Business loans & finance - CommBank

Business loans

BetterBusiness Loan

Fund growth
Fixed or variable interest
For $25,000 and over.

Business overdrafts

Flexible credit
Manage cash flow
Handle unexpected expenses.

Bank guarantee

Offer a payment guarantee
Secure a contract or leasing arrangement
Free up working capital.

Business line of credit

Revolving line of credit
Finance investment or expansion
For $50,000 or more.

Market Rate Loan

Manage your cash flow
Flexible finance
Linked to market rates.

More business loans

CommSec margin loan

Agribusiness line of credit

Collateral margining facility

Car & equipment finance

Equipment loan (chattel mortgage)

Own it now and pay it off
For cars and equipment
No GST on loan repayments

Hire purchase

Hire it and own it later
For cars and equipment

Finance lease

Lease it and offer to own it later
For cars and equipment

Novated lease

Lease through salary sacrifice
For cars
Unlimited personal use of the car

Vehicle fleet leasing and management

A wide range of fleet management and salary sacrifice programs
Take the hassle out of managing corporate vehicles.

Corporate finance

Trade finance

For importers and exporters
Solutions to fit your trade cycle
Local service and expert knowledge.

Structured asset finance

For business movable assets
Tailored financing
Global capability.

Commodities

Tailored physical commodity financing
Hedging products
Agricultural, metals, oil and energy.

Acquisition and leveraged finance

For corporate and private equity clients
Customised debt funding
Fund acquisitions and raise capital.

Debt markets

Secured funding solutions
Balance sheet lending
Capacity to access capital markets.

More corporate finance solutions

Loan markets and syndication

Agency and trustee services

All corporate finance

Risk management

Import finance options

Affordable ways to manage cash flow.

Manage interest rate risks

Flexible tools to help manage impacts associated with interest rate changes.

Commodity risk management

Manage fluctuations in currency movements and commodity prices.

How to manage your cash flow

Assessing financial health

Guidance

Seven vital steps for due diligence when you decide to buy a business.

Read more

Spring clean your business finances

Guidance

From reviewing suppliers to revising business plans, your business could benefit from a financial refresh.

Read more

We can help