Features & benefits

Instant payments

BeemTM is more than just another way to pay – it lets payments happen instantly between friends. 


app screen: "let's pay $13.10 to @Morty98 for nuggets with szechuan sauce"


Request and track payments

Chasing money? Simply send your friends a payment request. And if they don’t have BeemTM you can invite them via text message. You can also track payments sent and received all in the one app.

app screen: "Let's request $28.50 from @Jane_34 for movie and a smoothie"


Split expenses

Whether it’s for holidays or flatmates, BeemTM split app allows you to track, tally, split, request and settle group expenses.


app screen: Culburra weekend (showing amount and balance per person).

Get started

Get started with BeemTM by downloading the app and linking any Australian Visa or Mastercard debit card today. You’ll need to:

  1. Create a BeemTM account, and verify your email address 
  2. Verify your identity
  3. Add your Mastercard or Visa debit card

You can then use BeemTM to pay other registered users.

If you don’t have a debit card, open an Everyday Smart Access account – it comes with a Debit Mastercard you can add to BeemTM.

Discover more about our range of ways to pay

Beem it app


  • Is BeemTM safe?

    Yes, BeemTM is an independent company back by Australian payment provider eftpos.

    If you suspect a fraudulent transaction has occurred on your CommBank account using BeemTM, please contact us on 13 2221 immediately.

    When it comes to payment security, CommBank is a leader in fraud protection. And, if the unlikely happens and an unauthorised transaction occurs on your CommBank debit card, we’ll reimburse you 100%1.

    See all Beem FAQs

  • Which cards are eligible?

    At this stage, customers can only upload an Australian Visa or Mastercard debit card to the app. BeemTM are currently developing the functionality to use a credit card. 


    For any queries in regards to the app simply email support@beem.com.au or visit www.beemit.com.au.  

Things you should know

  • 1 We’ll cover any loss due to unauthorised transactions on your CommBank account, as long as you protect your cards, devices, client numbers, PINs, passwords and any other access methods, and immediately notify us of their loss, theft or misuse or any suspicious activity on your account.

    To make or receive a payment through the BeemTM app, a Visa or Mastercard debit card attached to an Australian bank account is required. Digital Wallet Pty Ltd ABN 93 624 272 475 AFSL 515270 is the issuer and provider of the BeemTM facility.

    Before downloading the app please consider the Product Disclosure Statement and Terms and Conditions, available here. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on it, consider the facility's appropriateness to your circumstances.

    The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide (PDF) Full terms and conditions of Everyday Account Smart Access are available here or from any branch of the Commonwealth Bank. Fees apply.