| |
Awards
|
Gold Awards
|
Platinum Awards
|
Low Fee
|
Low Fee
Gold
|
Student
|
Low Rate
|
Low Rate Gold
|
|
|
|
|
|
|
|
|
|
| Interest rate on
purchases |
20.49
% p.a.
|
20.49
% p.a.
|
20.49
% p.a.
|
19.99
% p.a.
|
19.99
% p.a.
|
19.99
% p.a
|
13.24
% p.a.
|
13.24
% p.a.
|
| Interest rate on cash
advance |
21.49
% p.a.
|
21.49
% p.a.
|
21.49
% p.a.
|
21.49
% p.a.
|
21.49
% p.a.
|
21.49
% p.a.
|
21.49
% p.a.
|
21.49
% p.a.
|
| Annual Fee |
$89
/$591
|
$144
/$1141
|
$280
/$2501
|
$24
/$02
|
$90
/$03
|
$0 4
|
$78
/$481
|
$120
/$901
|
| Interest Free Days on
Purchases |
Up to 55
|
Up to 55
|
Up to 55
|
Up to 55
|
Up to 55
|
Up to 55
|
Up to 55
|
Up to 55
|
| Additional Cardholder |
Yes, for $15 p.a.
|
Yes, for $15 p.a.
|
Yes, for $15 p.a.
|
Yes, free
|
Yes, free
|
Yes, free
|
Yes, free
|
Yes, free
|
| Commonwealth Awards points
earned 5 |
American Express: 1.5 points per $1 MasterCard® Card:1
point per $1
|
American Express: 2 points per $1 MasterCard Card:1 point
per $1
|
American Express: 3 points per $1 MasterCard Card:1 point
per $1
|
n/a
|
n/a
|
n/a
|
n/a
|
n/a
|
| Balance Transfer Option |
5.99% p.a.for 5 months
|
5.99% p.a.for 5 months
|
5.99% p.a.for 5 months
|
5.99% p.a.for 5 months
|
5.99% p.a.for 5 months
|
5.99% p.a.for 5 months
|
5.99% p.a.for 5 months
|
5.99% p.a.for 5 months
|
| Additional Features |
| International Travel
Insurances† |
|
|
|
|
|
|
|
|
| Shopping Insurances† |
|
|
|
|
|
|
|
|
| ‘Your Concierge’ 24/7
Concierge |
|
|
|
|
|
|
|
|
| Premium Privileges |
|
|
|
|
|
|
|
|
| CreditCard Plus
Protection# |
Optional
|
Optional
|
Optional
|
Optional
|
Optional
|
Optional
|
Optional
|
Optional
|
| Other Benefits |
| MasterCard® applause™ |
|
|
|
|
|
|
|
|
| MasterCard® Moments™ |
|
|
|
|
|
|
|
|
| MasterCard® PayPass™ |
|
|
|
|
|
|
|
|
| American Express Selects |
|
|
|
|
|
|
|
|
| globaleshop by American
Express |
|
|
|
|
|
|
|
|
| Card Security Features |
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
1 The lower annual fee will be charged if you hold an
qualifying Commonwealth Bank account or loan at point of application. Otherwise
the higher fee will be charged. For a list of eligible accounts and loans see
Standard Fees and Charges booklet (ADB1682) available from branches or go to commbank.com.au/preferentialpricing. |
|
2 The annual fee on the Low Fee Card is waived in the first
year if you hold a qualifying Commonwealth Bank account or loan at point of
application, and in each subsequent year if you have spent (purchases and cash
advances only) at least $1,000 in the previous year. For a list of eligible
accounts and loans see Standard Fees and Charges booklet (ADB1682) available
from branches or go to commbank.com.au/preferentialpricing. |
|
3 The annual fee on the Low Fee Gold Card is waived in the
first year if you hold a qualifying Commonwealth Bank account or loan at point
of application, and in each subsequent year if you have spent (purchases and
cash advances only) at least $10,000 in the previous year. For a list of
eligible accounts and loans see Standard Fees and Charges booklet (ADB1682)
available from branches or go to commbank.com.au/preferentialpricing. |
|
4 $0 annual fee charged on the Student option for the duration
of your studies. To qualify you must be a full-time tertiary student & have
a Student Options Debit MasterCard® or Streamline account. Reverts to Low Fee
Card pricing after your studies have finished. |
|
5 Commonwealth Awards points are earned on eligible
transactions (most purchases, but not cash advances or balance transfers) and
are subject to points capping - for details please refer to the Commonwealth
Awards Program Terms and Conditions in Important Information. |
|
† Conditions apply. Refer to your Commonwealth
Bank Gold Awards Credit Card and Platinum Awards Credit Card Complimentary
Insurance and Guaranteed Pricing Cover brochure. |
|
# CreditCard Plus is issued by The Colonial Mutual Life
Assurance Society Limited ABN 12 004 021 809 AFSL 235035 (CMLA), a wholly owned
but non guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123
124. You can obtain a Product Disclosure Statement (PDS) by calling 13 2015
between 8 am and 8 pm (Sydney time), Monday to Friday, or from any Commonwealth
Bank branch. You should consider the CreditCard Plus PDS before reaching a
decision about the product. |
