How to renew your pre-approval

Not only does conditional pre-approval show sellers that you’re serious, but it can also help to be well progressed with your finance, helping you focus on finding your ideal property.

Ready to renew your conditional pre-approval? See how below:

  1. Contact your Lender, Relationship Manager or Private Banker and let them know you would like to renew your conditional pre-approval. Your lender details can be found in Home Hub in the CommBank App.
  2. Update your income and financial commitments. You may be asked to provide documents to reverify your income or any loans with other financial institutions you may have.
  3. Once you've provided your documents, we will re-submit your application and send you an updated conditional pre-approval letter, so you can focus on your property search.

$500 off conveyancing

From reviewing the contract to collecting your keys, Home-in’s experienced team and secure, award-winning app will help guide you through every part of the conveyancing process. Built by CommBank and trusted by thousands of Australian home buyers, Home-in provides real-time status updates, support on evenings and weekends, six-hour contract reviews1, and one of the industry’s best on-day settlement rates2.

Receive this offer when you settle with a CommBank home loan and use Home-in3.

Find out more about this offer

Why use Home-in?

One of the many great benefits of a CommBank home loan is market-leading conveyancing from Home-in.

Fast contract reviews

Legal advice in six business hours1 so you can confidently make an offer.

Settle on time 

With one of the highest on-time settlement rates, get the keys to your new home on schedule with less stress and cost2.

Rapid responses and extended hours

Extended hours live chat and phone support 8am-8pm weekdays and 10am-4:30pm on Saturdays (Sydney and Melbourne time).

Brighter benefits with CommBank Yello

Did you know that as a homeowner with CommBank, you could enjoy personalised benefits through the CommBank Yello recognition program?4 Simply make 30+ transactions a month and have an active CommBank home loan to become eligible for CommBank Yello Homeowner. Benefits include:

  • Access to monthly cashbacks on eligible Home Insurance Policies and Home Loan Packages.
  • 1,000 CommBank Award bonus points each month on a Smart Awards Credit Card
  • Exclusive discounts and cashbacks5 from some of Australia’s favourite brands.

Learn more about CommBank Yello eligibility and benefits

Why choose a CommBank Home Loan

Negotiate your rate​

Negotiate your rate with a Home Lending Specialist when you apply for a Standard Variable Rate home loan with a Wealth Package.

Pay less interest on your home loan with multiple offsets

Make your money work harder by saving on interest and paying off your home loan sooner with multiple offsets with no set-up fee.​

Track your application​

Follow your application through to settlement with Home Hub in the CommBank app.

Things you should know

  • Contracts are reviewed within six business hours 95% of the time (October 2023). To ensure contracts are reviewed within six business hours, customers must upload the entire contract within the Home-in app.

    Home-in has one of the highest on-time settlement rates in the industry with 95% of Home-in customers settling on time in 2023.

    3 CommBank Exclusive Offer: You’re eligible for the offer if you settle on a property with a CommBank home loan, and use the in-app legal services provided through Home-in. To secure the offer you will need to engage the services of Home-in’s partner law firm via the Home-in app.

    Eligible customers will receive a discount of $500 off the conveyancing fee, and disbursements are additional and charged at cost. Home-in reserves the right to terminate the offer and change the pricing at any time. Find out more about Home-in's pricing by visiting www.home-in.com.au/pricing.

    4 Ongoing eligibility conditions apply for CommBank Yello. Offer eligibility conditions also apply and offers may vary between customers. For more information visit commbank.com.au/commbankyello

    5 The CommBank Yello Cashback Offers program (‘CommBank Yello Cashback Offers’) rewards you with cashback after you activate (where required) an offer presented to you via the CommBank app and you make a purchase in accordance with the Terms and Conditions of that offer. Cashback is typically received within 14 business days of a qualifying purchase, but in some cases may take longer. If you are not already enrolled, you can enrol if you are at least 18 years old, hold an eligible CommBank credit or debit Mastercard, Business credit card or StepPay digital card and meet the ‘Base eligibility criteria’ in the CommBank Yello Terms and Conditions. CommBank travel money cards, corporate credit cards, business debit cards and pre-paid Mastercards are not eligible. Your participation in CommBank Yello Cashback Offers is governed by the full Terms and Conditions available in the CommBank app.