Help & support
With a variable rate, your interest rate could change. You could benefit when interest rates are decreased, but you won't be protected if they increase. To pay your loan faster, you can choose to make extra repayments .
You can choose to include a fixed rate term in your loan. During this term, your interest rate will be fixed, which means it won't change. A fixed interest rate can help you plan confidently knowing how much is due over the fixed rate period. With a fixed interest rate, you can't make extra repayments.
BizExpress is a faster way for eligible businesses to apply for business loans and finance. With BizExpress, we use information that we already hold about you or that you supply to streamline and speed up your application process.
This information is current as at 5 December 2023 and is for general information purposes only. It has been prepared without considering your individual and/or business objectives, financial situation or needs.
Credit provided by the Commonwealth Bank of Australia. CommBank has the right to change or cancel this offer at any time without notice. This product is only available to approved business customers and for business purposes only. Applications for finance are subject to the Bank’s eligibility and suitability criteria and normal credit approval processes. Full terms and conditions are included in the Loan Offer. Bank fees and charges may apply. Rates and fees are subject to change.
View our current Terms and Conditions for Business Finance and Business Savings and Transaction Accounts and consider them before making any decision about this product. Terms and Conditions for CommBiz and NetBank should also be considered before making any decision about these products.
1 View the Terms and Conditions for Business Transaction and Savings Accounts and Electronic Banking, our Financial Services Guide and the Target Market Determination and consider them before making any decision about these products and services. Bank fees and charges may apply.
2 An instant decision is subject to the Bank's eligibility and suitability criteria.
3 Partners and Directors must be individuals only. An entity is either an individual or an domestic proprietary company.
4 A lending decision within 24 hours is subject to the Bank's eligibility and suitability criteria.
5 Limited Time Offer of 6.5% Discounted Variable Rate is available only to eligible customers: new and existing customers borrowing up to $1 million and small business customers with annual turnover of less than $3 million. Applications for finance are subject to the Bank’s eligibility and suitability criteria and normal credit approval processes. The Offer applies to new and fully secured loans: Residential security loan terms up to 30 years; Commercial security loan terms up to 5 years. Customers must have a Business Transaction Account1. For applications submitted and approved by 29 February 2024 and funded by 30 April 2024. Full Terms and Conditions are included in the loan offer. Establishment and other fees apply. CommBank reserves the right to change or cancel this offer at any time without notice.