Finding it hard to save regularly? We make it easier.

Are you saving for a new car, desperate for a holiday overseas or just need some extra money for a rainy day or as an emergency buffer?

Set a savings goal using Goal Tracker and we’ll break it down into weekly targets - so it’s less overwhelming or completely out of reach.

We’ll also help you set up automatic payments to your goal so you never miss your weekly targets and can top up your goal when it suits you. And send you a nudge or two when you need it most e.g. when you’re cashed up after payday and can top up your goal (or as a reminder if you’re falling behind).

Start using Goal Tracker

What you need first:

  1. Download the CommBank app
  2. A GoalSaver or NetBank Saver account if you don’t already have one

How to set a savings goal:

  1. Log on to the CommBank app
  2. View accounts
  3. Tap on your NetBank Saver or GoalSaver account to set up a savings goal. At the same time you can set up a recurring payment from your Smart Access account to your goal. It makes it easy – set & forget

Smash those goals

Screenshot 'Saving for something?. Let's set a goal to help you stay on track.' Button: 'Set a goal'

Log on to the CommBank app and tap your savings account

Screenshot: "I'm saving..." options are for a holiday, emergency fund etc

Create a goal e.g. new car, overseas holiday using Goal Tracker

Screenshot: "Your first fortnightly payment of $150 is scheduled in 12 days"

Set up automatic payments from your everyday account into your savings goal 

Screenshot shows how you're tracking with your savings goal

We’ll help you track your progress so you smash your goal (no spoiler alert – wait to see what happens when you reach your goal)

Emergency Savings

Your financial buffer

Unexpected expenses are an inescapable fact of life and can impact your everyday finances.

Emergency Savings in Goal Tracker helps you build up a buffer so you’re better prepared.

Tap on your NetBank Saver account (not available on GoalSaver accounts) to create an emergency fund goal.

Get a handle on your spending. It’ll help you save.

Your spending decisions, no matter how small, all add up.

Knowing exactly what you’re spending (and if you’re overspending) can help you work out how much you can comfortably save.

Transaction Notifications together with Spend Tracker and Cash Flow View in the CommBank app, give you info to help you make better decisions about your finances, setting you up for future success.

Turn Transaction Notifications on to see, check and track your debit and credit card spending. Then Spend Tracker will automatically categorise your spending so you can see where you’re spending the most – it can be an eye-opener.

Group of friends travelling

Things you should know

Emergency Savings goal is only available on NetBank Saver accounts.

The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. Find out about the minimum operating system requirements on the CommBank app page. Terms and conditions are available on the app. NetBank access with NetCode SMS is required.

Terms and conditions for GoalSaver and NetBank Saver accounts are available from commbank.com.au or from any branch. As this advice has been prepared without considering your financial objectives, considerations or needs, you should, before acting on the advice, consider its appropriateness to your circumstances.