Features & benefits


Invest in projects that can help reduce your emissions and build resilience to climate change.

Specialised business support

Dedicated and tailored support when you need it, delivered in a way that works for you.

Safeguard for future generations

Investing in sustainable practices can help you make the most of your land today and prepare for the future through projects like:

  • Soil sequestration and development of carbon sinks
  • Converting degraded land to improve soil quality
  • Planting trees or installing shelter belts
  • Improving management of waste
  • Switching to regenerative farming practices
  • Deploying precision use of fertilisers

To confirm if your proposed farming project is eligible, request a callback from an Agribusiness Executive.

Farmer and mother passing an apple to her daughter in an orchard


You can apply if you:

  • Are a registered Australian business that is a sole trader, partnership, trust, limited or proprietary limited company
  • Have a cash balance or loan balances of more than $1 million
  • Have a demonstrated farming related income
  • Are applying to finance an eligible environment project – speak to us to see if your plans are eligible

You're more likely to be approved if1:

  • You haven't been overdrawn or had your account in arrears anytime in the past 3 months
  • You haven't been declared bankrupt in the last 5 years
  • You haven't had any accounts in collections in the past 6 month
  • Your business doesn't have a tax debt or tax arrears with the Australian Taxation Office (ATO)

Rates & fees

  • 6.49 % PA

    Starting variable rate

    This may be adjusted based on the type of security you provide, your loan amount and other factors.

  • Fees

    Other fees and charges applicable to the BetterBusiness Loan and Market Rate Loan will apply. This will be confirmed in your Letter of Offer.

How it works

To be eligible, you'll need to apply for a BetterBusiness Loan or Market Rate Loan and provide evidence it will be used for one of our eligible loan purposes.

Request a callback from an Agribusiness Executive to confirm.

Request a callback

BetterBusiness Loan

A flexible term loan that can be used for a range of business activities, looking to borrow more than $10,000.

  • Manage or grow your business
  • Cover short, medium or long-term capital needs
  • Tailor the loan and repayments to suit your business

Market Rate Loan

A flexible term loan for medium to large businesses, looking to borrow more than $500,000.

  • For medium to large businesses
  • Options to have multiple loans within one facility

How to apply

Get in touch with us

Give us a call. You can speak to your Agribusiness Executive or request a callback.

Request a callback

We'll help you apply

Prepare and submit your ID documents and application forms—when you speak to an Agribusiness Executive, they'll let you know how to do it. We may need:

  • Financial statements
  • Proof of individual income
  • Bank statements
  • Documentation to demonstrate the eligibility of your loan purpose
  • Identification

Then we'll process your application.

Get confirmation

Once your loan is approved, you'll receive the funding in your linked CommBank account. Your Agribusiness Executive will let you know how long this will take.

Frequently asked questions

The Agri Green Loan has a minimum of $10,000 and there is no maximum subject to credit approval.

In addition to the standard business credit requirements to qualify you will be required to provide documentation to demonstrate the eligibility of the Agri Green Loan purpose, and verification of the use of funds post funding. Sources of evidence could include but are not limited to invoices, project proposals and budgets, before and after photos of a site or detailed evidence of your accredited environmental project.

If an upfront deposit is required, you’ll need to pay this from your own savings.

We’ll reimburse (pay) the deposit for your Agri Green Loan once we receive the final signed invoice subject to credit approval providing the deposit was completed in the last 12 months and that the loan meets our Agri Green Loan criteria.

Some examples of eligible environmental projects include:

  • Soil sequestration and development of carbon sinks 
  • Converting degraded land to improve soil quality 
  • Planting trees or installing shelter belts 
  • Improving management of waste
  • Switching to regenerative farming practices 
  • Deploying precision use of chemicals 
  • Shifting land use from monoculture to polyculture 
  • Promoting biodiversity and healthy ecosystems
  • Protecting waterways 
  • Water efficiency upgrades 
  • Preventing, controlling or restoring erosion 
  • Installing renewable energy
  • Reducing greenhouse gas emissions

Speak to your Agribusiness Executive or request a callback to discuss other eligible projects.

Note: You can't use the Agri Green Loan to buy a property. This loan must be used to invest in equipment or practices that help reduce the impact on the environment.

Things you should know

  • This information is current as at 12 March 2024 and is prepared without considering your objectives, financial situation or needs, you should, before acting on the information, consider its appropriateness for your circumstances.

    1 Credit provided by the Commonwealth Bank of Australia. This product is only available to approved business customers and for business purposes only. Applications for finance are subject to the Bank’s eligibility and suitability criteria and normal credit approval processes. The Agri Green Loan may be subject to verification of the environmental improvement of which the funds are used for. Environmental project eligibility for the Agri Green Loan is assessed as part of the Bank’s eligibility criteria and normal credit approval processes. In order to qualify you must demonstrate the use of the loan proceeds towards an eligible purpose.

    The Agri Green Loan is a BetterBusiness Loan or Market Rate Loan and you should refer to the Current Terms and Conditions for Business Finance and Electronic Banking and consider these before making any decisions about the Agri Green Loan. Full terms and conditions, interest rates and fees are included in the Loan Offer. For current interest rates and fees visit commbank.com.au/business-fees. Rates are subject to change. Bank fees and charges may apply. 

    Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945.