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Our research

To help improve financial literacy levels and guide the development of our programs, we undertake extensive research.

In 2004 and 2010, the Commonwealth Bank Foundation, in partnership with Monash University and Eureka Strategic Research (now the Ipsos-Eureka Research Institute), conducted studies measuring the financial literacy of Australians.

  • 2004 Report: Improving financial literacy in Australia: benefits for the individual and the nation (PDF 608KB).
  • 2010 Report: Improving financial literacy: benefits for all Australians (PDF 1MB).

In 2012, to create our workshops for vocational education students, StartSmart Pathways, we worked with the Workplace Research Centre at the University of Sydney, to gain an understanding of the specific financial literacy needs of Australia’s Vocational Education and Training students.

  • StartSmart Pathways Report: Money Skilled: Measuring financial literacy among Australia’s Vocational and Education and Training students (PDF 2.25MB).

In 2013, in partnership with the Australian Council for Education Research, the Foundation assessed the efficacy and impact of the StartSmart program. In all eight categories reviewed there was a positive impact recorded and an educationally significant impact in six of the eight categories.