Low rate credit card

With a low interest rate on purchases, our Low Rate credit card makes it easier to pay off your balance over time.

Trade-offs

  • You won’t earn Awards points
  • International travel insurance isn't included
  • Higher annual fee compared to the Low Fee credit card 
  • Higher interest rates compared to the CommBank Essentials credit card
  • International transaction fees apply

  • 13.24% p.a purchase interest rate
  • $59 annual fee
  • Minimum credit limit of $500

Tell me more

Apply now

Things you should know

^ Offer available on new Low Rate credit cards applied for between 01/10/2021 and 28/02/2022. Offer not available on all other card types, including Low Rate Gold, CommBank Essentials and CommBank Neo credit card, existing cards, and switches from other card types, and will be forfeited if you switch to a different credit card type during the 16 month period. The 0% p.a. interest rate on purchases (but not balance transfers and cash advances) is valid for 16 months from the date of card approval. At the end of the 16 month period, the interest rate will convert to the standard variable purchase interest rate at that time. We reserve the right to close the offer prior to 28/02/2022.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.