Bonus Awards points Offers

30/04/2021 and 30/09/2021

Bonus Awards points on Platinum Awards (including Business Platinum), Diamond Awards & Ultimate credit cards

Offer available on new Platinum Awards credit cards (including Business Platinum), Diamond Awards credit cards and Ultimate Awards credit cards applied for between 30/04/2021 and 30/09/2021. Offer not available on all other card types, existing cards, and switches from other card types and is not available to customers who currently hold, or have held, any Awards card types in the 12 months prior. You will be ineligible for the points if your account is closed, transferred, or in default at any time prior to the points being credited to your account. The earning and redemption of CommBank Award points are subject to the CommBank Awards Program Terms and Conditions, available here.

To be eligible for the initial 60,000 Bonus CommBank Awards points on a new Platinum Awards or Business Platinum Awards card, you need to spend at least $4,000 on eligible purchases (excludes balance transfers, cash advances and any purchase that is reversed or refunded) using your new card within the first 90 days of activation. You will receive an additional 20,000 Bonus CommBank Awards points when your card remains open 12 months after being activated, provided you met the initial spend criteria.

To be eligible for the initial 90,000 Bonus CommBank Awards points on a new Diamond Awards or Ultimate Awards card, you need to spend at least $5,000 on eligible purchases (excludes balance transfers, cash advances and any purchase that is reversed or refunded) using your new card within the first 90 days of activation. You will receive an additional 30,000 Bonus CommBank Awards points when your card remains open 12 months after being activated, provided you met the initial spend criteria.

If you choose to opt-in to Qantas Points in your credit card application, all CommBank Awards points including bonus points will be converted to Qantas Points at a rate of 2.5 CommBank Awards points to 1 Qantas point. Bonus points will appear on your credit card statement as ‘Bonus Awards’ within 90 days of you meeting the eligibility criteria and, if you opt-in to Qantas Points, will be automatically transferred to your Qantas Frequent Flyer account. Once CommBank Awards points are transferred to Qantas Points, they are governed by the terms and conditions of the Qantas Frequent Flyer program and cannot be converted back to CommBank Awards points or redeemed under the CommBank Awards Program. If you opt-out of Qantas Points prior to the points being awarded, bonus points will not be transferred to your Frequent Flyer account.

Offer only available on one credit card per customer. We reserve the right to close the offer prior to 30/09/2021.

15/07/2020 and 29/04/2021

Bonus Awards points on Platinum Awards (including Business Platinum), Diamond Awards & Ultimate Awards credit cards

Offer available on new Platinum Awards credit cards (including Business Platinum), Diamond Awards credit cards and Ultimate Awards credit cards applied for between 15/07/2020 and 29/04/2021 (previous end date 28/10/2020). Offer not available on all other card types, existing cards, and switches from other card types and is not available to customers who currently hold, or have held, any Awards card types in the 12 months prior. You will be ineligible for the points if your account is closed, transferred, or in default at any time prior to the points being credited to your account. The earning and redemption of CommBank Award points are subject to the Commonwealth (CommBank) Awards Program Terms and Conditions, available here. To be eligible for the 80,000 Bonus CommBank Awards points on a new Platinum Awards or Business Platinum Awards card, you need to spend at least $4,000 on eligible purchases (excludes balance transfers, cash advances and any purchase that is reversed or refunded) using your new card within the first 90 days of activation. To be eligible for the 100,000 Bonus CommBank Awards points on a new Diamond Awards or Ultimate Awards card, you need to spend at least $5,000 on eligible purchases (excludes balance transfers, cash advances and any purchase that is reversed or refunded) using your new card within the first 90 days of activation. Bonus Points will appear on your statement as ‘Bonus Awards’ within 90 days of you meeting the eligibility criteria. Offer only available on one credit card per customer. We reserve the right to close the offer prior to 29/04/2021.

Cashback Offers

2/02/2021 – 30/09/2021

$200 cashback when you spend $1,000 on a Low Fee Gold credit card by 30 December 2021

Offer available on new Low Fee Gold credit cards applied for between 26/02/2021 and 30/09/2021 (previous end date 30/06/2021). A separate cashback offer applies to Low Fee credit cards applied for during the same period. Offer not available on all other card types, existing cards, switches from other card types, and new Low Fee Gold credit cards if you currently hold, or have held, any Low Fee card type in the 12 months prior. You will be ineligible for the cashback if your account is closed, switched to another card, or in default at any time prior to the cashback being credited to your account. To be eligible for the $200 cashback on a new Low Fee card, you need to spend at least $1,000 on purchases (not including balance transfers and cash advances) using your new card by 30/12/2021 (previous spend by date 30/09/2021). Cashback will be credited within 90 days of you meeting the spend criteria and will appear on your statement as 'CASHBACK $200'. Cashback only available on one credit card per customer.

$150 cashback when you spend $1,000 on a Low Fee credit card by 30 December 2021

Offer available on new Low Fee credit cards applied for between 26/02/2021 and 30/09/2021 (previous end date 30/06/2021). A separate cashback offer applies to Low Fee Gold credit cards applied for during the same period. Offer not available on all other card types, existing cards, switches from other card types, and new Low Fee credit cards if you currently hold, or have held, any Low Fee card type in the 12 months prior. You will be ineligible for the cashback if your account is closed, switched to another card, or in default at any time prior to the cashback being credited to your account. To be eligible for the $150 cashback on a new Low Fee card, you need to spend at least $1,000 on purchases (not including balance transfers and cash advances) using your new card by 30/12/2021 (previous spend by date 30/09/2021).  Cashback will be credited within 90 days of you meeting the spend criteria and will appear on your statement as 'CASHBACK $150'. Cashback only available on one credit card per customer.

