Help & support
CommBank Everyday Smart Access Account: Cashback & CommBank Yello points Promotion
Eligibility Conditions:
To be eligible for up to $40 Cashback and CommBank Yello points offer, you must open your first CommBank Everyday Smart Access Account online or in a branch between 14 October 2026 (12:01am, AEDT) and 9 December 2026 (11:59pm AEDT) (‘the offer period’). Offer can only be claimed once per customer, during the offer period.
This offer is available for customers aged 18 years and above at the time of account opening and who have never held a CommBank Everyday Smart Access Account previously. Single accounts only. Excludes joint and Everyday Offset accounts.
You must not have held a CommBank Credit Mastercard, or CommBank Debit Mastercard, CommBank Business Credit Mastercard or CommBank StepPay digital card at any time after 31 December 2019, to be eligible for the offer.
How to earn Cashback:
If you are eligible, once your Everyday Smart Access account has been opened, you can access the offer during the offer period by spending a minimum of $20 in one transaction using your CommBank Debit Mastercard at any of the below merchants. You will receive $10 cashback per merchant, for up to $40 cashback in total (across all merchants). Limit of one offer redemption per merchant, per customer.
Below are the participating merchants:
Additional Terms & Conditions apply to all merchant cashback:
This offer is not available in conjunction with any other offers, promotions or discounts offered by the selected merchants.
Getting Your Cashback:
Cashback will be paid to you when you make a purchase in accordance with the Terms and Conditions of that offer. Cashback is typically received within 14 business days of a qualifying purchase, but in some cases may take longer. Cashback will be paid into your CommBank Everyday Smart Access account. Your Everyday Smart Access account must remain open and active in order to be eligible for the cashback.
Cashback payment will appear as <CommBank Cashback Offers> in the CommBank App and <CBCASHBACK> in Netbank.
How to earn CommBank Yello points:
To earn 1,000 CommBank Yello points under this offer, you must become eligible for CommBank Yello by 31 December 2026 (11:59pm AEDT).
Opening an Everyday Smart Access account doesn't automatically make you eligible for CommBank Yello. CommBank Yello eligibility requirements apply. For more information on program eligibility, refer to the CommBank Yello Terms and Conditions.
If you're eligible, CommBank Yello points are typically paid within 90 days after you become eligible for CommBank Yello. Occasionally, this may take longer. CommBank Yello points will appear as <Everyday Smart Access Bonus>.
Other Important Information:
This is general information only and does not consider your personal objectives, financial situation, or needs. Before acting on the information, please consider obtaining professional advice specific to your needs, including financial, taxation and legal advice.
CommBank and partners may vary or withdraw this offer acting fairly and reasonably, having regard to its legitimate business interests, and providing reasonable prior notice for unfavourable or material changes.
There may be tax implications of receiving CommBank Yello points under this offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser.
We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the program, and to operate our systems and processes consistently with these offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct.
These offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to program eligibility and program rules, and these offer terms prevail in relation to this offer. For further information on program eligibility, refer to the CommBank Yello Terms and Conditions.
International Money Transfer Offer:
CommBank Everyday Account Smart Access: IMT Preferential Pricing
Eligibility Conditions
To be eligible for the International Money Transfer (IMT) Preferential Pricing offer, you must open a new CommBank Everyday Smart Access Account via the Moving to Australia (MTA) online portal between 15 December 2025 (12:01am, AEDT) and 31 March 2027 (11:59pm AEDT) (‘the offer period’).
This offer is only available for eligible customers who will be either (i) arriving in Australia within the next 14 days, or (ii) have been in Australia for less than 12 months and are over the age of 18 years at the time of account opening and who have never held a CommBank Everyday Smart Access Account. Single accounts only. Excludes joint and Everyday Offset accounts.
How to Qualify
To qualify for preferential pricing on your IMT, you need to open your first CommBank Everyday Smart Access account during the offer period online via the MTA portal. If you do not use the MTA portal to open your Everyday Smart Access account, you will not qualify for this offer.
The preferential pricing on IMT will be available to you within 21 days of your new Everyday Smart Access account being opened.
Your preferential rate will only apply to IMTs you make under the customer record through which you opened your Everyday account via the MTA portal. If you have more than one customer record, the preferential rate will not apply to the additional customer record(s).
What is Preferential Pricing under this Offer?
CommBank will offer Preferential Pricing under this offer, defined as a foreign currency rate that provides a better conversion rate than the standard advertised exchange rate. Preferential pricing will only be applicable to IMTs completed between Monday to Friday. IMTs completed on Saturday and Sunday or on a public holiday will use the standard advertised exchange rate, and the preferential pricing offer will not apply.
Preferential pricing is only valid when you complete an IMT via NetBank or the CommBank app, when transferring from Australian Dollars (AUD) to any Foreign Currency. The transfer fee will also be waived for this transaction (excludes transfers in AUD to AUD).
Preferential pricing is not available on any IMT transfers from AUD to AUD. If you would like to complete the IMT in branch you will be charged an AUD $30.00 transfer fee and a minimum of AUD $5000 per transfer is required, in order to be eligible for the preferential pricing on your IMT. To find out more information about International Money Transfers including IMT Terms and Conditions for NetBank and the CommBank app, click here.
For more information about the fees and charges for international payments, read our Standard fees and charges for international payments and travel funds.
Preferential pricing under this offer is available to you, for the duration of time that you hold an eligible active CommBank transaction account (i.e. Smart Access, Complete Access, Streamline Basic, Pensioner Security or Everyday Offset account).
CommBank reserves the right to change, end, or extend the offer at any time as permitted by law.
