Help & support
Please note travel insurance doesn't cover cancellation claims related to COVID-19. For more information on COVID-19, refer to our FAQs.
International travel insurance is included with Low Fee Gold, Low Rate Gold, Gold Awards^, Platinum Awards, Diamond Awards and Ultimate Awards CommBank credit cards and World Debit Mastercard when you activate your insurance in NetBank, the CommBank app or by contacting Cover-More.
Then you, your spouse and up to 10 accompanied children, if they’re travelling with you for the entire journey, are protected.
If you don’t have an eligible CommBank credit card or World Debit Mastercard, take a look at our CBA International and Domestic Travel Insurance instead.
Paid for your accommodation or flights? Activate your included insurance in NetBank, the CommBank app or by contacting Cover-More to receive comprehensive cover.
Upgrade your cover to include more adventurous activities or if you or a family member travelling with you for the entire journey, has an existing medical condition that's been approved. A premium will apply.
Once activated, your Certificate of Insurance will be emailed to you shortly thereafter. If you don’t receive it or you’re unsure if it’s been activated, contact Cover-More.
This table is a summary of the key benefits and their maximum benefit limits. If any excess applies, it’ll be included on your Certificate of Insurance.
For everything that’s covered including limits, sub-limits, conditions and exclusions, carefully read our Credit Card Insurances Product Disclosure Statement (PDF) or World Debit Mastercard insurances Product Disclosure Statement and Information Booklet (PDF).
If you have activated international travel insurance included in your CommBank credit card or World Debit Mastercard on or before 30 March 2021, please refer to the Credit Card Insurances Product Disclosure Statement – effective 15 January 2020 or the World Debit Mastercard insurances Product Disclosure Statement and Information Booklet – effective 15 January 2020.
Remember to check the Travel Alerts page regularly to see if there are any global events that can affect you and your travel insurance policy
Consider adding activity cover. Refer to our Credit Card Insurances Product Disclosure Statement (PDF) or World Debit Mastercard insurances Product Disclosure Statement and Information Booklet (PDF) for more information.
You and anyone travelling with you needs the reassurance that you’re protected, no matter what. That includes claims directly or indirectly relating to an existing medical condition.
Let’s debunk a myth - being honest about a medical condition doesn’t always mean you can’t get travel insurance.
It pays to be upfront when you answer this, give Cover-More a call if you’re not sure.
Many conditions can be automatically included on your activated policy provided you and your condition meet the specified criteria.
Conditions include:
For a full list of conditions and criteria (including pregnancy), check our Credit Card Insurances Product Disclosure Statement (PDF) or World Debit Mastercard insurances Product Disclosure Statement and Information Booklet (PDF).
If all of your existing medical conditions or your travel companion’s conditions aren’t automatically included, you’ll need to complete an online health assessment as part of activating your travel insurance or call 1300 467 951 for help.
You’ll instantly know if they’re covered. If approved, you’ll need to pay an additional premium to cover your existing medical condition.
If you’re 80 or over, you must apply for Upgrades cover. Check our Credit Card Insurances Product Disclosure Statement (PDF) or World Debit Mastercard insurances Product Disclosure Statement and Information Booklet (PDF) for more information.
Make a claim online or call 8am - 5pm Mon - Fri and 9am - 4pm Sat (Sydney/Melbourne time)
CommBank Travel Insurance
c/o Cover-More
Private Bag 913
North Sydney NSW 2059
Australia
It’s important to also include your policy number and contact details.
View how to make a claim to see what you should consider and which documents and information to have handy before making your claim.
Make a local or international call
Within Australia: call Cover-More on 02 8907 5641 (24/7)
Within Australia, to report a lost or stolen CommBank card:
call us on 13 2221 (24/7)
From overseas: call Cover-More on +61 289075641 (24/7)
From overseas, to report a lost or stolen CommBank card:
call us on +61 2 9999 3283 (24/7)
Update your contact details, locate your Certificate of Insurance, add or remove travellers and make changes to your travel insurance policy.
^ Gold Awards cards are no longer available for sale from 23 March 2018.
Insurance is provided by Zurich Australian Insurance Limited, ABN 13 000 296 640, AFS Licence Number 232507 through its agent Cover-More Insurance Services Pty Ltd ABN 95 003 114 145, AFSL 241713 (Cover-More) for Commonwealth Bank of Australia (CBA).
Terms, conditions, restrictions, exclusions (including for pre-existing medical conditions and persons aged 80 years or over), limits, sub-limits and excesses may apply to all insurances. Please read the Credit Card Insurances Product Disclosure Statement (PDF) or World Debit Mastercard insurances Product Disclosure Statement and Information Booklet (PDF) for more information.
If you have activated international travel insurance included in your CommBank credit card or World Debit Mastercard on or before 30 March 2021, please refer to the Credit Card Insurances Product Disclosure Statement – effective 15 January 2020 or the World Debit Mastercard insurances Product Disclosure Statement and Information Booklet – effective 15 January 2020.
Where used, the term “unlimited” only means there is no capped dollar sum insured. All costs and expenses claimed must be reasonable. You are only covered for treatment received and/or hospital accommodation during the 12 month period after the sickness first showed itself or the injury happened. Sub-limits may apply.
You need to activate your international travel insurance available with eligible credit cards before each trip in order to have a comprehensive level of cover. If you don’t activate, you’ll receive personal liability cover and overseas emergency medical assistance and overseas emergency medical and hospital expenses cover only.
The target market for this product will be found within the product’s Target Market Determination, available here.
For products offered by Cover-more, information about the Target Market can be found in the Target Market Determination (TMD): Credit Card Travel Insurance TMD, World Debit Travel Insurance TMD or Standard Travel Insurance TMD.
CBA and its related bodies corporate do not issue or guarantee this insurance. It does not represent a deposit with or liability of either CBA or any of its related bodies corporate. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. If you purchase an upgrade policy, we (CBA) receive a commission which is a percentage of your premium.
