Our range of bank accounts  

Everyday accounts


Transaction accounts for day-to-day living to use for shopping, paying bills, withdrawing cash and more.

  • Debit Mastercard included
  • No ATM withdrawal fees with the largest branch and ATM network in Australia
  • Low account fee which we can waive1
  • Great features included like Cardless Cash

Savings accounts & Term Deposits

Savings accounts to help you reach your goals and have money set aside for the unexpected.

  • Bonus interest for regular savings
  • Easy access to your savings 24/7
  • Set savings goals in the CommBank app with Goal Tracker2 and make regular, automated transfers from your everyday account


Banking for the stage you’re at 

Securely manage your accounts, the way you want.

Our award-winning3 digital technology gives you the flexibility to access, track and manage your money on a range of devices - securely, wherever you are. From banking on the go on the CommBank app, to completing more complex tasks in NetBank or paying with your wearable or digital wallet.4 We take our responsibility to protect your privacy and security seriously, and have a range of security capabilities to keep your information safe.5

Explore our Digital Banking

Daughter and father

Things you should know

1 Monthly account fee waived for accounts with at least $2,000 deposited each calendar month (excludes Bank initiated transactions). A monthly account fee waiver will also apply if you’re under 25 years of age, or you’re a full-time or part-time tertiary student at an Australian educational institution or undertaking an Australian Apprenticeship on Student Options. You may also be eligible for a different monthly account fee exemption if you have an aged, disability or war veterans’ pension deposited in your account, have a balance of $50,000 or more in eligible contributing accounts, are reliant on over the counter services because of a disability or have an eligible home loan. Find out more about rates and fees.

2 Requires a GoalSaver or NetBank Saver in your name only.

3The Forrester Banking Wave™: Australian Mobile Apps, Q2 2018.  Commonwealth Bank of Australia received the highest Industry Wave™ overall score among Mobile Apps in Australia in Forrester's proprietary Industry Wave™ evaluation. Forrester Research does not endorse any company included in any Industry Wave™ report and does not advise any person or organisation to select the products or services of any particular company based on the ratings included in such reports.

Not available on Business Transaction Accounts.

We’ll cover any loss due to unauthorised transactions on your account, as long as you safeguard your cards, devices, payment documents, client numbers, PINs, passwords and any other access methods, and immediately notify us of their loss, theft or misuse or any suspicious unauthorised activity on your account.

The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. View our Financial Services Guide (PDF 60KB). View the full terms and conditions for the transaction and savings accounts mentioned (PDF 660KB) or contact any branch of the Commonwealth Bank.

Full terms and conditions of the CommBank app are available on the app. The CommBank app is free to download however your mobile network provider may charge you for accessing data on your phone. NetBank access with NetCode SMS is required. Find out about the minimum operating system requirements on the CommBank app page