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Building Money Management Skills


Australia’s leading face-to-face financial literacy program for school and vocational education students. StartSmart reaches more than 275,000 students every year.

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Teaching Awards

The Commonwealth Bank Foundation Teaching Awards recognise and reward inspirational teachers who are making an outstanding contribution to developing the essential money management skills of their students.

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The Commonwealth Bank Foundation undertakes external research to determine the impact of improving financial literacy on our society and the efficacy of our financial literacy programs.

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The Commonwealth Bank Foundation offers a range of resources to support teachers with delivering financial education in their classrooms.

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Supporting Aboriginal and Torres Strait Islander people

The Foundation also supports Aboriginal and Torres Strait Islander people by providing educational opportunities to Indigenous youth and partnering with community organisations to build financial skills.

Learn more about how we support Aboriginal and Torres Strait Islander financial literacy.


Established in 2007, our award-winning program for school and vocational education students has changed the way young people learn about money. Our workshops about money management are interactive, engaging and fun, and give students the confidence to make smart decisions about money. This year, the StartSmart workshops will reach more than 275,000 students, making it the largest face-to-face financial literacy program of its kind in the world.

The Foundation works closely with education experts to create tailored workshops for students in primary, secondary and vocational settings. The workshops are supported by online learning materials including teacher resources, videos, animations and games. In 2014, a Virtual StartSmart Workshop  was made available for rural and regional students to increase the reach of the StartSmart program.

All StartSmart workshops are free of charge and don’t promote the products or services of the Commonwealth Bank.

StartSmart Primary

The StartSmart Primary workshops address topics including distinguishing between needs and wants, identifying currency, comparative shopping, different ways of earning an income and saving money to achieve personal financial goals.

StartSmart Secondary

The StartSmart Secondary workshops cover topics ranging from getting your first job and making smart spending choices to basic investing principles, setting savings goals and budgeting.

StartSmart Pathways

The StartSmart Pathways workshops topics include understanding different types of debt, strategies for keeping track of your money and developing employability skills.

To find out more or to book a StartSmart session, visit