How it works

    • Asset Finance is designed to fund equipment that helps provide services and generate revenue
    • Funds are provided with the financed asset acting as the security
    • Repayments can be structured to move up and down inline with seasonal cash flows
    • If approved, we'll pay your supplier within 4 hours of you signing agreements online
    • Finance agreements may provide tax benefits1
    • Balloon or residual values can be set at the end of the term which lowers your repayment commitments

Types of equipment you can finance

    • Radiology
    • Imaging
    • Diagnostics
    • Treatment
    • Life support
    • Portable emergency
    • Monitoring
    • Dentistry
    • Surgical
    • Testing
    • Computers
    • Other technology
    • Surgery and office fit-outs
    • Solar and battery projects
    • Motor vehicles and buses

Healthcare Start Well

Specialist finance for healthcare professionals

  • Finance is available to approved applicants from $20,000 using a CommBank Equipment Loan (Chattel Mortgage)
  • Finance includes a 'Start Well Period' where your repayments are lower in the first two years then step up over time (this means you'll pay more interest)

Start Well pricing options

Repayment amounts and structures can vary depending on what you need to finance, the terms of the agreement and suitability of your application. 

Flat Step Up

Start with two years of lower repayments then lift for the remaining term of 3-5 years. 

Example: Based on financing equipment valued at $100,000

  • Year 1 Monthly Repayments: $833
  • Year 2 Monthly Repayments: $833
  • Repayments thereafter: $2,718

Speak to a specialist about Start Well

Case study - Canberra Heart Rhythm Centre

A new centre is providing ACT heart patients with world-class treatment - thanks to our innovative loan designed especially for healthcare professionals. 

Tell me more

Canberra Heart Rhythm Centre reception area

More healthcare finance options

  • Master Limit

    • If you’re regularly buying medical equipment or fitting out practices
    • When you find what you want to buy, all you need to do is send us the invoice
    • We’ll pay for it and your repayments start when your assets are delivered
  • Equipment Construction Facility 

    • If you're financing the construction costs of your fitout or equipment while it’s under construction 
    • We pay your supplier in instalments during the construction period
    • You’ll only cover the interest charged on drawn down funds 
    • Full principle and interest repayments commence only when the equipment is ready to use
  • Energy efficient equipment finance

    • You could get a 0.50% discount for qualifying energy efficient vehicles and equipment in your business2
    • Potential energy savings and increased productivity from the new equipment
    • Applicable equipment may include cars with low CO2 tail pipe emissions, trucks and buses powered by an electric, hybrid or regenerative drive/engine, energy efficient lighting
  • carbonZERO

    We've partnered with carbonZERO to deliver a carbon-neutral financing option

Apply in 4 easy steps

Our Equipment Finance team can talk to you over the phone, online or meet you in person at a time that suits you.


Get a quote

Call 1800 CBA HTH or speak with your Relationship Banker and tell us: 

  • What you want to finance
  • How old it is
  • The finance amount


Simple application

  • We can usually accept your application over the phone
  • Eligble CommBank customers may not need to provide hard copy financial information if you have existing lending with us. 


Sign your documents online

Once approved, you can sign your finance agreement online with our SmartSign™ paperless technology. 


Funding within 4 hours of signing

We'll transfer the money to your supplier to pay their invoice within four hours of you signing your agreement online. 

Things you should know

  • The information on this page is for general information purposes only and has been prepared without considering your objectives, financial situation or needs. You should, before acting on the information, consider its appropriateness to your circumstances.

    Applications are subject to the Bank’s normal credit approval and suitability of the asset. Fees, charges and conditions apply. The Asset Finance Terms and Conditions are available here 

    1. Taxation considerations are general and based on present taxation laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information.

    2 Further 0.50% p.a. discount applies to the rate that you would normally have paid for the type of equipment you wish to finance.