Our range of bank accounts  

Everyday accounts


Everyday transaction accounts for your day-to-day spending and banking needs.

  • Debit Mastercard®  included
  • Low account fee, which you may not have to pay1
  • Join over 5 million Australians using the CommBank app, with features like Spend Tracker and Cash Flow View
  • Pay with your phone or wearable using Apple Pay, Google PayTM6, Samsung Pay or CommBank Tap & Pay
  • Get help when you need it from our extensive branch network across the country, and our Australian-based call centres
  • Your account is protected from unauthorised transactions by our 100% Security Guarantee. It’s also backed by the Australian Government’s guarantee on combined balances of up to $250,000 per account holder.

Savings accounts & Term Deposits

Savings accounts to give you greater peace of mind and help you reach your savings goals.

  • Bonus interest for regular savings
  • Easy access to your savings 24/7
  • Combined balances up to $250,000 per account holder are guaranteed by the Australian Government
  • Set savings goals in the CommBank app with Goal Tracker2 and make regular, automated transfers from your everyday account


Banking for the stage you’re at 

Securely manage your accounts, the way you want.

Our award-winning3 digital technology gives you the flexibility to access, track and manage your money on a range of devices - securely, wherever you are. From banking on the go on the CommBank app, to completing more complex tasks in NetBank or paying with your wearable or digital wallet.4 We take our responsibility to protect your privacy and security seriously, and have a range of security capabilities to keep your information safe.5

Explore our Digital Banking

Daughter and father

Things you should know

1 Monthly account fee waived for accounts with at least $2,000 deposited each calendar month (excludes Bank initiated transactions). A monthly account fee waiver will also apply if you’re under 25 years of age, or you’re a full-time or part-time tertiary student at an Australian educational institution or undertaking an Australian Apprenticeship on Student Options. You may also be eligible for a different monthly account fee exemption if you have an aged, disability or war veterans’ pension deposited in your account, have a balance of $50,000 or more in eligible contributing accounts, are reliant on over the counter services because of a disability or have an eligible home loan. Find out more about rates and fees.

2 Requires a GoalSaver or NetBank Saver in your name only.

The Canstar 2020 Bank of the Year Award was received in May 2020 for Online and Mobile Banking.

Not available on Business Transaction Accounts.

We’ll cover any loss due to unauthorised transactions on your account, as long as you safeguard your cards, devices, payment documents, client numbers, PINs, passwords and any other access methods, and immediately notify us of their loss, theft or misuse or any suspicious unauthorised activity on your account.

Google Pay is a trademark of Google LLC.

The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. View our Financial Services Guide (PDF 60KB). View the full terms and conditions for the transaction and savings accounts mentioned (PDF 660KB) or contact any branch of the Commonwealth Bank.

Full terms and conditions of the CommBank app are available on the app. The CommBank app is free to download however your mobile network provider may charge you for accessing data on your phone. NetBank access with NetCode SMS is required. Find out about the minimum operating system requirements on the CommBank app page