Ready to apply?

Make sure you:

  • Are aged 14 years and over
  • Will arrive in Australia in the next three months or;
  • Have arrived in Australia in the past three months
  • Are a tertiary student at an educational institution located in Australia or are undertaking an Australian Apprenticeship

Due to the current travel restrictions, please ensure your travel plans have been confirmed before you proceed to opening an account. For more information, please visit

Step 1: Complete the online form

Provide us with your details, including your name (as it appears on your passport), your current address, email and phone number. 

Step 2: Visit a branch

Once you get to Australia, call into your chosen branch to identify and order your debit Mastercard. We'll just need to see your passport, student ID and confirm the countries where you're a tax resident.

Step 3: Access your money

After your identification check, start banking straight away. Download the CommBank app or log on to NetBank to manage your money securely. Withdraw cash from any CommBank ATM instantly using Cardless Cash

Keep in mind

You may be eligible for the Streamline Basic account which has no monthly fees, if you (or anyone else you are applying with) holds an Australian Government issued:

  • Commonwealth Seniors Health card
  • Pensioner Concession card, or
  • Health Care card

Show this card at a branch to apply for the Streamline Basic account.