Features & benefits

Suit your cash flow

  • Borrow from $500,000 and access funds up to your borrowing limit when you need them
  • Structure multiple loan accounts through a single facility to match your cash flow needs
  • Flexible repayment options to pay interest only or principal and interest
  • Pay interest in arrears

Protect against rate rises

  • Manage your exposure to rate changes with your choice of interest hedging options

View your account anytime

  • Access your account online 24/7, through NetBank or CommBiz

Rates & fees

Choose from 30, 60, 90, 120 and 180 day rollovers based on the Market interest rate.

Rates and fees differ based on the type of security you provide for your loan, your loan amount and other factors. We'll confirm what they are in your Letter of Offer. Fees include:

  • Loan establishment fee
  • Line fee
  • Other fees apply

See our business loan rates

Manage your loan in CommBiz

Access dashboards and online management tools in CommBiz that allow you to:

  • View loan details including the overall facility limit and linked accounts
  • Nominate who can access and use your loan facility
  • View upcoming loan events like rate reset dates
  • Request new loan drawdowns or increase/decrease loan balances
  • Consolidate accounts

How to apply

  1. Speak to your dedicated relationship manager or call 13 1998 to speak to one of our business bankers
  2. Discuss and choose the loan structure that suits you best
  3. Supply your ID documents and forms for your application

Other loan options

Business overdraft

Choose from our range of business overdrafts, tailored to meet your needs. Whether you’re a large or small business – we’ve got the right solution for you.

Tell me more

BetterBusiness loan

Fund your company growth or finance a business initiative with the flexibility of fixed or variable interest rates.

Tell me more

Things you should know

Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in the Loan Offer. Bank fees and charges may apply.

As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. View our Current Terms and Conditions for Business Finance and Financial Services Guide (PDF 59kb) and consider them before making any decision about this product.

Terms and conditions issued by Commonwealth Bank of Australia ABN 48 123 123 124 for CommBiz and NetBank are available online, or can be requested at any of our branches or by phoning us on 13 1998. Terms and conditions should be considered before making any decision about these products. See current interest rates