Features & benefits

Flexible loan structures

Customise the loan and repayments to your business needs.

Clear pricing

  • $0 upfront deposit
  • Borrow from $20,000
  • No monthly fees
  • Fixed interest rates & repayments

Quick & easy

  • Fast online quote
  • Online agreement to avoid paperwork delays
  • Prompt payment once you've signed

Get fast approval

It's easier to upgrade or replace financed assets if you have 12 months of good repayment history.1

Go Green and save up to *1% p.a.

Get discounts for a wide range of green and efficient vehicles and equipment

Tell us about the green vehicles and equipment you are looking to order and you may qualify for a finance discount.

Tell me more

Rates & fees

  • Competitive interest rates

    Our pricing is based on how much you're borrowing and your loan term.

  • $0 upfront deposit & no monthly fees

    We finance the full price of your financed equipment. No hidden charges or surprises.

  • No extra security required

    The financed asset serves as the loan security, so your asset equity and lines of credit can be used for other business purposes.

  • One-off documentation fee

    This customised fee depends on your agreement type and can be financed into the agreement or paid upfront.

Repayment options

Flexible loan structure

When you're structuring your quote, you can:

  • Choose which monthly repayments work best for you
  • Choose how long you want to finance for 
  • Vary the monthly repayment amount by adding a balloon payment at the end
  • View the total cost over the loan term


Optional balloon payments

A balloon payment is a lump sum paid at the end of your loan term. With a balloon payment, your monthly repayments will be lower, but you'll pay more interest

Customised for your business

Increase or decrease the repayments to match your seasonal cashflows. Repayment frequency can also be quarterly in advance.


  • You can apply if your business:

    • Has a current ABN
    • Has been trading for more than 12 months
    • Has a good credit rating
    • Isn’t going through the process of bankruptcy


  • You can apply as an individual if you’re:

    • Aged 18 years or over
    • Eligible to work in Australia
    • An individual, sole trader, sole owner of your company or someone authorised to apply for finance and credit for a business
    • Financing equipment that will be used by a business (mostly or entirely for business purposes)


How to apply

Get started

Get an online quote in less than 60 seconds. We'll ask about:

  • The finance amount
  • What you want to finance
  • Your preferred loan structure and repayment plan

Your quote is valid for 7 days and you'll receive prompts for the next steps.

Fast online quote


Once you have a quote, you can apply online to receive a conditional decision if:

  • You're an existing customer, with online banking set up in NetBank, and
  • Your business has been trading for 12 months or more
  • You're a sole trader or a single director

We'll ask you to contact us if:

  • You're a new CommBank customer, or don't have online banking in NetBank
  • You'd like to apply for discounted energy efficient finance

Next steps

Once submitted, you'll receive a decision online. If you're conditionally approved, we aim to contact you within 1 business day to finalise your approval and documentation.

Once approved, you can sign your finance agreement online then we'll arrange prompt payment to your supplier.

Stay up-to-date with the latest technology

Lease technology equipment for your business, including laptops, printers, servers and other office equipment.

Frequently asked questions

When you're buying property, the way to get the best deal is to negotiate both the price of the property and your mortgage rate separately.

We have a range of monthly repayment options and will show you all the finance costs up front to customise a repayment that best suits your business needs. 

Applicable equipment may include:

  • Hybrid, electric and hydrogen powered motor vehicles
  • Hybrid, electric and hydrogen powered trucks and buses
  • Qualifying diesel earthmoving and construction equipment
  • Qualifying diesel agricultural machinery
  • Energy efficient lighting
  • Renewable energy projects and installations such as solar, wind and hydro
  • Charging and power storage assets including batteries and charger

We'll need to determine that the equipment you're considering qualifies. 

Things you should know

  • This information is current as at 1 July 2022 and is for general information purposes only. It has been prepared without considering your objectives, financial situation or needs. You should consider the appropriateness of this information to your circumstances before acting on it.

    Credit provided by Commonwealth Bank of Australia. These products are only available to approved business customers for business purposes only. All applications are subject to the Bank’s eligibility and suitability criteria and normal credit approval processes. You should view our current Asset Finance Terms and Conditions and consider them before making any decision about these products. All rates are subject to change. Fees, charges, terms, conditions and lending criteria apply.

    1 Our simple Replacement Pathway is available for businesses who are upgrading or replacing business cars or equipment currently under finance. Approvals are conditional and subject to the replacement asset being suitable to the Bank. Acceptable evidence of good payment history is required. The asset being purchased must not be older than the asset being replaced. The finance agreement on the asset being replaced must be repaid and the new repayment must not increase by more than 25 per cent. Additional information may be requested depending on your application details, the asset being financed and individual circumstances.

    2 A discount may apply for qualifying energy efficient vehicles and equipment when you ask for it. No discounts are automatically applied and must be requested prior to funding. Any discounts apply to the standard carded rate and cannot be combined with any other pricing reductions. Discounts of up to 1% p.a. are limited to transactions less than $250,000. Discounts will vary depending on the asset being financed. Discounts are available for qualifying assets over $250,000 by negotiation. Discounts offered are subject to change without prior notification. We reserve the right to modify or revoke any discount offered at any time, for any reason.