NetBank Saver Offer:
Open a NetBank Saver for the first time from 15 May 2026 and you’ll receive a variable introductory interest rate for the first 5 months after account opening. The variable introductory rate is currently 5.20% p.a., which includes a fixed bonus margin of 3.10% p.a. above the NetBank Saver standard variable rate, currently 2.10% p.a. At the end of the introductory rate period the NetBank Saver standard variable rate applicable at that time will apply. This introductory rate offer is available from 15 May 2026 for a limited time only and the Bank reserves the right to terminate this offer at any time. The variable introductory interest rate will not apply to NetBank Saver accounts which are jointly owned where one of the account holders has previously held a NetBank Saver account.
More nbn Offer:
The offer of a $25 discount off the Recommended Retail Price (RRP) per month on a More nbn® plan for 36 months is available to eligible CommBank customers who sign-up for a new More nbn® plan via the website by 31 March 2027 by completing ConnectID® verification, and using a CommBank credit or debit card at checkout, or for select customers who are notified of their eligibility to apply the offer to an existing More nbn® service via the More customer Portal and who complete ConnectID® verification by 31 March 2027. If you are eligible to apply the 36-month discount to your existing service, you will be notified of your eligibility by More, and this option will be available to you in the More Customer Portal. Not all services and customers are eligible to have the discount applied to an existing service. Eligible CommBank customers may also receive a one-time $25 discount off the RRP of a single Wi-Fi router pack when purchased in the same transaction as a new More nbn® plan. CommBank customers can receive a CommBank discount on a maximum of 2 nbn® services and 2 Wi-Fi router packs per More account (whether under this offer or any other More nbn® offer that has been or may become available to you). Wi-Fi routers available under this offer are as set out on the More website from time to time and are subject to change without notice. To maintain this offer, you must continue to pay for your discounted More nbn® plan with an eligible CommBank online bill payment method. Offer does not apply to additional services, charges or usage outside those that are included with your base monthly plan. The 36 months discount period commences from the day that your nbn® service is activated for new More nbn® services, or from the next billing period after the offer is applied to an eligible existing More nbn® service via the More customer Portal. After this, your plan will revert to the RRP current at that time, subject to an ongoing monthly discount of $10 per month off the RRP so long as you use an eligible CommBank debit or credit card as your online bill payment method. The RRP of More nbn® plans are available on the More website and are subject to change in accordance with More’s Standard Form of Agreement. CommBank and More reserve the right to vary, update or remove this offer at any time. Read full Terms and Conditions for the offer, More's Standard Form of Agreement and policies on More’s website.
More Mobile Offer:
The offer of a $10 discount off the Recommended Retail Price (RRP) per month on a More mobile plan for 36 months is available to eligible CommBank customers who sign-up for a new More mobile plan via the website by 31 March 2027 by completing ConnectID® verification, and using a CommBank credit or debit card at checkout, or for select customers who are notified of their eligible to apply the offer to an existing More mobile service via the More customer Portal and who complete ConnectID® verification by 31 March 2027. If you are eligible to apply the 36-month discount to your existing service, you will be notified of your eligibility by More, and this option will be available to you in the More Customer Portal. CommBank customers can receive a CommBank discount on a maximum of 5 mobile services per More account (whether under this offer or any other More mobile offer that has been or may become available to you). To maintain the discount available under this offer, you must continue to pay for your discounted More mobile plan with an eligible CommBank online bill payment method. Offer does not apply to additional services, charges or usage outside those included with your base monthly plan. The 36-month discount period commences from the day that your mobile service is activated for new services, or from the next billing period after you apply this offer to an existing service via the More customer Portal. After this, your plan will revert to the RRP current at that time, subject to an ongoing monthly discount of $4 per month off the RRP so long as you use an eligible CommBank debit or credit card as your online bill payment method. The RRP of More mobile plans are available on the More website and are subject to change in accordance with More’s Standard Form of Agreement. CommBank and More reserve the right to vary, update or remove this offer at any time. Read full Terms and Conditions for the offer, More's Standard Form of Agreement and policies on More’s website.
New to Australia Safe Custody Establishment Fee Waiver Offer
Eligibility Conditions
To be eligible for the establishment fee waiver offer, the customer must have a new CommBank Everyday Smart Access account that was opened online or in branch between 1 October 2026 (12:01am, AEDT) and 30 April 2027 (11:59pm, AEST) (‘the offer period’); This offer is only available to customers who (a) have been in Australia for less than 12 months and over the age of 18 years old at the time of account opening (b) provide a valid international passport and visa and satisfy all existing Safe Custody eligibility requirements.
Customers must establish a new Safe Custody Facility (excluding packets) during the offer period at a participating branch where the Safe Custody Facility is available For jointly held Safe Custody Facilities, the offer may be applied where at least one facility holder satisfies the offer eligibility criteria, provided all facility holders meet the applicable Safe Custody eligibility requirements. Customers who currently hold an existing Safe Custody Facility are not eligible for this offer.
Facility Availability
This offer does not guarantee the availability of a Safe Custody Facility. Safe Custody Facilities are available only at selected branches and are subject to branch, vault, and product availability. Please click on the link for branch availability . Customers who meet the eligibility requirements may be unable to establish a Safe Custody Facility where suitable facilities are unavailable.
Important Information
The offer does not alter the existing Safe Custody Product Terms and Conditions, eligibility requirements, operational requirements or facility limits. All Safe Custody applications remain subject to standard approval and facility eligibility requirements, including the requirement that a customer may only hold access to one Safe Custody Facility. The offer applies only to the Safe Custody Facility establishment fee and does not apply to any other Safe Custody Facility Fees and Charges. The offer is not transferable, exchangeable or redeemable for cash. This offer may only be redeemed once per customer. Subsequent establishment fees will apply for each new Safe Custody Facility established. CommBank reserves the right to withdraw, extend, amend or terminate the offer at any time without notice, except where prohibited by law.
