If you’re one of the many Australians who’ve made their home in or near the bush, keeping your family and your home safe from bushfire may well be something that’s on your mind – particularly in summer.

Here are some things you can do to help make sure you’re ready should something happen.

Clean your roof regularly

It’s important that your roof, gutters and downpipes are free of leaves, as embers and sparks from a fire can easily set these alight. Installing high-quality metal leaf guards is one way to better manage this danger, as they can help stop leaves from gathering in your gutters.

Maintain your roof and walls

Check your roof is in good condition and replace any damaged tiles regularly. You should also seal any gaps in your external walls.

Keep your garden well maintained

Cut back any overhanging trees or shrubs, keep grass short and make sure there’s no garden mulch near the house. It’s also a good idea to use plants that have a low oil content in your garden such as oaks, willow and fruit trees, as they’ll be less likely to catch fire.

Store anything flammable away from your house

This includes keeping liquids like petrol, chemicals and wood piles as far away as possible. If you have any liquefied petroleum gas (LPG)  or natural gas cylinders (including those for a BBQ), turn the pressure relief valves away from the house so no flames are directed toward your property should they become alight.

Install a non-combustible fence

A non-combustible fence can withstand the extreme heat of a fire. You can also install metal flywire or screens on the outside of windows and doors.

Test your garden hose

Ensure your garden hose is long enough to reach around the entire perimeter of your home so that you can stop any fires from spreading if it’s safe to do so.

Ensure you're adequately covered

Keep your home and contents insurance up to date and make sure you’re adequately insured. Underinsurance could leave you struggling to rebuild or replace contents if something does happen.

Make a plan

Remember, you and your family’s safety is the first priority in the event of a fire. If you live near the bush you should make a bushfire survival plan and discuss it so everyone knows exactly what to do in the event of a fire. You can search online for “bushfire survival plan” to find one relevant to your state.

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Things you should know

This article is intended to provide general information of an educational nature only. It does not have regard to the financial situation or needs of any reader and must not be relied upon as financial product advice.

Home Insurance is provided by CommInsure, a registered business name of Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. Where we refer to 'we', 'us' and 'our', we mean CIL. As this information has been prepared without considering your objectives, financial situation or needs. You should, before acting on this, consider the appropriateness to your circumstances.

A Product Disclosure Statement is available at all Commonwealth Bank branches, by downloading them from commbank.com.au or by calling 13 2423 and should be considered before making any decisions about this product. You should also read the Home Insurance Key Fact Sheet, Financial Services Guide and Privacy Policy which are also available by calling 13 2423.