2/12/2020 - 31/01/2021

$20 cashback when you make your first purchase on a new CommBank Neo card.

Offer available on CommBank Neo credit cards applied for between 2/12/2020 and 31/01/2021. Offer not available on all other card types or existing cards. You will be ineligible for the cashback if your account is closed prior to the cashback being credited to your account. To be eligible for the $20 cashback, you need to make a purchase on your CommBank Neo within 30 days from activation . Cashback will be credited within 60 days of you meeting the spend criteria and will appear on your statement as 'CASHBACK $20'. Cashback only available on one credit card per customer. We reserve the right to close the offer prior to 31/01/2021. Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable.

01/07/2020 – 28/10/2020

$200 cashback when you spend $1,000 on Low Rate and Low Rate Gold credit cards

Offer available on new Low Rate, Low Rate Gold and Low Rate Business (personal liability) credit cards applied for between 1/7/2020 and 28/10/2020. Offer not available on all other card types including the CommBank Essentials credit card, existing cards, switches from other card types, and new Low Rate credit cards if you currently hold, or have held, any Low Rate card type in the 12 months prior. You will be ineligible for the cashback if your account is closed, switched to another card, or in default at any time prior to the cashback being credited to your account. To be eligible for the $200 cashback, you need to spend at least $1,000 on eligible purchases (not including balance transfers and cash advances) using your new card by 31/1/2021. Cashback will be credited within 90 days of you meeting the spend criteria and will appear on your statement as 'CASHBACK $200'. Cashback only available on one credit card per customer. We reserve the right to close the offer prior to 28/10/2020.

01/11/2019 – 30/04/2020

5% Cashback up to $300 on Low Rate and Low Rate Business Personal Liability credit cards

Promotion applies to all new Retail and Business Low Rate credit cards, applied and submitted between 01/11/2019 and 30/04/2020. The 5% cashback is based on eligible purchases made on your card in the first three months from activation up to the value of $100 per month (excludes balance transfers, cash advances and any purchase that is reversed or refunded). Each month is calculated as a 30 day period.

Offer excludes all existing cards, switches from other card types and is not available to customers who currently hold, or have held, any Low Rate card types in the 12 months prior. Offer only available on one credit card per customer, offer can be withdrawn at any time. Cashback will appear on your statement as ‘cashback’ each month within 90 days of you meeting the monthly eligibility criteria. You will be ineligible for the cashback if your account is closed, transferred, or in default at any time prior to the cashback being credited to your account. 

0% p.a. Offers

2/02/2021 – 30/09/2021

0% p.a. on purchases for 15 months on a new Low Rate and Low Rate Business credit cards.

Offer available on new Low Rate and Low Rate Business (personal liability) credit cards applied for between 26/02/2021 and 30/09/2021 (previous end date 30/06/2021). Offer not available on all other card types, including the Low Rate Gold and CommBank Essentials credit card, existing cards, and switches from other card types, and will be forfeited if you switch to a different credit card type during the 15 month period. The 0% p.a. interest rate on purchases (but not balance transfers and cash advances) is valid for 15 months from the date of card approval. At the end of the 15 month period, the interest rate will convert to the standard variable purchase interest rate at that time. We reserve the right to close the offer prior to 30/09/2021. 

29/10/2020 – 25/2/2021

0% interest on purchases for 15 months on all new Low Fee and selected new Low Rate credit cards

Offer available on new Low Fee, Low Fee Gold, Low Rate, Low Rate Gold and Low Rate Business (personal liability) credit cards applied for between 29/10/2020 and 25/02/2021. Offer not available on the CommBank Essentials credit card, all other card types, existing cards, and switches from other card types, and will be forfeited if you switch to a different credit card type during the 15 month period. The 0% p.a. interest rate on purchases (but not balance transfers and cash advances) is valid for 15 months from the date of card approval. At the end of the 15 month period, the interest rate will convert to the standard variable purchase interest rate for your card type at that time. We reserve the right to close the offer prior to 25/02/2021. Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable. 

08/07/2020 – 28/10/2020

0% p.a. for 15 months on Low Fee Gold credit cards

Offer available on new Low Fee Gold credit cards applied for between 8/7/2020 and 28/10/2020. Offer not available on all other card types, existing cards, and switches from other card types, and will be forfeited if you switch to a different credit card type during the 15 month period. The 0% p.a. interest rate on purchases (but not balance transfers and cash advances) is valid for 15 months from the date of card approval. At the end of the 15 month period, the interest rate will convert to the standard variable purchase interest rate at that time. We reserve the right to close the offer prior to 28/10/2020.

01/11/2019 – 30/06/2020

0% p.a. for 15 months on Low rate Gold and Low Fee Gold credit cards

This offer has been extended. Offer available on new Low Fee Gold and Low Rate Gold credit cards when you create an application between 01/11/2019 and 30/06/2020 only (previous end date 29/02/2019). Excludes all other card types.The 0%p.a. promotional interest rate on purchases is valid for 15 months from the date of card approval (and excludes balance transfers). At the end of the 15month period, the interest rate will revert to the standard variable purchase interest rate for your card at that time. Offer excludes all existing cards, switches from other card types and will not be applied if you switch to a new product during the promotional period, offer can be withdrawn at any time