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You can choose to:
You may be able to claim input tax credits for the GST payable on interest and fees included in the price of the hire purchase.
Choose a balloon payment (the remaining balance owed on your loan at the end of your loan term) to structure a repayment amount that suits you.
Your monthly repayments will be lower, but you’ll pay more interest.
Your monthly repayments are higher, but you'll pay less interest and no lump sum at the end of your term.
Fixed interest rates and repayments for the term of your Hire Purchase agreement.
Receive a 0.50% discount when you choose to finance qualifying energy efficient vehicles and equipment in your business.
The information on this page is for general information purposes only and has been prepared without considering your objectives, financial situation or needs. You should, before acting on the information, consider its appropriateness to your circumstances.
Applications are subject to the Bank’s normal credit approval and suitability of the asset. Fees, charges and conditions apply. Full terms and conditions will be provided with any agreement upon credit approval.
Taxation considerations are general and based on present taxation laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information.
