Business credit cards 

For business owners looking for a competitive interest rate or interest-free period, with the option to add an additional cardholder.   

Purchase interest rate

17.57% p.a. 

Annual fee

$60

Min. credit limit

$500

Max. credit limit

$50,000 unsecured1

Interest free period on purchases

Up to 55 days

What you'll get

  • Easy integration with Xero or MYOB
  • Add an additional cardholder for $60 p.a.
  • Transit Accident & Unauthorised Transaction Insurance2

More about Interest-Free Days credit card

Apply now
low rate credit card

Purchase interest rate

14.55% p.a. 

Annual fee

$0 

Min. credit limit

$500

Max. credit limit

$50,000 unsecured1

Interest free period on purchases

N/A
 

What you'll get

  • Easy integration with Xero or MYOB
  • $0 additional cardholders fee
  • Transit Accident & Unauthorised Transaction Insurance2

More about Low Rate credit card

Apply now

Business rewards credit card

For business owners who want a competitive interest-free period, to earn points on business spending and add an additional cardholder.

Purchase interest rate

20.74% p.a. 

Annual fee

$300

Min. credit limit

$6,000

Max. credit limit

$50,000 unsecured1

Interest free period on purchases

Up to 55 days
 

What you'll get

  • Eligible for CommBank Yello? Earn uncapped Yello points on eligible business spending3
  • Add an additional cardholder for a $75 fee p.a.
  • Access to International travel insurance when you spend at least $500 in a single transaction on prepaid travel using your card and activate before you travel4
  • Transit Accident & Unauthorised Transaction Insurance2

More about Business Platinum credit card

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Corporate cards

For businesses of any size who want to issue cards to employees, track spending and reduce costs.


Purchase interest rate

14.55% p.a. 

Annual fee

$24–$40 per card5

Max. credit limit

Tailored to your business

Interest free period on purchases

N/A
 

What you'll get

  • Add unlimited cardholders 
  • Customise transaction & spending limits for each cardholder online
  • Reduced interest rate for residentially or commercially secured cards
  • Transit Accident & Unauthorised Transaction Insurance2 

More about Corporate Low Rate card

Purchase interest rate

17.57% p.a. 

Annual fee

$24–$40 per card5

Max. credit limit

Tailored to your business

Interest free period on purchases

Up to 55 interest-free days

What you'll get

  • Add unlimited cardholders 
  • Customise transaction & spending limits for each cardholder online
  • No establishment fee
  • Transit Accident & Unauthorised Transaction Insurance2

More about Corporate Interest-Free Days card

 


Purchase interest rate

0%

Annual fee

$24–$40 per card5

Max. credit limit

Tailored to your business

Interest free period on purchases

Up to 31 days

What you'll get

  • Issue an unlimited number of cards to employees
  • Customise transaction & spending limits for each cardholder online
  • Balances debited monthly from a nominated account 
  • Transit Accident & Unauthorised Transaction Insurance2

More about Corporate charge card

 

Need a business bank account? 

Things you should know

  • 1 Eligibility criteria applies.  

    2 For claims relating to transactions made on or after 29 September 2026, please refer to the Transit Accident Insurance and Unauthorised Transaction Insurance PDS available here.

    For claims relating to transactions made before 29 September 2026, please refer to the Certificate of Transit Accident Insurance (PDF) here and Certificate of Unauthorised Transactions Insurance here.

    3 How you earn or redeem CommBank Yello points will be subject to the CommBank Yello Program Terms & Conditions including holding an eligible transaction account. You only earn points on eligible transactions (this excludes, for example, BPAY transactions, cash advances, balance transfers and payments to the Australian Taxation Office unless made using a Business Awards, Business Gold Awards and Business Platinum credit card). 

    4 Cover is provided by XCover.com, a trading name of Cover Genius Pty Ltd (ABN 43 159 983 598, AFS Licence No. 490058), and underwritten by Allied World Assurance Company Ltd (ABN 54 163 304 907), for Commonwealth Bank of Australia (CBA). Limitations, exclusions (including for pre-existing medical conditions and persons aged 80 years or over) and eligibility criteria apply. You may need  to upgrade your travel insurance in order to have a comprehensive or extended level of cover. Before acting on this information you should consider the appropriateness of the product with regard to your personal circumstances. See the Card Insurances Combined Product Disclosure Statement & Financial Service Guide and Card Travel Insurance TMD (PDF) for details. Commonwealth Bank and its related bodies corporate do not issue or guarantee this insurance. It does not represent a deposit with or liability of either Commonwealth Bank or any of its related bodies corporate. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. If you purchase an upgrade policy, we (Commonwealth Bank) receive a commission which is a percentage of your premium.

    5 Annual fee depends on number of cards.

    Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our current Terms and Conditions for Business Finance as well as any other terms set out in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances.

    View our:

    Consider these documents before making any decision about these products.

    The Low Rate credit card, Interest-Free Days credit card, Business Awards credit card and Business Platinum credit card are personal liability business credit cards. Personal liability means you, not the business, are responsible for all amounts charged to the card, including amounts charged by any additional cardholder. We will recover any outstanding amounts from you, not from any company, partnership or other business entity that employs or engages you. The Corporate Interest-Free Days card, Corporate Low Rate card and Corporate Charge Card are business liability cards. Business liability means the business, not an individual, is responsible for all transactions made on the cards.

    Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.