Business credit cards

Designed for businesses looking for a competitive interest rate or interest-free period. 

low rate credit card
  • 14.55% p.a. purchase interest rate
  • $0 annual fee
  • Minimum credit limit $500

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Enjoy 0% p.a. on purchases for 15 months

Apply by 30 June 2021.*

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  • 17.57% p.a. purchase interest rate
  • $60 annual fee
  • Minimum credit limit $500
  • Up to 55 interest free days on purchases

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Business Awards credit cards

Reward yourself for business spending plus get a competitive interest-free period on purchases.

Business Awards credit card

  • Earn 1 Awards point for every dollar spent using your Mastercard®2, up to 60,000 points a year
  • 20.74% p.a. purchase interest rate
  • $100 annual fee
  • Minimum credit limit $500

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Business Platinum Awards credit card

  • Earn 1 Awards point for every dollar spent using your CommBank Awards Mastercard®2, up to 300,000 points a year
  • 20.74% p.a. purchase interest rate
  • $300 annual fee
  • Minimum credit limit $6,000
  • Extra features like international travel insurance1

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80,000 Bonus Awards Points when you apply for a new CommBank Business Platinum Awards credit card by 29 April 2021 and spend $4,000 on eligible purchases using your new card within 90 days from activation.^

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Corporate credit cards

For medium to large businesses and corporates who want to manage their cashflow, monitor and analyse expenses and minimise costs.

Corporate Interest-Free Days card

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Corporate Low Rate card

  • 14.55% p.a. purchase interest rate
  • Employee controls
  • Unlimited cardholders

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More options for larger businesses and corporates

Ideal for large organisations with significant procurement spend who want to control costs and corporate spending.

Corporate charge card

  • Designed for large organisations with significant expenses
  • Minimise costs by setting controls for different cardholders
  • Reduce processing costs with electronic reporting and management

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Procurement Management Account

  • For organisations with significant procurement expenditure
  • Assigned to an organisation or business unit rather than individual cardholders
  • Allows multiple authorised users to transact on the facility

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Things you should know

* Offer available on new Low Rate and Low Rate Business (personal liability) credit cards (but not Low Rate Gold credit cards) applied for between 26/02/2021 and 30/06/2021. Offer not available on all other card types including CommBank Essentials and CommBank Neo, existing cards, and switches from other card types, and will be forfeited if you switch to a different credit card type during the 15 month period. The 0% p.a. interest rate on purchases (but not balance transfers and cash advances) is valid for 15 months from the date of card approval. At the end of the 15 month period, the interest rate will convert to the standard variable purchase interest rate at that time. We reserve the right to close the offer prior to 30/06/2021. 

^ This offer has been extended. Offer available on new Platinum Awards credit cards (including Business Platinum) applied for between 15/07/2020 and 29/04/2021 (previous end date 28/10/2020). Offer not available on all other card types, existing cards, and switches from other card types and is not available to customers who currently hold, or have held, any Awards card types in the 12 months prior. You will be ineligible for the points if your account is closed, transferred, or in default at any time prior to the points being credited to your account. The earning and redemption of CommBank Award points are subject to the Commonwealth (CommBank) Awards Program Terms and Conditions, available here. To be eligible for the 80,000 Bonus CommBank Awards points on a new Platinum Awards or Business Platinum Awards card, you need to spend at least $4,000 on eligible purchases (excludes balance transfers, cash advances and any purchase that is reversed or refunded) using your new card within the first 90 days of activation. Bonus Points will appear on your statement as ‘Bonus Awards’ within 90 days of you meeting the eligibility criteria. Offer only available on one credit card per customer. We reserve the right to close the offer prior to 29/04/2021.

Cover is available for you, your spouse and your eligible accompanied children for return trips from Australia, up to a set period. You will need to activate your travel insurance before each trip to have a comprehensive level of cover. If you don’t activate you’ll receive personal liability cover and overseas emergency medical assistance and hospital expenses only. Restrictions, exclusions (including for pre-existing medical conditions and persons aged 80 years or over), limits, sub-limits and excesses may apply. Please refer to our Credit Card Insurances Product Disclosure Statement and Information Booklet available from or any branch for full details. Insurance is issued and administered by Cover-More Insurance Services Pty Ltd (AFSL 241713, ABN 95 003 114 145) on behalf of the insurer Zurich Australian Insurance Limited (AFSL 232507, ABN 13 000 296 640) for Commonwealth Bank of Australia.

2 Points are earned on eligible transactions and are subject to points capping. Refer to the CommBank Awards Program Terms and Conditions for more information.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Commonwealth Bank of Australia ABN 48 123 123 124, Australian credit licence 234945.

Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances. You can also download our Financial Services Guide (FSG) (PDF 59kb).

View Terms and Conditions for Electronic Banking (PDF 135kb), NetBank and CommBiz (PDF 325kb) and consider them before making any decision about these products. View our Certificate of Transit Accident Insurance (PDF) here and Certificate of Unauthorised Transactions Insurance here. Please view our Credit Card Conditions of Use.

The CommBank Business Credit Cards are Personal Liability Business Credit Cards. By applying, you (the individual that is applying for a Business Credit Card) acknowledge that the Business Credit Card you are applying for provides for Personal Liability. We will look to you (and no any company, partnership or other business entity that may employ or engage you) to recover all amounts charged using the Business Credit Card, including any amounts charged by an additional cardholder.