Features & benefits

Control your costs

We’ll look at your cash flow and business structure to work out a range of finance options for your business.

Funding within four hours

Once your application is approved, you’ll get the funds within four hours of signing your contract online. 

Get the right deal for you

Whether you’re a small business or large corporation, our Australian based Asset Finance Specialists are here to help you get the solution that suits you.

We’re with you even if things change

We’ll try our best to make things easy, and work with you to manage your finance, even if your business circumstances change.

Car & equipment finance

  • Most popular
  • Own the asset now and pay it off
  • No GST on loan repayments
  • You may be able to claim GST input tax credits and the depreciation and interest components of the repayments

  • Hire an asset from the Bank while you pay it off
  • You may be able to claim input tax credits for the GST payable on interest and fees included in the price of the hire purchase

  • Lease an asset from the Bank with the option to own it later
  • You may be able to claim input tax credits for rental and other charges that are subject to GST

Novated lease

  • Popular with employees
  • Suitable for cars
  • A personal salary sacrificed business car lease
  • Payments are taken out from your pre-tax salary through your employer
  • Unlimited personal use of the vehicle

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Apply in four easy steps


Get a quote online

We’ll give you a breakdown of the costs and interest. We'll need to know:

  • What you want to finance
  • How old it is
  • The finance amount


Simple application

Eligible CommBank customers can receive a conditional credit decision online (otherwise we'll call you to process your application).


Sign your documents online

When your application is approved you can sign your finance agreement online, using our SmartSign paperless technology.


Get funding within four hours of signing

Leave the rest with us and we’ll transfer the money to your supplier within four hours of you signing your agreement online.


Get exclusive insights into trends shaping the equipment finance market, with a focus on four key industry sectors, agriculture, construction, healthcare and transport.

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Tractor on a farm

Get a 0.50% discount on energy efficient vehicles

Reduce your energy costs and claim a 0.50% discount when financing the latest fuel and energy efficient cars and equipment.

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Things you should know

1 Rate of 4.99% p.a. applies to cars, utes and vans not older than 8 years at end of term with a minimum finance amount of $20,000. Applications need to be funded by 31 December 2018.

The information on this page is for general information purposes only and has been prepared without considering your objectives, financial situation or needs. You should, before acting on the information, consider its appropriateness to your circumstances.

Applications are subject to the Bank’s normal credit approval and suitability of the asset. Fees, charges and conditions apply. Full terms and conditions will be provided with any agreement upon credit approval.

Taxation considerations are general and based on present taxation laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information.