CommBank app investing and banking

Manage your banking and investing in one place. Use the CommBank app’s Investing hub to trade, manage and monitor your investments - right alongside your everyday banking.

Market movers

Keep up to date with the top risers and fallers on the ASX, weekly market insights, as well as the highest returning ETFs, all in the CommBank app Investing hub

Low cost

Trade from just $5 for trades up to $1,000, with no monthly fees or ongoing account charges when you settle your trades via a Commonwealth Direct Investment Account (CDIA)1

Looking to invest with your SMSF?

Choose how your money is invested, track your balance and more with a CommSec Australian Shares account.

Open now

Brokerage fees

Below are the brokerage fees, if you trade online via the CommBank app, are CHESS Participant Sponsored with CommSec and settle your trade to a CDIA1

Trade amount
Cost*
Up to $1,000 (inclusive)
$5
Over $1,000 up to $3,000 (inclusive)
$10
Over $3,000 up to $10,000 (inclusive)
$19.95
Over $10,000 up to $25,000 (inclusive)
$29.95
Over $25,000
0.12%

Monthly or ongoing fees

No monthly fees or ongoing account charges.

Other fees and costs

Other fees and costs may apply.

View all fees

Eligibility  

  • You can open an Aussie shares trading account if you: ​

    √  Are 18 years or older, and

    √  Are in Australia and have an Australian residential and postal address​, and

    √  Meet the identification and verification requirements, and

    √  Have a valid email address and current mobile number, and

    √  Have your tax residency information for Australia and overseas (if applicable)

What are shares and are they a good investment option?

When you buy a share, you own part of a company. Your investment grows as the company’s value increases or when it pays dividends (a portion of profits distributed to shareholders). Reinvesting dividends and holding shares longer term can allow your money to grow through compounding.

Over the past 25 years, shares have delivered better than average returns compared with other investments.2 They also offer flexibility, as you can usually access your money within two business days of selling.

It’s important to note that shares come with risks such as capital loss risk (Investment value can decrease), liquidity risk (buying or selling can be difficult due to market conditions) and market and economic risks (share price can be impacted by several factors). To manage risk, consider an investment option which suits your needs and circumstance. Of course, when considering investing for the first time you should always seek your own financial advice.

A line graph comparing the growth of four investment types – Property, Shares, Bonds, and Cash – over a period of 25 years. Property shows the highest growth trajectory, followed by Shares, while Bonds and Cash show minimal relative growth over time.

New to investing or looking to learn more? 

Offers

Current offers for our eligible customers

Get started with $0 brokerage

New to CommSec customers can enjoy $0 brokerage on up to 30 trades* 
Limited time offer.

  • Sign up to a CommSec trading account in either Australian Shares, International Shares or Exchange Traded Options (ETO) between 1 August 2026 to 31 August 2026
  • Settle your trades through a CommSec Margin Loan or a Commonwealth Direct Investment Account (CDIA)
  • Start investing with $0 brokerage from 1 September 2026
  • You will receive $0 brokerage on up to 30 trades with a maximum trade value of $50,000 each for orders placed between 1 September 2026 and 28 February 2027. Trades must be placed online via website or app platforms.

 

CommBank Yello investing benefit

Receive up to $10 monthly loyalty benefit as an eligible CommBank Yello customer for investing**

  • If you’re eligible for CommBank Yello Gold benefits, you may receive a $5 monthly loyalty payment for investing in Shares via CommSec
  • If you’re eligible for CommBank Yello Diamond benefits, you may receive a $10 monthly loyalty payment for investing in Shares via CommSec
  • To qualify, settle at least one investment over $1,000 each month into the Commonwealth Direct Investment Account (CDIA)
  • This benefit is available on top of your $0 brokerage introductory offer if you sign up as a new CommSec customer 

Get started

Experience a streamlined new sign-up process, all in the CommBank app.

  1. Simply log in to the CommBank app
  2. Type "Aussie Shares" into the search bar in the app
  3. Tap the "CommSec Aussie Shares" tile under Products & Services to explore

New to CommBank? Download the CommBank app and you can securely create your profile in under 10 minutes.

Tell me more

FAQs

CommSec Aussie Shares allows you to buy and sell over 2,000 shares and ETFs listed on the Australian Securities Exchange (ASX).

