Help & support
With extensive market experience and a deep knowledge of the Australian financial environment, we're a leading provider of tailored working capital finance solutions for a broad range of clients across many industries.
Unlock the hidden value of your balance sheet in a flexible way.
Quick set up and scalable funding solutions with ongoing personal support.
Whether you're looking at expanding or need a better understanding of your customers, we can provide detailed analytics and consulting services.
Get dedicated support and expert guidance to deliver the right finance solution to fit your business needs.
Designed to enhance the efficiency of your day-to-day business operations, improve your overall cash flow and optimise working capital.
We have a range of solutions available to finance growth, mitigate risk and pay for goods and services.
Finance your imports, exports or inventory, with funding that's structured around your trade flows and matches your business cycle.
Reduce your working capital and increase free cash flow.
Accelerate growth and liquidity, reduce risk and control working capital.
Unlock cash tied up in unpaid invoices with a digital cash flow solution connected to your business accounting software.
How South Pacific Seeds uses working capital to navigate seasonal cash flows and seize growth opportunities
Over nearly 40 years, South Pacific Seeds (SPS) has expanded its presence in the Australian and global vegetable seed market.
Remedy Drinks is rapidly expanding. Here’s how it unlocks the cash it needs to grow
Remedy Drinks might have started in the founders’ kitchen in 2012 with its first Kombucha blend, but has since expanded rapidly to become the global producer of ‘better for you’ drinks.
Navigating cash flow uncertainty with a market-leading working capital solution
Leon Cox, Managing Director of National Resources talks about how access to working capital helped bridge delays in cash conversion.
Working capital finance allows your business to unlock the value of inventory and/or receivables in a secure way:
Contact your Relationship Manager or call 13 1998 (select option 3, then option 5).
Working capital is the amount of cash and liquid assets a business has on hand to meet its current and short-term expenses. Learn more about why working capital is important.
We’ll work with you to find a complete banking solution that suits your business needs. Call us on 13 1998 (select option 3, then option 5), to speak with a specialist who will help analyse your supply chain and come up with the best working capital products for your business.
Yes, working capital finance is a loan designed to help cover the costs of your business’ day-to-day operations.
Our working capital solutions are ideal for businesses with a minimum 12 months trading history who are buying and selling goods or services domestically and overseas to multi-national corporations or manufacturing large amounts of inventory globally.
This is based on assessment of your business, financial records, loan amount and type of facility. Our prices are competitive and some of our trade products can be funded in the currency of your invoices, providing a natural hedge against exchange risk.
A wide range of businesses can benefit, especially manufacturing, wholesale distribution and transport and logistics. These industries often experience cash flow challenges due to timing mismatch between expenses and revenue generation to finance their day to day operations.
The target market for products will be found within the product’s Target Market Determination, available here.
This information has been prepared without considering your objectives, financial situation or needs. Before acting on this information, please consider its appropriateness to your circumstances. View our Financial Services Guide (PDF).
