easy way to ensure you’re ready for a storm. This maintenance includes:

  • Ensuring your roof is in good condition. This includes repairing or replacing damaged tiles, eaves and gutters
  • Keeping gutters and downpipes free of leaves and other debris, so water drains as quickly as possible
  • Cutting back trees and overhanging branches

It’s a good idea to engage OH&S qualified experts to do this maintenance for you.




There are also a few simple checks you can do to make sure you’re prepared when a storm hits. These are:

  • Checking that your home and car insurance covers are up-to-date and that the amount your assets are insured for is enough to cover them if the worst did happen. You should also check that your building and contents cover includes cover for the clean-up and removal of debris
  • Ensuring you know where the mains supply for your power, water and gas are and most importantly, how to turn them off
  • Identifying which room in the house is the strongest, as you might need to shelter there in high winds, a severe storm, or a cyclone. This is most likely to be the smallest room with the fewest windows

It’s also a good idea to have some emergency supplies on stand-by, such as:

  • Containers to store drinking water
  • A spare supply of fuel for your car
  • Wide masking tape to help stop windows from breaking
  • Hessian bags and sand so you can sandbag indoor drains to stop sewage backwash in case of flooding




When a weather warning for a severe storm is issued, there are a few more things you can do to protect your family and home:

  • Disconnect all electrical appliances as well as external TV and radio aerials
  • Secure any loose items around your home, like garden furniture, tools and toys, that could cause damage in strong winds
  • Fill containers and baths with clean water in case the main water supply is cut off
  • Close any window shutters or tape windows in a criss-cross pattern using masking tape. It’s also a good idea to close blinds and curtains
  • Park your cars under cover, far from trees, power lines and waterways. If you can’t get your cars under cover, it’s a good idea to secure them with firmly tied blankets to protect against hail damage.

Preparing your home for storms

 Get an estimate of the amount of cover you need by using our building insurance and contents insurance calculators

 See our home insurance and car insurance FAQs.

 Need to make a claim? If you have car insurance or building and contents cover with us, call 13 2423, 24/7.

Our award-winning^ home insurance can protect your home and contents against fire, flood, storm, theft and more.

Important information

*Information sourced from the Queensland Government Prepare your home Fact Sheet

^Canstar award for Outstanding Value Home and Contents Insurance in Australia 12 years running. Visit Canstar’s Home & Contents Insurance Star Ratings report for details of CommInsure’s awards.

This information has been prepared without considering your personal objectives, financial situations or needs. Before acting on it, please consider its appropriateness to your circumstances. 

Home Insurance is provided by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CommInsure is a registered business name of CIL. CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. This information is provided by CIL and where we refer to ‘we’, 'us' and ‘our’, we mean CIL. You can download a Product Disclosure Statement (PDS) and Financial Services Guide (FSG) by clicking on the links, or by calling us on 13 2423 for a paper copy.