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Thinking of buying a dash cam? The essentials you need to know

Dash cams are becoming increasingly more mainstream on Australian roads and it’s easy to see why.

Whether you’re driving to the shops or heading out on a weekend road trip, a dashboard camera (commonly known as dash cams) can record your journey, and can be especially helpful in the event of an accident.

What are dash cams?

Dash cams record footage of the road ahead (or behind), saving the recording when prompted. They can be placed at either the front, rear or front and rear of the car. This way if something happens to you or your vehicle, you may be better able to understand and have evidence of what caused the accident.

How do dash cams work?

After initial set up, your dash cam should automatically start with your car’s ignition. It will then record footage of the road ahead or behind and give you the option to save the footage onto your memory card. If no clip is saved, the dash camera will then record over old footage to save space on your memory card.

Why can dash cams be useful?

Dash cams can be useful in proving causation of an accident and can assist in insurance claims. This is because – depending on your chosen model – they can provide details such as time, location, date, and speed. Clear footage of your collision can offer evidence to your case, which may help your insurance claim.

If your dash cam has a built-in sensor, it can also record footage when your car is parked. This means it could automatically start recording if someone tries to vandalise or break into your car. Plus, dash cams can be a helpful resource if you want to report an incident of speeding or dangerous driving or even improve your own driving skills.

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This article is intended to provide general information of an educational nature only. It does not have regard to the financial situation or needs of any reader and must not be relied upon as financial product advice.

Car Insurance is provided and issued by Hollard Insurance Partners Limited ABN 96 067 524 216, AFSL 235030 (Hollard) and distributed by the Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945 (CBA). Hollard is not part of the CBA Group. CBA and its related entities do not sell, issue or guarantee the obligations or performance of Hollard or the products Hollard offers and this insurance product does not represent a deposit with or liability of either CBA or any of its related bodies corporate. If you purchase a Car Insurance policy, CBA is paid a commission which is a percentage of your premium. 

For products issued by Hollard, information about the target market can be found within the product’s Target Market Determination available here.

This information has been prepared without considering your objectives, financial situation or needs.  You should, before acting on this, consider the appropriateness of the product to your circumstances. A Product Disclosure Statement (PDS) is available at all Commonwealth Bank branches, by downloading them from commbank.com.au or by calling 13 2423 and should be considered before making any decisions about this product. You should also read the Premium, Excess and Discount Guide (PEDG) and Financial Services Guide (FSG) by clicking on the links, or by calling 13 2423 for a paper copy.