Help & support
Choose to add a Debit Mastercard with your eligible CommBank transaction account.
You can upgrade to a World Debit Mastercard after you open your account to unlock features, benefits, and more value.1
Debit Mastercard
World Debit Mastercard
Monthly card fee
$10
Overseas transactions
0% for overseas transactions in store and online3
ATM withdrawals
$03
Designed for
Everyday spending globally with built in travel and purchase perks
Eligibility
Available to existing CommBank customers aged at least 18 years old with an activated physical Debit Mastercard4
No matter which card you choose, you can:
Upgrade for $10 per month and unlock:
Already have a Debit Mastercard? Upgrade to a World Debit Mastercard9
1 Bank fees & charges apply. For full information, visit the World Debit Mastercard page.
2 3.5% of the transaction value will be charged when you make an international purchase, that is, purchases made overseas or in Australia where the merchant is located overseas or the financial institution or entity processing the transaction is located overseas
There is no fee for withdrawing money at a CommBank ATM in Australia. There is a $2 fee charged when withdrawing money at an ASB Bank ATM in New Zealand or CommBank ATM outside Australia. There is a $5 fee plus 3.5% of the withdrawal amount charged when withdrawing money at any other ATM overseas.
Please note third party providers may charge you a separate fee for their services (which is not waived by us).
For full information about rates & fees, please refer to the terms and conditions of our Transaction, Savings and Investment Accounts (PDF).
3 The Commonwealth Bank of Australia does not charge you a fee when you withdraw funds from international ATMs, make in-store purchases overseas or shop online at international merchants using your World Debit Mastercard. However, third party providers may charge you a separate fee for their services (which is not waived by us).
For full information about rates & fees, please refer to the terms and conditions of the World Debit Mastercard (PDF).
4 Full conditions on eligibility are available on the Debit Mastercard and World Debit Mastercard page.
5 Samsung Pay and Google Pay are free to download however your mobile network provider may charge you for accessing data on your phone.
6 Eligible World Debit Mastercard holders can earn 0.5 CommBank Yello points per $1 spent on eligible domestic purchases (up to 750 points per month) and up to 1.5 CommBank Yello points per $1 spent on eligible international purchases.
Eligibility is typically assessed at the beginning of each month. To qualify for points, you must:
*Eligible transaction accounts include
For more information visit commbank.com.au/commbankyello and World Debit Mastercard.
7 Full terms and conditions are set out in the World Debit Mastercard Combined Product Disclosure Statement and Financial Service Guide. You will need to activate your travel insurance before leaving Australia and spend at least $500 in a single transaction on eligible prepaid travel costs before leaving Australia for each trip to be eligible for international travel insurance cover. You will not be covered unless you meet both requirements. Upgrades must be applied for and require an extra premium which is not covered by the World Debit Mastercard Travel Insurance.
If you have activated international travel insurance included in your World Debit Mastercard before 29 September 2026 please refer to World Debit Mastercard Insurances Product Disclosure Statement and Information Booklet (PDF).
Insurance is issued and administered by XCover.com, a trading name of Cover Genius Pty Ltd (ABN 43 159 983 598), AFS Licence No. 490058 and underwritten by Allied World Assurance Company Ltd (ABN 54 163 304 907) for Commonwealth Bank of Australia (‘CBA’) (ABN 48 123 123 124, AFSL 234945). Restrictions, exclusions (including existing medical conditions and persons aged 80 years or over), limits and excesses may apply to all insurances.
No commission or remuneration is paid to the Commonwealth Bank or its staff in relation to the World Debit Mastercard Travel Insurance unless you purchase an Upgrade (as defined in the World Debit Mastercard Combined Product Disclosure Statement and Financial Service Guide).
Neither the Commonwealth Bank of Australia nor any of its related corporations guarantee or are liable to pay any of the benefits provided under the World Debit Mastercard Travel Insurance, nor are they authorised representatives of Allied World Assurance Company Ltd or Cover Genius Pty Ltd. The Commonwealth Bank arranges the Cover with Cover Genius Pty Ltd. You do not hold these insurances, but if you meet the eligibility criteria you can receive specified benefits under the World Debit Mastercard Travel Insurance as a third party beneficiary. In the event that you make a claim, you will be bound by the terms and conditions of the World Debit Mastercard Travel Insurance.
8 Only two complimentary lounge visits every year, per account, each visit can be used by either the cardholder or guest. Guest must always be accompanied by the cardholder and cannot use the access on their own.
To gain access to participating airport lounges, you must register your World Debit Mastercard on the Mastercard Travel Pass app or mastercardtravelpass.dragonpass.com, generate a membership QR code and present this along with your boarding pass for validation. Please note, your lounge access may be blocked if your account is closed, in arrears, reported lost or stolen, or has been blocked by us for any reason. To redeem an offer visit the Mastercard Travel Pass app or mastercardtravelpass.dragonpass.com to select your preferred offer and generate an offer QR code. Present the valid offer QR code to the cashier and redeem the offer. Please note, offers vary by location. For information on accessing lounges, offer locations, a full list of Terms and Conditions and Frequently Asked Questions, visit FAQs at Mastercard Travel Pass.
9 For more information regarding the World Debit Mastercard and eligibility criteria, see World Debit Mastercard.
The target market for these products will be found within the product’s Target Market Determination.
Google Pay is currently available for Android running 5.0 (Lollipop) or higher with a Near Field Communication (NFC) antenna and Host Card Emulation (HCE) support. Full terms and conditions available on the Google Pay app. Google Pay is a trademark of Google LLC.
Samsung Pay is available on Samsung Galaxy S6 and above, Note5, Note8, A5, A7, J5 Pro and J7 Pro phones and Samsung Gear S2 and above and Sport wearables. Full terms and conditions available on the Samsung Pay app. Samsung Pay is a trademark of Samsung Inc.
Apple, the Apple logo, Apple Pay, Apple Watch, MacBook Pro, iPad and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please read our Financial Services Guide (PDF). View full terms and conditions for the transaction and savings accounts (PDF) or from any CommBank branch. View full terms and conditions for Electronic Banking.
Mastercard, the Mastercard brand mark and Tap & Go are registered trademarks of Mastercard International Incorporated.
