Features & benefits

Choose your interest rate option

  • Fix - our interest rate is fixed for an agreed term
  • Cap - your interest rate will never exceed your cap over the agreed term
  • Range - your interest rate will be fixed for an agreed term, provided you keep within a set account balance

Flexible terms

  • Loan terms from 1-30 years, depending on the security provided
  • Use residential, commercial property, unsecured or cash security

Manage cash flow & fund growth

  • Business loans for amounts over $10,000
  • Redraw online instantly in NetBank or CommBiz (variable rate loans only)

Rates & fees

Your loan rate is set according to current market rates with a choice of interest hedging options to protect your business against rate rises. 

  • Choose from market interest rates with 30, 60, 90, 120, 150 or 180 day rollovers


Manage your loan in CommBiz

  • View loan details including the facility limit and linked accounts
  • Nominate who can access and use your loan facility
  • View upcoming loan events like the rate reset date
  • Request new loan drawdowns or increase/decrease loan balances
  • Download your transaction history and account statements
  • Consolidate accounts

How to apply

  1. Choose the loan structure that suits you best
  2. Request a call back
  3. A business banker will help you set up your new loan
  4. ID documents and forms 

Request a callback

Other loan options

Business overdraft

Choose from our range of business overdrafts, tailored to meet your needs. Whether you’re a large or small business – we’ve got the right solution for you.

Tell me more

Car and equipment finance

Finance for $10,000 or more for vehicles and equipment.

Tell me more

Things you should know

1Effective date 19 August 2016

2Effective date 9 March 2015

*Margin may apply unless secured by residential property

**Must be secured by residential property.

#Customer interest margin may apply.

*Must be secured by residential property.

Interest-only or principal and interest repayments are available.

As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. View our Financial Services Guide (PDF 59kb).