It’s designed for investors who want more control over their portfolio, with access to market research, insights and trading tools through both the CommSec and CommBank apps.

You’ll need a minimum first trade of $500 when buying a share or an ETF for first time on the ASX.

After that, you can trade in smaller amounts depending on your holdings and broker requirements.

Opening a CommSec account is free and there are no ongoing account-keeping fees. A brokerage fee does apply per trade and is tiered by trade value.

Trade amount

Cost*

Up to $1,000 (inclusive)

$5

Over $1,000 up to $3,000 (inclusive)

$10

Over $3,000 up to $10,000 (inclusive)

$19.95

Over $10,000 up to $25,000 (inclusive)

$29.95

Over $25,000

0.12%

 View all fees

You can open an Aussie shares trading account if you:

  • Are 18 years or older

  • Are in Australia and have an Australian residential and postal address​

  • Meet the identification and verification requirements

  • Have a valid email address and current mobile number

  • Have your tax residency information for Australia and overseas (if applicable)

Your settlement account is used to pay for or receive money from your trades. When you buy shares, the trade amount plus brokerage is deducted from your settlement account two business days after the trade (T+2 settlement).

When you sell shares, the proceeds less brokerage are deposited into the same account after settlement.

The Commonwealth Direct Investment Account (CDIA) is the preferred settlement account for CommSec traders. A Commonwealth Direct Investment Account (CDIA) will be automatically opened for you when you set up your CommSec trading account.

10 am - 4 pm Sydney time, Monday to Friday.

Both apps are connected and use the same NetBank ID, so your investing accounts and balances are always linked.

The CommBank app is an easy way to view and trade your CommSec Aussie shares or ETFs alongside your everyday banking. You can see your portfolio, make trades and manage your funds all in one place.

The CommSec app offers more detailed market research and advanced trading tools for investors who want additional insights.

Whether you trade through the CommBank app or CommSec app, your investments and account details stay the same.

Things you should know

  • Investors should consult a range of resources, and if necessary, seek professional advice, before making investment decisions in regard to their objectives, financial and taxation situations and needs because these have not been taken into account. Any securities or prices used in the examples given are for illustrative purposes only and should not be considered as a recommendation to buy, sell or hold. You can view the CommSec Share Trading Terms and Conditions our Financial Services Guide and should consider them before making any decision about these products and services. Past performance is not indicative of future performance. Investing carries risk.

    * $0 brokerage on your first 30 trades offer is available exclusively for eligible new to CommSec customers.

    To be eligible, new customers must:

    • Open either an Australian Shares, International Shares, or Exchange Traded Options trading account between 1 August 2026 and 31 August 2026; and

    • Settle their new trading account through either a CommSec Margin Loan or a Commonwealth Direct Investment Account (CDIA)

    • The offer will be applied to your new trading account from 1 September 2026 if you have met the above eligibility criteria on 31 August 2026.

    As part of the offer, you will receive $0 brokerage on up to 30 trades with a maximum trade value of $50,000 each for orders placed between 1 September 2026 and 28 February 2027. Trades must be placed online via the CommSec website or app platforms.

    Trades above $50,000 will incur standard brokerage charges. Taxes and fees including FX will apply to International trades. Standard CommSec brokerage charges apply for orders placed or amended outside the period 1 September 2026 to 28 February 2027. For CommSec standard brokerage charges, view the CommSec Financial Service Guide. No brokerage fee will be shown on the CommSec trade confirmations issued for applicable trades under this offer. For eligible International accounts, the offer will be applied to the account type selected at the time of application (International Standard or International Plus). Changes to the International account type during the campaign period will result in loss of the offer. This offer is not redeemable for cash and is not transferable.

    The offer is not valid in conjunction with any other offer and not open to existing CommSec customers. This offer does not apply to CommSec Pocket trades. You are not eligible for this offer if you have closed a pre-existing trading account (either Australian Shares, International Shares or Exchange Traded Options) on or after 1 August 2026.

    Applicants must be 18 years or over. We reserve the right to terminate this offer or amend these terms and conditions at any time without notice.

