Features & benefits

  • Stay in control of your costs

    We’ll look at your anticipated cash flow and give you a range of finance options. Choose to pay monthly or quarterly over two to five years.

  • The choice to own it later

    We’ll own the car or equipment but you can offer to buy it from us at the end of your lease agreement.

  • Flexible payment terms

    Fixed or seasonal payment schedules available, so you can put your business’ cash flow first.

  • Potential tax benefits

    You may be able to claim input tax credits for rental and other charges that are subject to GST.

Rates & fees

Who can apply?

  • You can apply if you’re:

    • Aged 18 years or over
    • Eligible to work in Australia
    • An individual, sole trader, sole owner of your company or someone authorised to apply for finance and credit for a business
    • Financing equipment that will be used by a business (mostly or entirely for business purposes)

    And your business has:

    • Been trading for more than 12 months
    • A good credit rating and is not going through the process of bankruptcy

Apply in four easy steps


Get a quote online

Calculate your repayments and get a breakdown of costs and interest. We just need to know:

  • What you want to finance
  • How old it is
  • The finance amount


Simple application

Eligible CommBank customers can receive a conditional credit decision online. Otherwise we will contact you to process your application over the phone.


Sign your documents online

Once approved, you can sign your finance agreement online using our SmartSign paperless technology.


Get funding within four hours of signing

We’ll transfer the money to your supplier within four hours of you signing your agreement online.

Things you should know

  • The information on this page is for general information purposes only and has been prepared without considering your objectives, financial situation or needs. You should, before acting on the information, consider its appropriateness to your circumstances.

    Applications are subject to the Bank’s normal credit approval and suitability of the asset. Fees, charges and conditions apply. Full terms and conditions will be provided with any agreement upon credit approval.

    Taxation considerations are general and based on present taxation laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information.