Personal overdrafts

A little extra when you need it

Avoid the inconvenience of overdrawing your account and paying dishonour fees - helping you feel better prepared for unexpected expenses.

Only pay for what you use

It's free to set up your overdraft account. And it won’t cost you anything if you don't use it.

If you choose to use your overdraft, you’ll pay interest on the money you use plus a fee of up to $10 a month.

Linked to your transaction account

A personal overdraft is connected to your CommBank Everyday account, so you can enjoy easy access to extra funds once approved – from $100 up to $20,000.

Easy to access

You can access your overdraft using your CommBank Keycard or Debit Mastercard®, or online in NetBank and the CommBank app.