Rates & fees

Fee type
Monthly Account Fee
Electronic transactions1
Commonwealth Bank ATM deposits or transfers in Australia; EFTPOS cash withdrawals or purchases in Australia; Direct Entry debit or credit or periodical payment; transfers or payments made via NetBank and telephone banking.
Commonwealth Bank ATM cash withdrawals in Australia
Quick Deposits
Deposits made via the Quick Deposit Box or QuickCash envelope banking.
$10.00 each
Cheque transactions
Cheques written by you and negotiated through the clearing system. Cheques deposited to your account (including cheques deposited via Quick Deposits or QuickCash envelope banking).
$5.00 each
Assisted transactions
Deposits made over the counter at a CommBank branch, Australia Post office or private agency (including EFTPOB/ Bank@Post). Withdrawals made over the counter at a CommBank branch, Australia Post office or private agency (including EFTPOB/ Bank@Post). Cheques drawn on your account and cashed over the- counter at any CommBank branch. Withdrawals or transfers made via telephone banking using an operator.
$5.00 each
Paper statements fee
Charged when you choose to receive paper statements more frequently than the standard cycle as set out in your terms and conditions.
Ad hoc paper statement fee
Charged when you order a statement or request a reprint of a past statement.
Withdrawals at ASB Bank ATMs in New Zealand and CommBank ATMs outside of Australia2
AUD $2.00 each
International Transactions
When you use your Business Visa Debit Card to make a purchase overseas, or you use it to make a purchase that involves a currency conversion.
3% of the transaction value 
If we allow you to overdraw your account or exceed your agreed overdraft limit, you may incur an overdraw fee.
Excess Debit Interest on Overdrawn accounts
For each day your account remains overdrawn, Excess Debit Interest will be applied. This does not apply to accounts with an overdraft limit.
17.43% p.a
Excess Drawing Interest Rate on Overdraft facilities
If we allow you to exceed your Overdraft limit, the Excess Drawing Interest Rate will apply for each day your limit is exceeded (excluding Simple Business Overdraft).
17.43% p.a
Temporary Excess fees

The Stream Working Capital Transaction Account does not have credit interest.

Things you should know

  • The Bank is progressively changing when fees are charged to this account. During the changeover period, fees will be charged either on the first business day of the month, or on the first calendar day of the month, depending on the account and if the account is transitioning on to the new banking platform. Where applicable, stamp duty and other Government charges will be debited directly from your account. For further information, please call Business Banking SME on 13 1998 - 24 hours a day, 7 days a week. The Stream Working Capital Transaction Account does not have credit interest.

    1 Excludes non-Commonwealth Bank ATMs here and all ATMs overseas, EFTPOS transactions overseas, transfer group payments to third parties, international money transfers and separate services such as bank cheques, periodic payments and transfers/deposits to other banks. Separate fees apply to transactions made via NetBank/CommBiz. Wholesale relationship managed customers may be notified at any time that their account is subject to transaction fees on electronic transactions and Commonwealth ATM cash withdrawals. Please refer to our Business Cheque and Savings Account Terms and Conditions for details on how transactions are ranked and ordered.

    2 A full list of access fees for international transactions and withdrawals using a Business Visa Debit Card can be found in the Terms and Conditions for Business Transaction and Savings Accounts (PDF 396KB).

    The target market for this product can be found within the product’s Target Market Determination.