Low rate credit card

With a low interest rate on purchases, our Low Rate credit card makes it easier to pay off your balance over time.

  • 13.24% p.a purchase interest rate
  • $59 annual fee
  • Minimum credit limit of $500

Tell me more

Apply now

Things you should know

^ Offer available on new Low Rate and Low Rate Business (personal liability) credit cards (but not Low Rate Gold credit cards) applied for between 26/02/2021 and 30/06/2021. Offer not available on all other card types including CommBank Essentials and CommBank Neo, existing cards, and switches from other card types, and will be forfeited if you switch to a different credit card type during the 15 month period. The 0% p.a. interest rate on purchases (but not balance transfers and cash advances) is valid for 15 months from the date of card approval. At the end of the 15 month period, the interest rate will convert to the standard variable purchase interest rate at that time. We reserve the right to close the offer prior to 30/06/2021. Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable. Commonwealth Bank of Australia ABN 48 123 123 124 Australian credit licence 234945.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.