    ** "Monthly loyalty payment" benefit (CommBank Yello CommSec Benefit) only available to CommBank customers eligible for the Gold and Diamond tiers in the CommBank Yello customer recognition program. You may qualify for the CommBank Yello CommSec Benefit monthly loyalty payment if you are eligible for the CommBank Yello Gold and Diamond tiers, trade with an eligible Individual CommSec Trading Account (excluding joint accounts, company accounts and trustee accounts) and settle at least 1 trade greater than $1,000 AUD per month (or the international trade equivalent of $1,000 AUD, calculated based on the trade execution date, excluding brokerage and fees) into a Commonwealth Direct Investment Account (CDIA) or CommSec Margin Loan.

    Additionally, to obtain the CommBank Yello CommSec Benefit, trades subject to eligibility assessment must relate to online trades that are CHESS-sponsored by CommSec. The CommBank Yello CommSec Benefit does not apply to CommSec Pocket trades. In this context, "trade" is either the purchase or sale of Australian securities, International Shares or Exchange Traded Options, or trades financed by Margin Loans.

    Fulfilment for the CommBank Yello CommSec Benefit occurs monthly, and your eligibility is typically assessed in the first week of each month for your trades settled in the previous calendar month. No payment will be paid if you do not retain status as a CommBank Yello Gold or Diamond customer when eligibility is assessed (that is, you no longer remain eligible for the CommBank Yello Gold and Diamond tiers) and is limited to one payment per customer a month. 

    You should consider the tax implications of receiving the CommBank Yello CommSec Benefit. You should check with your accountant or tax adviser if you are not sure about the tax implications to you of the payment. Details of the payment are available in your CommSec EOFY Statement.

    Full information on CommBank Yello and eligibility conditions are available in the CommBank Yello Terms and Conditions and CommBank Yello FAQs.

    The CommBank Yello CommSec Benefit is not transferable. Eligible customers must be 18 years or over. CommSec may terminate or withdraw the CommBank Yello CommSec Benefit and may, acting reasonably, amend the terms and conditions applying to the CommBank Yello CommSec Benefit at any time. Termination or withdrawal of the CommBank Yello CommSec Benefit and any change to its terms and conditions will apply prospectively and will not impact any benefit already received or accrued. If you are not happy with any change to the terms and conditions, you may opt out of CommBank Yello by messaging in the CommBank app or visiting a branch. By receiving the CommBank Yello CommSec Benefit, you are taken to agree to these terms and conditions. 

    1 To be eligible, you must trade online, be CHESS Sponsored with CommSec and settle your trades through either a Commonwealth Direct Investment Account (CDIA) or CommSec Margin Loan. Trades linked to a settlement account from another financial institution and trades placed over the phone incur additional fees. See our rates and fees for more information. The Commonwealth Direct Investment Account is issued by Commonwealth Bank of Australia and administered by Commonwealth Securities Limited. The target market for the CDIA can be found within the product’s Target Market Determination, available at Target Market Determinations - CommBank.

    2 Sourced from Reuters, Real Estate Institute of Australia, CoreLogic and IRESS. Data from: 1996-2022 – to June 30.

    The information has been prepared without taking into account your objectives, financial situation or needs. For this reason, any individual should, before acting on this information, consider the appropriateness of the information, having regards to their objectives, financial situation or needs, and, if necessary, seek appropriate professional advice. You can view the CommSec Pocket, Financial Services Guide and the Best Execution Statement. CommSec Share Trading, International, Exchange Trade Options (ETO) and Margin Loan disclosure documents here and the CDIA disclosure document here and should consider them before making any decision about these products. Investing in overseas markets exposes you to risks including those related to movements in foreign currency exchange rates and market prices. CDIA and ETO TMDs can be located on the CommBank website and CommSec website, respectively. 

    Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommSec is a Market Participant of ASX Limited and Cboe Australia Pty Limited, a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited. The Commonwealth Direct Investment Account (CDIA) and CommSec Margin Loans are issued by Commonwealth Bank of Australia. These products are administered by CommSec.

    The CommBank app is free to download, however your mobile network provider charges you for accessing data on your phone. Find out about the minimum operating system requirements on the CommBank app page. Terms and conditions are available on the app. NetBank access with NetCode SMS is required.