It’s important to know what you’re covered for and what you aren’t when considering car insurance policies. Here are 5 insurance exclusions to keep in mind.
1. Driving under the influence
An insurer isn’t likely to cover you if you get behind the wheel with drugs, alcohol over the legal limit or certain prescription medicines in your system.
2. Unapproved modifications
If you’re planning to alter your car’s paintwork, engine, suspension, wheels or body, it’s in your interest to check with your insurer first. Unauthorised modifications may lead to future claims being reduced or refused.