You can use BPAY®, set up direct debits and automate regular bill payments with your service providers.
Use your Debit MasterCard to make fast contactless participating merchants worldwide.3
We will waive your monthly account fee if you hold one of the following Commonwealth of Australia concession cards:
You also need to have your government pension or payments paid into the account.
The rates and fees applying to Everyday Smart Access apply to Streamline Basic accounts, with the exception of those shown here.
For full details, please see the Transaction, Savings and Investment Accounts General Information and Terms and Conditions.
Streamline Basic is available to customers who hold one of the following Commonwealth of Australia concession cards:
You must also have an Australian residential address. If you reside overseas or have recently arrived in Australia see our Moving to Australia section.
1 Excludes non-Commonwealth Bank ATMs here and all ATMs overseas, EFTPOS and Debit MasterCard transactions overseas (or purchases involving currency conversion), transfer group payments to third parties, International Money Transfers and separate services such as bank cheques, periodic payments and transfers/deposits to other banks. Access fees apply on all ATM and EFTPOS transactions overseas or involving a currency conversion. Other fees and charges may apply
2 You’ll also be able to access your money anywhere MasterCard is accepted, at over 35 million locations worldwide (access fees may apply)
3 For in-store purchases under $100. Fees may apply.
Services not available with Streamline Basic include scheduled payments using NetBank; cheque books and overdraft facilities.
The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide (PDF 68KB). Full terms and conditions for Transaction, Savings and Investment Accounts General Information and Terms and Conditions and Electronic Banking are available here or from any branch of the Commonwealth Bank.