Earn Qantas Points with your Ultimate credit card through CommBank Yello

¹ You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. If you are not a Qantas Frequent Flyer member, join for free here. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms.

² If you opt-in to earn Qantas Points, your CommBank Yello points earned each month are automatically transferred to your Qantas Frequent Flyer account at the rate of 3 CommBank Yello points to 1 Qantas Point. Points are earned on eligible transactions (this excludes, for example, BPAY transactions, cash advances and balance transfers) and are subject to points capping depending on card type. How you earn or redeem CommBank Yello  points will be subject to the CommBank Yello Program Terms and Conditions and any other terms and conditions notified as applying. Rewards and number of points required for rewards are subject to change at any time without notice.

³ Points transferred to your Qantas Frequent Flyer account are captured on your credit card statement.

⁴ Opt-in to convert CommBank Yello points to Qantas Points is $149 per year. This is a non-refundable additional fee charged to your card when you opt-in and each subsequent year on the anniversary of your opt-in. This is charged once per year on top of your regular credit card fees.

⁵ For international cash advances, the cash advance fee will apply.

⁶ Cover is provided by XCover.com, a trading name of Cover Genius Pty Ltd (ABN 43 159 983 598, AFS Licence No. 490058), and underwritten by Allied World Assurance Company Ltd (ABN 54 163 304 907), for Commonwealth Bank of Australia (CBA). Limitations, exclusions (including for pre-existing medical conditions and persons aged 80 years or over) and eligibility criteria apply. You may need  to upgrade your travel insurance in order to have a comprehensive or extended level of cover. Before acting on this information you should consider the appropriateness of the product with regard to your personal circumstances. See the Card Insurances Combined Product Disclosure Statement & Financial Service Guide and Card Travel Insurance TMD (PDF) for details. Commonwealth Bank and its related bodies corporate do not issue or guarantee this insurance. It does not represent a deposit with or liability of either Commonwealth Bank or any of its related bodies corporate. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. If you purchase an upgrade policy, we (Commonwealth Bank) receive a commission which is a percentage of your premium.

⁷ To gain access to participating airport lounges, you must register your Ultimate credit card on the Mastercard Travel Pass app or visit mastercardtravelpass.dragonpass.com, to generate a membership QR code and present this along with your boarding pass for validation. You will have two complimentary lounge visits every year, per account, each visit can be used by either the primary cardholder or guest. Guest must always be accompanied by the primary cardholder and cannot use the access on their own. Please note, your lounge access may be blocked if your account is closed, in arrears, reported lost or stolen, or has been blocked by us for any reason. To redeem an offer visit the Mastercard Travel Pass app or mastercardtravelpass.dragonpass.com to select your preferred offer and generate an offer QR code. Present the valid offer QR code to the cashier and redeem the offer. Please note, offers vary by location. For information on accessing lounges, offer locations, a full list of Terms and Conditions and Frequently Asked Questions, visit FAQs at Mastercard Travel Pass.

⁸ How you earn and redeem CommBank Yello points will be subject to the CommBank Yello Program Terms & Conditions including holding an eligible transaction account. You only earn points on eligible transactions (this excludes, for example, BPAY transactions, cash advances, and balance transfers).

⁹ Classic Flight Reward seats are subject to capacity controls, availability is limited, and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges and Qantas Points are accurate at 1 May 2026 but subject to change. For more information, visit qantas.com/classicflightrewards.

¹⁰ Points Plus Pay is available on any flight with a Qantas (QF) or Jetstar (JQ) flight number and selected partner airlines when travelling on a Qantas fare, as long as there is a seat available for sale. The Qantas Points required include taxes, fees and carrier charges (excluding any amounts payable to third parties at the airport), are subject to change and are quoted at the time of booking - a minimum number of points applies. Qantas Points may not be earned on some fare types or on some oneworld® Member Airline or airline partner flights. For more information, visit Points Plus Pay.

^† From 1 October 2026 to 30 September 2027, CommBank Yello customers could earn 20 CommBank Yello points per $1 spent on Hotel or Car bookings and 10 CommBank Yello points per $1 spent on Flight bookings through Travel Booking. These promotional earn rates apply instead of the standard earn rates during this period. We may vary or withdraw this offer, acting fairly and reasonably. See Travel Booking Terms and Conditions for other conditions.

^◊ Offer starts 1 October 2026 and ends 30 June 2028. Your CommBank Yello points earn rate is based on your CommBank Yello tier at the time you redeem a venue offer at a participating venue via Dine In Deals. Points earned per $1 spent on the amount paid after any discount, promo code or dining credit has been redeemed. For example, if your bill is $100 and you receive a 25% discount, you will earn CommBank Yello points on the $75 paid at the point of sale (plus the applicable service fee). CommBank Yello earn rates are as follows:

CommBank Yello: 1 CommBank Yello point per $1 spent via Dine In Deals 
CommBank Yello Plus: 2 CommBank Yello points per $1 spent via Dine In Deals 
CommBank Yello Gold: 3 CommBank Yello points per $1 spent via Dine In Deals 
CommBank Yello Diamond: 5 CommBank Yello points per $1 spent via Dine In Deals 

Points will be paid within 31 days of your Dine In Deals transaction. Occasionally it may take longer.  

CommBank may vary or withdraw the Dine In Deals offer acting fairly and reasonably; having regard to its legitimate business interests; and providing reasonable prior notice for unfavourable or material changes. 

You should consider the potential tax implications of receiving CommBank Yello points under this offer. You can view the FAQs on our website by searching ‘CommBank Yello – Frequently Asked Questions’ for further information or seek independent advice from your accountant or tax adviser. 

In order to redeem CommBank Yello points, you must use your digital Dine In Deals card via your mobile wallet. How you earn and redeem points is subject to the CommBank Yello Terms and Conditions available at our website by searching ‘CommBank Yello’.  

Dine In Deals is a platform and service provided by EatClub Pty Ltd ABN 67 610 093 297, accessible to customers of CommBank via the CommBank app. Dine In Deals offers dining deals at participating restaurants and venues. 

EatClub is not part of the CBA Group. CommBank does not endorse any participating venue, or the services offered through the Dine In Deals platform, and is not responsible for, nor does it warrant or guarantee, the accuracy or completeness of the platform content or the performance of EatClub or its services.  

Offers are subject to reasonable personal use only. EatClub and CommBank reserve the right to revoke access to offers, reverse discounts, or cancel bookings where misuse and fraudulent activity is reasonably suspected. 

For full terms and conditions governing the use of Dine In Deals, visit eatclub.com.au/terms/dineindeals.

CommBank will receive a program fee generated from applicable transactions processed via the Dine In Deals platform.

Applications for credit cards are subject to credit approval. Full terms and conditions will be included in our Letter of Offer. Bank fees and charges apply.
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